All banking services of Daol Savings Bank can be handled through the Daol Digital Bank Fi app, including deposits, savings, loans, remittances/transfers, and certificate issuance.
Customer, your savings and loans will all go well.
■ Immediately without visiting a branch
- Everything from account deposits and withdrawals to deposits and savings product subscriptions are possible through non-face-to-face account opening.
■ Loan that is right for me
- Check your limit and interest rate first with ‘Safe Limit Inquiry’, which does not affect your credit score.
- The Fi app will help you with the loan product that is most suitable for you, from loan application to execution.
☞ Information on Fi credit loan products
- Loan limit: Minimum 1 million won ~ Maximum 100 million won
- Loan period: Minimum 6 months ~ Maximum 120 months
- Loan interest rate: 5.90%~19.90% per year
- Loan repayment example: 10 million won repaid in equal amounts over 12 months at an annual interest rate of 15%
Total loan cost when executing a loan: KRW 10,830,997 (estimated monthly repayment: KRW 902,583)
※ Even if you take out a loan with the same interest rate and limit, depending on the repayment method, the loan may be extended until maturity.
The total amount of principal and interest you have to pay may vary.
■ Fi app allows account management and remittance/transfer at once.
- Account inquiry: You can check and manage your deposit/withdrawal, deposit, and loan account information at once.
- Immediate transfer: You can transfer up to 10 million won immediately with simple authentication.
- KakaoTalk Transfer: You can send money directly to your friends through KakaoTalk.
- Certificate issuance: You can apply for certificate issuance related to deposits and loans.
■ If you become a Fi App member
- You can read your fortune for free every day.
- You can check interest rates with an all-purpose calculator.
- If you have complex tax issues, you can receive expert consulting services. (Limited to customers with an average deposit balance of KRW 100 million or more in the previous month)
■ Customer Center (Weekdays 09:00 - 18:00)
- Call center main number: 1544-6700
- Loan consultation main number: 1600-1482