เงินติดล้อ - สินเชื่อและประกัน

Ngern Tid Lor Pub Co., Ltd.

About this app

Ngern Tid Lor is an application designed to facilitate tracking and accessing information about various products and services related to car registration loans (sedan-pickup trucks), motorcycles, trucks, including loans with land title deeds as collateral, and property and casualty insurance services under the supervision of the Bank of Thailand and the Office of the Insurance Commission. With a single application, users can check their personal information, manage transactions, view payment lists, and access related services conveniently, quickly, and safely, anytime, anywhere.

What can the Ngern Tid Lor application do?
- Check and manage loans
Access existing loan and contract information, such as balance, payment due date, payment history, and check initial eligibility to receive additional credit (subject to specified conditions)
- Pay installments easily and conveniently through all channels
Supports payment via QR Code and leading bank applications, no need to travel to a branch
- Manage Ngern Tid Lor cards
Activate Ngern Tid Lor cards yourself, check remaining balance, control card usage by yourself, safe and easy to use
- View insurance information and renew insurance in advance
Check policy status and coverage, pay premiums without having to go to a branch, or renew car insurance, with immediate coverage Up to 90 days in advance

Example of interest calculation and details of car registration loan calculation
- Interest rate 12-24% per year
- Minimum repayment period 12-60 months

If you want to borrow 5,000 baht, you can calculate the interest at 24% per year or compare the fixed interest rate of 1.13% per month that must be paid throughout the contract period as follows:
-If you pay in installments for 12 months, the total interest to be paid is 658.03 baht
-Total cost of the loan is 5,658.03 baht (principal 5,000 + interest 658.03)
-Monthly payment is 471.50 baht

If you want to borrow 100,000 baht, you can calculate the interest at 24% per year or compare the fixed interest rate of 1.13% per month that must be paid throughout the contract period as follows:
-If you pay in installments for 60 months, the total interest to be paid is 71,449.72 baht
-Total cost of the loan 171,449.72 THB (Principal 100,000 + Interest 71,449.72)
- Monthly payment of 2,857.50 THB

Information on various service fees:
- Interest, fines, service fees, and any fees combined must not exceed 24% per year
- Fee for transferring loan funds to an account via the Ngern Tid Lor app is 3 THB per transaction (when calculated together with the interest of each contract, it must not exceed 24% per year)
- Debt collection expenses (including VAT) (in the case of overdue payments)
- Installment 1 installment 50 THB per debt collection cycle
- Installment 2 installments or more 100 THB per debt collection cycle
- Fee for returned checks 200 THB per time
- Stamp duty is calculated based on actual expenses at the rate charged by law

Privacy Policy
The Company will collect, use or disclose your personal information in accordance with legal requirements or in cases where consent is required for certain activities. In collecting, using or disclosing your personal information, the Company will request your consent for such activities.
Reference: https://www.tidlor.com/th/privacy-policy/customer-policy

Please consider using only the necessary credit limit and manage your payments appropriately.
Supports Android 7 and above.
More information: www.tidlor.com
LINE: @Tidlor
Facebook: เงินติดล้อ
And at เงินติดล้อ branches nationwide
Insurance broker license number ว00015/2556

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