TEO - Das neue Multibanking

COMECO

About this app

Use all multibanking functions with the free and secure financial app and benefit from contract manager, insurance manager and attractive TEO Plus offers.

TEO financial app - reliable online banking including multibanking, contract manager and attractive TEO Plus offers.

• Multibanking for almost all banks in Germany
• All common online banking functions such as sales overview, transfers, standing orders
• Integration of the depots from MeinInvest, VermögensPlus and UnionDepotOnline
• Integration of easyCredit
• Cooperation with some Sparda banks for expanded online banking
• Contract and insurance manager with cancellation alarm clock

• Financial weather, virtual savings boxes, discounted and attractive partner offers
• Excellent security and data protection standards
• TÜV-tested app for safety requirements

ONLINE BANKING INCLUDING MULTIBANKING AND INTEGRATION OF DEPOSITS
• TEO offers familiar online banking features in one place
• Multibanking financial overview of all accounts
• Transfers with the usual release procedure
• Photo and QR code transfers
• Financial overview of integrated depots

HOME PAGE WITH PERSONALIZABLE TOTAL BALANCE
The home page contains a summed up total balance of all integrated accounts selected by the user. Below you will find the individual balances of the integrated account types (current, investment, credit accounts and credit cards).

COOPERATION WITH SPARDA BANKS AND ADDITIONAL FUNCTIONS
The Sparda banks in Baden-Württemberg, Munich and Nuremberg cooperate with TEO. This means you can provide your customers with additional online banking functions and information such as contact center, direct debit return, mailbox, appointment scheduling, push notifications for account transactions.

CONTRACT AND INSURANCE MANAGER
The contract manager automatically recognizes ongoing contracts and lists them clearly. Additional contracts, notice periods and a cancellation alarm can be added manually. The insurance manager helps to keep an overview of insurance policies taken out and their monthly costs. These can be optimized through useful insurance offers and tips. With the contract check in TEO, contracts can be easily compared.

FINANCIAL WEATHER
With financial weather, your financial future will never be uncertain again. Based on recurring income and expenses and taking variable payments into account, you receive forecasts about the account balance at any time. The next 1-13 months can be reliably predicted.

SAVING BOXES
The TEO savings boxes make saving for new wishes more straightforward and easier than ever before. The number of savings boxes is unlimited and they can be named individually. This means you save specifically and automatically for your next wish. And the best thing: the money stays in the account the whole time - because with TEO it is only put aside virtually.

TEO PLUS
With TEO Plus you can optimize finances and reduce everyday expenses. In the “Partner Offers” category you will find suitable savings and added value offers. In addition to a large selection of partner offers, (value) vouchers can also be purchased at a discount. The “Financial Products” category offers selected financial and insurance offers for individual needs and life situations. In addition, editorial and informative articles invite you to read and discover.

SECURITY OF DATA
At TEO, the highest value is placed on the protection and security of data. TEO does not store any sensitive payment information on the device - this is reloaded in encrypted form every time you log in. TEO is protected by security measures such as firewalls, SSL protection and authentication procedures.

TEO can be used from the age of 7. Users under the age of 16 require the consent of a legal guardian to create a TEO account.

Ratings and reviews

The final nail in the coffin was Today: I tried to make some QR transfers and the QR reader was zeroing the cent amount. I checked the multiple QRs with a plain text QR rd. app and all they were correct. On top of that the app just does not do the transfer, so I guess this is the way Teo mange to inform the customer that they messed up the QR reader instead of displaying a clear message e.g. "sorry QR transfer is not working", they just dsbl the transfer itself but left the option in.

Update & Response. It's not only one day with problems. The App is very slow, I have to connect and try to login more than one time to be able to go through, very slow to load the details of the bank account. Just hope that thes issues will be fixed in the near future. You can't seriously design an App for net banking that customers have to rely on it to make their transactions.. Very Bad. Frustrating and slow.

Not the worst but the previous app was way better. Simple as it should be for a banking app, all the details you needed to know in one place and user friendly for foreigners too. The new app destroys the whole online banking experience. I just need an app to check my balance, pay some bills and confirm an online purchase. The extra sauce isn't that necessary. But yeah we can't do otherwise since this is mandatory.

What's new

Neu mit dem aktuellen Update:
- Fehlerbehebungen

Fragen oder Feedback zu TEO? Die Kontaktdaten des Supports befinden sich in TEO unter Profil / Kommunikation oder unter https://www.teo.de/hilfe