Happy State Bank Mobile

Happy Customer Support

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About this app

The Happy State Bank, a division of Centennial Bank mobile app provides you the convenience to bank when you want and where you want through secure account access within your mobile device.


With Happy State mobile app you can:
-Open a new account right from your app*
-Check balances
-Deposit checks**
-Transfer funds between eligible accounts
-Pay bills-2 including other people
-View check images
-Locate a nearby branch or ATM
-View recent transactions
- Access TCalc™ Financial Calculators ***


Get started today by visiting www.happybank.com for instructions on enrolling your device.
*Restrictions and limitations apply to opening deposits and funding methods. Online account opening applies to deposit accounts. Subject to credit approval. Must be 18 years of age. Must be a legal resident of the United States. Must have working device that meets required specifications. Not all products are available for all locations. Not all products are available through online account opening. See happybank.com for details)


**Some restrictions may apply, see bank for details.


***The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results


****Transfers require enrollment and must be made for Happy State Bank, a division of Centennial Bank consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.


Message and data rates may apply from your wireless carrier.


Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.


Member FDIC

Ratings and reviews

This app was an absolute dumpster fire since day 1. Biometric logins have been inconsistent at best. I was completely locked out of my account for over 6 months at one point. Centennial took over & there's been a mass exodus from this bank, and for good reason. Good, trained employees left. I get hit with charges when I can't even see my account balance. It's insane. They can't give acct balance but don't hesitate to charge fees. Abandon ship and do it now. I'm closing my account after decades.

Even though I select "fingerprint" login inside the app, it still kicks me off and makes me enter my username and password every time I try to log in with a pop-up of "Error: authentication required". It's done this for months and I'm getting sick of it. Then, half the time it also requires me to enter my challenge answers, which I honestly don't remember the answers to.

App seldom works and always logs me out randomly so instead of being able to quickly check my account, I'm stuck logging back in with my ridiculously long password and user name UPDATE: Works fine now almost all the time. Don't know what the issue was, as I didn't notice any updates and never uninstalled/reinstalled it. Used to be ok, but it won't let me log in at all now.

What’s new

This update includes bug fixes and performance improvements.