CreditFit: Loans, Credit Score

CreditMantri Finserve Private Limited

About this app

CreditFit: Free Credit Score, Apply for Loans & Credit Cards

With CreditMantri's CreditFit app, you can check your free credit score, improve your credit health & get Credit expert's assistance with resolving your unpaid credit accounts. We offer a wide range of loans & credit cards uniquely matched to your profile from top banks & NBFCs. Join over 20 million+ Indians 🛡️ who trust CreditFit for their financial needs!

📈 Credit Score & Analysis
• Check your credit score and get an analysis of your credit report for FREE
• Subscribe to our services to understand the factors that affect your credit score and where you stand on all those factors
• Get 12 monthly reports of your credit profile to see how your borrowing behavior is affecting your credit profile
• Subscribe to our CreditFit service for a personalised action plan to improve your Credit health with the assistance of our in-house Credit Expert
• Our Bureau partners are Equifax and CRIF, two major credit bureaus authorized by RBI (the other two being CIBIL and Experian)

💸 Track your expenses
• Plan your budget & track your spends across categories
• Quickly add cash transactions to accurately track expenses
• Get reminders for EMI & credit card bill payments to ensure timely payments
• Check your bank balance & ATM withdrawal count easily

💸 Loans & Credit Card Offers
• Apply for exclusive loans & credit cards from over 30 leading Banks and NBFCs of India
• Get instant approval on loans & credit cards with zero documentation & flexible EMI options as per your eligibility
• Build your credit score with your first credit product
• Get access to guaranteed loan options when you’re facing loan rejections

💰 What is the loan amount, tenure and interest rate I can get and how to become eligible?
• Personal loan: From Rs.1,000 to Rs.30 lakhs & tenure from 90 days to 5 years & interest rate varies from 11.99% to 35% per annum.
• Maintain a 750+ credit score to become eligible for best loans & Credit cards from 30+ lenders

😇 Why Choose CreditFit?
• Personalised action plan: Get a detailed analysis of your credit report via monthly & quarterly reports on your credit behavior with insights & an action plan to improve and maintain your credit health
• Expert Assistance: Get expert assistance from our Credit Coach to implement your action plan
• Free Credit Score: Check your Equifax & CRIF score instantly for free, with no spam or ads
• Correct wrong data in your bureau report: Report inaccuracies like wrong accounts, missed payment details, wrong account status directly to the bureau, through our expert guidance
• Reduce your EMIs: Understand if your loans are optimally priced by comparing them with the market rates. Talk to our expert to understand how to reduce your EMIs
• Negative account resolution: Get expert assistance on repaying and clean closing your negative accounts

Sample example of the total cost of the loan:
• Loan amount: Rs.1,00,000
• Interest rate(APR): 13% per annum
• Loan tenure: 12 months
• Total interest to be paid: Rs.13,000
• Processing fee + GST: Rs.588 (Rs.499+GST)
• Monthly EMI repayment: Rs.9,466
• Total amount to be repaid: Rs.1,13,588

Major lending Partners:
CreditFit has partnered with leading banks & NBFCs to provide loans
• L&T Finance Limited
• InCred Financial Services Limited
• Shriram Finance Limited

📞 Contact Us
• For any queries, email us at [e-mail] or visit our CreditMantri's website

📍 Address
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002

CreditMantri's CreditFit app is India’s No.1 mobile app for checking Free Credit Score & detailed Credit Analysis. Download CreditFit now to start your journey towards better credit health & access to the best financial products

Ratings and reviews

I recently tried the CreditMontri app, and unfortunately, it was a major disappointment. The user interface is clunky and unintuitive, making it difficult to navigate and find essential features. The app also suffers from frequent crashes and slow performance, which significantly impacts usability. Additionally, the customer support is lacking—responses are slow, and when they do come, they are unhelpful and vague. Overall, CreditMontri failed to deliver on its promises, and I would not recommen

It's a fake app, they first promise you that they would do this and that to improve your cibil through various methods, and once you get trapped by taking their subscription, they avoid getting in touch and you can't reach them out through any of the ways. You can only reach out to their sales team not the problem resolution team. They keep insisting you that you keep on paying for various type of services they offer, which is totally fake. Don't get into their trap, bloody looters.

Complete cheating. The only thing they do is taking your credit report and intimating that you have cibil issue. They take no action to resolve anything. If you like to spend 2000 rs and get some un related SMS and whats up messages this is the best way to waste your time and money

What's new

• Improved CreditFit product discovery page with personalised insights based on your credit profile
• Enhanced user journey for a seamless service experience, ensuring high accuracy in reporting delinquent accounts
• Resolved all query issues to strengthen the connection between customers and our in-house credit experts
• Streamlined the process for reporting credit report errors directly to the bureau
• A few bug fixes to improve and streamline the user experience