Finnable: Personal Loan App

3.3
50K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Finnable is India's rapidly growing personal loan app, trusted by salaried professionals in over 120 cities. As an RBI-licensed NBFC, we're dedicated to empowering young India financially by providing quick, paperless personal loans directly to your bank account.

Why Choose Finnable?
Loan Amounts: ₹25,000 to ₹10,00,000.
Interest Rates: 16% to 35.99%.
Tenure: 6 months to 60 months.
APR: 0% to 41%.
100% Digital Application: No physical documentation, apply anywhere, anytime.
Flexible EMI: Choose what you can afford.
No Hidden Fees: Transparency is key to our operations.

Eligibility:
Indian residents employed full-time with a monthly salary of ₹15k or more, deposited directly into a bank account are eligible to apply for a loan.

Example:
Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee of 3% + GST
Final processing fee - ₹3,000 + ₹540
Total personal loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731


Responsible Lending:
Finnable partners with leading RBI-regulated NBFCs ensuring security and compliance:
Finnable Credit Private Limited,
DMI Finance Private Ltd,
Northern Arc Capital Limited,
Utkarsh Small Finance Bank Limited,
TVS Credit Services Limited,
Piramal Capital & Housing Finance Limited,

Security & Privacy:
Your data safety is paramount. We don’t share your information with third parties. Permissions needed:
SMS: To improve app functionality and for fraud prevention.
Location: To verify your address.
Camera & Media: To upload necessary documents like Aadhaar/PAN.
Device Info: To secure your loan application by linking your phone’s unique ID.

Get Your Personal Loan in Four Easy Steps:

1. Install Finnable.
2. Sign up and check your eligibility.
3. Choose your loan amount & tenure.
4. Do your KYC & setup auto-debit to receive funds within a few hours.

Email: makeiteasy@finnable.com

Join thousands of other Indians who have elevated their financial possibilities with Finnable—where every step is simple, transparent, and aimed at enhancing your financial freedom.
Updated on
24 May 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
49.8K reviews
kausar kapadia
12 June 2024
Guys. If you are seeing this review. Please do not go ahead with them. Their internal systems are not good. I have had a horrific experience with them. I already put the amount in the account that was up for Auto debit. Still they called and messaged me multiple times for the EMI. There was this guy was literally harassing me to pay the EMI even though I put the amount in the bank account. I am already regretting. Also tried reaching out to them no response. Please do not go ahead with them!!
3 people found this review helpful
anitha v
1 June 2024
Hi For more than 2 years I've been using this app because I'm not able to close the loan. After all, the rate of interest is very very high and very poor and bad customer service no support from the side not even considering the customer's problem to solve. very bad because of this portal I'm not able to take any loan from other portal and not able to close very very badly still I'm having
7 people found this review helpful
Finnable Credit Private Limited
3 June 2024
We want to reach out to you to understand the issue a bit more, Anitha. Please write in to makeiteasy@finnable.com with your loan and contact details. We will investigate the issue from our end and rest assured we will get back with a resolution within 24 hours.
ANKIT KUMAR
22 May 2024
This app never works, always something went wrong while opening the app, I have been a user since more than 1 year . It is impossible to foreclose after taking from them. However, never had a problem with auto payment of Loan Emi.
3 people found this review helpful
Finnable Credit Private Limited
23 May 2024
Uh-oh, seems like your app has crashed, ANKIT. This usually does not happen, we are live with a newer version of the app, request you to clear data/cache from the app settings and reinstall the app, this will definitely help you. If you still need assistance, please write to makeiteasy@finnable.com