예스뱅킹(예가람저축은행)

Yegaramsb

About this app

[Services provided by Yegaram Savings Bank]

* Online banking: inquiries, various transfers, account management
* Deposit/savings opening: Non-face-to-face account opening, regular deposit, savings, savings account opening non-face-to-face
* Simple authentication function: PIN. Simple identity verification using various authentication methods such as patterns and biometric authentication
* Automatic loan application: From loan application to remittance through non-face-to-face real name verification without visiting a branch!
* General loan application: Apply for a loan with the product that suits you
* Online document submission: Automatically search and submit required documents through joint, financial, or private certificates
* Electronic contract writing: Easy to fill out on mobile app/web or homepage
* Loan status inquiry: Check the progress status of the applied loan

[Yegaram Savings Bank loan product information]
* Product Name: Big Money M
* Eligibility for application: All occupations with proof of income and over 20 years of age (employment and business operation for more than 3 months)
* Loan limit: minimum KRW 3 million ~ maximum KRW 60 million (however, the maximum for housewives is KRW 5 million)
* Loan interest rate: 6.8% ~ 17.3% per year (differentially applied depending on internal credit rating)
* Loan period: 12 to 120 months
* Delinquent interest rate: within 3% of loan interest rate (however, it cannot exceed the legal maximum interest rate)
* Repayment method: Repayment in equal installments of principal and interest
* Interest payment method: Posted monthly
* Required documents: ID card, original copy, proof of income (documents can be submitted online)
* Early repayment fee: 1.9% (only charged for up to 24 months)
* Other fees, etc.: None
* Stamp duty: KRW 70,000 when the loan amount exceeds KRW 50 million (50% each/customer KRW 35,000)
* Note: When applying for this product through the Yegaram Savings Bank app, mobile phone identity verification is performed at the application stage. If the mobile phone is not in your name, you will not be able to proceed to the next step. Please take this into account when applying.
: Loan is determined based on savings bank screening standards and customer credit rating. Additionally, when using a loan product, your credit rating or personal credit score may drop. (If your credit rating or personal credit score falls, additional loans may be restricted, or disadvantages such as increased loan interest rates or reduced loan limits may occur.)

[Yegaram Savings Bank Customer Center]
Customer Center: 1877-7788 (Weekdays 09:00 ~ 18:00)

[Information on permissions and purposes for using the Yegaram Savings Bank app]
We will inform you of the access rights required for the service.
- Storage space (required): Save joint certificate, use temporary storage space
- Camera (required): Take a picture of your ID card and submit documents
- Photo (required): Use a photo saved on the device to verify your identity.
- Phone (required): Check device ID to send PUSH notification and connect to customer center by phone
- PUSH (required): Receive PUSH
* Optional consent is required when using the function, and if permission is not granted, you can use services other than the function.

The bank collects and uses behavioral information for product and service development, customer analysis, and marketing.
- Collection purpose: product/service development, customer analysis, marketing
- Collection items: Advertising identification information (ADID/IDFA), app information, device information, service use records
- Retention period: Retention and use for 3 years from the date of collection

What's new

예스뱅킹의 새로운 기능을 확인해 보세요!