People's CardLock

People's Community Federal Credit Union

About this app

People's CardLock helps protect your debit and credit cards by sending transaction alerts and giving you the ability to define when, where and how your cards are used. You can also turn the card off and on. Simply download the app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.

Alerts Ensure Safe, Secure Card Usage
Alerts can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. The app can send an alert when a card is used or when a transaction has been attempted but is declined ? and additional customizable alert options are available. Alerts come immediately after a transaction has taken place.

Location Based Alerts and Controls
The My location control can restrict transactions to merchants located within a certain range of your location using your phone?s GPS, or by region using city, state country or zip code on an expandable interactive map. Transactions requested by merchants outside of a specific region can be declined

Usage Alerts and Controls
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants, entertainment, travel and groceries. And your transaction can also be monitored for specific transaction types such as in store purchases, online transactions, mail/phone orders, and ATM transactions

Card on/off Setting
When the card is ?on? transactions are allowed in accordance with your usage settings. When the card is ?off? no purchase or withdrawals (other than pre-approved, recurring transactions) are approved until the card is subsequently turned back ?on?. This control can be used to disable a lost or stolen card, prevent fraudulent activity, or to turn off a card that is rarely used

Ratings and reviews

Love it! Transactions come through almost immediately. It's great to know you can turn off your card at anytime if something goes through your unfamiliar with.

Buggy. Keeps telling me to turn on location and play protect, doesn't seem to recognize that they are already on.

Excellent product. I wish I had it for all of my cards.

What's new

Minor bug fixes and security enhancements.