Construx

BAYO PAY (M) SDN BHD

About this app

Construx mobile wallet app is a virtual ID and payment card designed for all construction
personnel that is registered with CIDB in Malaysia. Construx mobile wallet is linked to the user’s
physical CIDB Construction Personnel Registration Card.

The future payment lifestyle for construction personnel, Construx users can access their account via this mobile wallet app or through web application to perform online money transfer, account maintenance, balance check, transaction history and reload. Stay tune for more upcoming features!

To sign-up, you just need 3 simple steps:
● Download from Apple App Store or Google Play Store;
● Create an account; and
● Register your prepaid card, reload using your account via FPX.
Featured benefits
Easy access
Available in both iOS and Android, all you need to do is download the app and create your user
ID and password and you are ready to go.

Reload made easy
With online reload through FPX feature, reload can literally be done at the click of a few buttons and on-the-go.

Funds transfer
Construx makes sending and receiving money really quick and easy be it via QR code or phone number.

On-the-go account management
This app allows users to track transaction history as well as to manage security and account settings.


Security Disclaimer: Construx is a product of Bayo Pay (M) Sdn Bhd, a company regulated by
Bank Negara Malaysia (“BNM”) and a licensed entity by Mastercard Asia/Pacific Pte. Ltd. to
issue Mastercard payment card in Malaysia. Our partnership with Mastercard guarantees the
convenience of worldwide acceptance and top-notch security protection.

Note: Construx is only available for all CIDB Construction Personnel.