Cairin: Pinjaman Dana Instan

4.7
354K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Cairin is a secure, convenient, and reliable online cash loan application that requires no collateral.

Loan Products
●Loan Limit: IDR 200,000 - IDR 80,000,000
●Cash Loan Term: Tenor ranging from 91 to 365 days
●Interest Rate (maximum): 24% per annum
●CAIRIN Calculation Example: If you choose a loan amount of IDR 1,000,000 with a term of 120 days, the loan fee is as follows:
Monthly Interest Rate: 24%/12 = 2%
Monthly Interest: IDR 1,000,000 * 2% = IDR 20,000
Monthly Payment Amount: IDR 1,000,000/4 + IDR 20,000 = IDR 270,000
Total Interest: IDR 1,000,000*(24%/360)*120 days = Rp80,000
Total Repayment Fee: Rp1,000,000+Rp80,000=Rp1,080,000

Cairin Cash Loans are licensed and supervised by the Financial Services Authority (OJK).

Cash Loan Application/Online Loan/Unsecured Credit, only requires an ID card to start a loan. Funds are disbursed immediately after the application is approved!

Who can borrow from Cairin?

●Indonesian citizens aged 18 years or older
●Have an ID card (KTP)
●Have an Indonesian mobile phone number
●Have a bank account

【How to Register】
◉ Download the Cairin app from the Google Play Store
◉ Fill in and complete your personal details
◉ Wait for the verification process
◉ The loan will be disbursed to your bank account

【Tips for Passing the Verification Process】
◉ When filling in your personal details, ensure that information such as your Full Name matches the name listed on your KTP and your bank account.
◉ Ensure your KTP photo is clear and legible.
◉ During the facial verification process, ensure you are in a room with adequate lighting and a stable internet connection.
◉ The more complete the information you enter, the better your credit score and the greater your chances of passing verification.

【PAYMENT METHODS】
You can pay through:
●ATM, Mobile Banking, and Internet Banking
●Partnered with: BCA, Mandiri, BRI, BNI, and other major banks

[DATA SECURITY]
●Cairin is licensed and supervised by the Financial Services Authority (OJK) (KEP-29/D.05/2021)
●Registered as an official fintech lending provider
●As a member of AFPI, which guarantees ethical collection practices
●ISO 27001:2022 certification for data security
●Committed to protecting personal and user data

Beware of Illegal Loans
Cairin never requests payment through a personal account. Ensure transactions are only made through the official Cairin app - an online loan licensed and supervised by the OJK.

Need a loan for urgent needs such as home renovations, hospital fees, buying a motorcycle/cell phone, or paying for a child's school fees? Looking for a fast and easy cash loan?

Download and apply on the Cairin app now and meet your financial needs!

CAIRIN Low Interest, High Loan Limit, Fast Processing, and Many Benefits!
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Funding Products
Cairin is a Financial Solutions Platform, offering an alternative way to generate additional funds.

Why should you fund with Cairin?

Economic Benefits
Funding starts from IDR 1,000,000 with terms ranging from 60 to 91 days and attractive Economic Benefits of up to 11% p.a.

Alternative Investment
As an alternative way to allocate funds for financial solutions.

Data security is guaranteed
Licensed and supervised by the Indonesian Financial Services Authority (OJK) and ISO 27001:2022 Certified.

Product Information:
Funding Duration: 60 days - 91 days
Economic Benefits up to 11% pa
Funding starts from IDR 1,000,000

CAIRIN Customer Service Operational Hours:
Monday - Sunday, 8:00 AM - 7:00 PM

◉ Phone: 021-24163377
◉ Email: cs@cairin.id
◉ Live chat on the Cairin app
◉ Website: https://www.cairin.id
◉ Facebook: @CairinOfficial
◉ X: @cairin_id
◉ Instagram: @cairin_id

PT. Idana Solusi Sejahtera
Rukan Permata Senayan, Blocks E52, 53, and 55, Jl. Tentara Pelajar No. 1, North Grogol, Kby District. Lama, South Jakarta, Special Capital Region of Jakarta 12210
Updated on
Oct 13, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
353K reviews
Ms G
September 25, 2025
Good fintech & great appl before but NOW its Bad application, payment verification is very slow, payment has been done but in the application it has not changed even though it has sent proof of payment to DC who bills by wa and today the application is listed as late payment, very disappointing. Even though the day before the due date, the system error was due to not showing up the virtual payment account number so payments could not be made. CS phone is also not active
212 people found this review helpful
PT. Idana Solusi Sejahtera
October 12, 2020
Hai :) Jika kamu memiliki keluhan, kritik dan saran, mengenai Pinjaman dana tunai online jangan sungkan untuk sampaikan kepada kami. Silahkan hubungi kami di: Email: cs@cairin.id Instagram: @cairin_id Facebook: CairinOfficial Customer Service: 021-24163377 Dengan senang hati kami akan melayani Anda. Terima kasih Sobat Cairin
Yohana Ayu S
February 9, 2021
Thats make me confussed when people say if this apk was quick for the process?? Really?? I already waiting for 2 days only for verification but still nothing happen. This is the most longest apk for waiting the verification then the other!! When the other only need less then 1 hour, this one not enough even already 2days?? Or maybe u just want to steal my information???
119 people found this review helpful
PT. Idana Solusi Sejahtera
February 9, 2021
Hai :) Jika kamu memiliki keluhan, kritik dan saran, mengenai Pinjaman dana tunai online jangan sungkan untuk sampaikan kepada kami. Silahkan hubungi kami di: Email: cs@cairin.id Instagram: @cairin_id Facebook: CairinOfficial Customer Service: 021-24163377 Dengan senang hati kami akan melayani Anda. Terima kasih Sobat Cairin
Raja Arif Harahap
September 21, 2025
CANT EVEN DELETE ACCOUNT !!! STOP WASTING MY TIME AND KEEPING MY DATA IF YOU DONT WANNA GIVE LOAN
5 people found this review helpful
PT. Idana Solusi Sejahtera
September 21, 2025
Hai Sobat Cairin, Kami mohon maaf atas ketidaknyamanan ini. Kami berjanji tidak akan mengungkapkan data pribadi Anda kepada pihak ketiga tanpa otorisasi. Data tersebut hanya digunakan untuk proses verifikasi pengajuan pinjaman Anda. Terima kasih

App support

Phone number
+622124155100
About the developer
PT. IDANA SOLUSI SEJAHTERA
cairin.id@gmail.com
Rukan Permata Senayan Blok E No. 52, 53 dan 55 Jl. Tentara Pelajar Kota Administrasi Jakarta Selatan DKI Jakarta 12210 Indonesia
+62 877-8318-3970