FinPlus - Pinjaman Ringkas

PT. Rezeki Bersama Teknologi

About this app

FinPlus is a simple, friendly and reliable online loan service.

We provide various loan products with the best service for you.

FinPlus is a technology-based loan service that is concise, friendly and reliable. FinPlus under the auspices of PT. Rezeki Bersama Teknologi (PT. RBT) has the motto of prioritizing customer satisfaction with easy applications, easy requirements and fast disbursement.

FinPlus services are built with the latest technology with the implementation of Artificial Intelligence, Machine Learning and Big Data Analytics. All FinPlus customer data is stored on local Indonesian servers with encryption technology to ensure all FinPlus customer data is safe.

Why choose FinPlus?
1. SIMPLE: Easy data entry, funds are immediately disbursed after verification.
2. FRIENDLY: Provides loans without collateral.
3. TRUSTED: Officially licensed by OJK. KEP-3/D.05/2021.

Product information:
1.Nominal: IDR 500,000-2,400,000,
2. Tenor from 91 – 120 days,
3.The highest annual interest rate (APR) is 15% per year (daily interest rate 0.04% per day),
4.There are no other fees,
5. Example of a loan of IDR 1,000,000 with a tenor of 120 days with interest of 0.04% day：
Monthly interest: IDR 1,000,000 x 0.04% x 30 = IDR 12,000
Monthly payment: IDR 1,000,000/4 + IDR 12,000 = IDR 37,000
Total interest expense: IDR 12,000 x 4 = IDR 48,000
Total payment amount: IDR 1,000,000 + IDR 48,000 = IDR 1,048,000
(If you want to borrow more money, you can use the above method to calculate the appropriate borrowing costs)

Immediately download FinPlus, apply for a loan with us.

Loan Terms:
Borrowers must be Indonesian citizens aged 20 years, have ID/KTP and proof of income.

Contact us for further information:
Telephone: [phone](WA)
Email: [e-mail]
Address: Menara Dea Tower I 8th floor, Suite 803
Jalan Mega Kuningan Kav. E4.3 No. 1-2, RT.5/RW.2,
Kuningan, Kuningan Tim., Setiabudi District, South Jakarta 12950

Ratings and reviews

This app & company is a fraud & shark lender who imposed yuge amount of interests while it promotes 100 days installment yet the 1st installment schedule is merely 15 days w/ payable amount of 90% from the loan, then remaining installments are only the fees for the next 2 periodical payments + you can't delete your personal data once you submitted to them When we contacted the Customer Service & asked to delete our data, they'd just left w/ out response while at first they greeted you politely

Easy to apply but low limit and very long verification time. Can only be used for short term as almost full amount (90%) of the loan to be returned in 15 days. Only the fees and interest remain for installments ( 2 months) . It means roughly we have to pay 30% charges for fees and interest for 15days loan. It looks as 100days loan but it is not . I can say it is a hidden shark loan. Watch out! Choose carefully.

This app is so tricky. 100 days in fact you must pay 90% loan in 2 weeks after borrow the loan. 🤭🤭🤭 I just install to know how its works, and never used the loan.