Kem App

2.5
511 reviews
100K+
Downloads
Content rating
Mature 17+
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About this app

Kem – The Future of Crypto Payments & Transfers
Kem is the fastest and easiest way to send, spend, and manage your crypto powered by USDT and the world’s leading digital assets. Whether you're making everyday payments, sending money globally, or swapping between major cryptocurrencies, Kem makes crypto as seamless as cash.

Here’s what Kem offers:

POWERFUL TOOLS FOR CRYPTO USERS

- Instantly send USDT, Bitcoin, Ethereum, and other major digital assets to anyone in your contacts.
- Pay globally with real-time conversions between crypto and local currencies.
- Swap between assets like USDT, BTC, ETH, Gold, and local currencies such as Kuwaiti Dinars, Saudi Riyals, and Dirhams.

SPEND CRYPTO LIKE CASH

- Kem Infinity Cards let you spend crypto online or in stores just like a regular debit card.
- Pay with Kem QR at supported businesses for seamless in-person transactions.
- Real-time conversion ensures your crypto is always spendable without extra steps.

SECURE, FAST, AND FLEXIBLE

- Withdraw funds to external wallets or linked bank accounts in minutes.
- Advanced security features protect your crypto with state-of-the-art encryption and authentication.
- Built with Tether’s trusted infrastructure for seamless USDT transactions.

GLOBAL & LOCAL PAYMENTS MADE EASY

- No borders, no delay send money instantly across the world.
- Easily swap between digital assets and local currencies like KWD, SAR, AED, and more.
- Designed for everyday transactions, from small payments to large transfers.

SUPPORTED ASSETS

Kem supports USDT, BTC, ETH, Gold, and major local currencies, with more assets added regularly.

NEED HELP?

Visit [kemapp.io](http://kemapp.io/) for more information and to contact Kem Support.

PRIVACY & COMPLIANCE

Transfers and withdrawals may be subject to review or network delays. Kem is a crypto financial platform, not a bank. Banking services, where available, are provided by licensed partners.
Updated on
Nov 18, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.5
508 reviews
Katra Huxley
November 29, 2025
Horrible! I deposited around $200 into the account and it worked fine at first, was able to use the Kem card and everything was good. Now, suddenly, I have $40+ in the account and every time I try doing anything with my balance it tells me "oops! Something went wrong!" I tried contacting support and they didnt help at all! Stay far away from this app. If support can help me get my funds back then I will amend this review.
7 people found this review helpful
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Israel Omogbai
November 11, 2025
You people are scammer 😠😠😠 deposited money into the Kem app, but even after several hours/days, the funds have not appeared in my account. I tried contacting support, but there has been no response. I strongly advise everyone not to use this app until this issue is fixed. It’s frustrating and disappointing to lose money like this. Please be careful and think twice before depositing.
15 people found this review helpful
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Md Abu Hanif
October 8, 2025
It's too bad the UI is so difficult. And there are some problems like I set a username then after clicking next the same page came up again and when I gave my old news name it didn't work. Here comes the notification that someone else has already taken it, so I lost my username. Also, there are many problems with ID verification, many problems with adding referral codes.
51 people found this review helpful
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What’s new

- New payment screen
- New eSIM purchase feature
- Various minor fixes

App support

Phone number
+96594997337
About the developer
Kemfinity s.r.o.
georgechichua@kemkuwait.com
Chudenická 1059/30 102 00 Praha Czechia
+995 579 99 88 85

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