Piramal Finance

Piramal Capital & Housing Finance Limited

About this app

Welcome to the Piramal Finance Ltd. (PFL) mobile app!

PFL mobile app is a one stop shop for accessing all the details related to your loan account. This mobile app is easy and convenient to use. Existing customers of PFL can login to this app using their registered mobile number.

Features of this app:
◼ Get access to all your loan accounts in one place
◼ Download Loan statement, Final IT statement, Provisional Interest Certificate
◼ Options to securely pay all your dues online

Our personal loan products are flexible:
◼ Personal Loan amount: ₹ 10,000 to ₹ 10 Lacs
◼ Personal Loan Interest Rates: Min. 11.99%* p.a, Max. 35.99%* p.a
◼ Flexible Loan Tenure: 12 to 60 Months

Loan quote for amount of ₹ 100000 (example):
If you borrow 12-month personal loan of ₹ 1 Lac at a fixed rate of 12.00% with processing fee of ₹ 999**, the monthly EMI would be ₹ 8,885.
**Excluding service tax & other statutory government levies.

Total Interest Payable on the online loan: ₹6620
Total Payment (Principal + Interest): ₹106620

* Terms & Conditions Apply

Piramal Retail Finance (PRF), a business entity under Piramal Finance Ltd. PFL), a subsidiary of Piramal Enterprises Limited ('PEL', NSE: PEL, BSE: 500302). Focused on small and mid-town India (the 'Bharat' markets), the Company offers new and expanding product offerings to meet various financing needs of Bharat customers.

Piramal Retail Finance, the consumer lending platform of Piramal Enterprises Limited, engages in various financial services businesses. It provides home loans, loans for small businesses, and loans for working capital to customers in affordable housing and mass affluent segments across Tier I, II and III cities. Its modular structure will have the ability to add multiple products such as loans for used cars, two-wheelers, education and purchase finance.

Focused on building strong partnerships, the Company offers an Artificial Intelligence (AI) enabled multi-product retail lending platform by augmenting a 'Digital at its Core' strategy via physical customer connect-points for budget customers of Bharat. Its vision is to reach to 'Bharat' customer segments, especially those that do not have easy access to the Indian financial systems, across geographies via its unique ‘Hub & Spoke' model that includes 14 Hub branches and 26 tech-led spoke locations.

Ratings and reviews

In app earlier it has a paynow option so we can pay total amount in respect to loan and close the loan, it was a good feature without approach to any office and close our loan through online. But now the same is not working in the app and loan close is very pathetic. And when I take a personal loan the customer care saying, Sir this is pre approved loan for you , if you want close you can close without any foreclosure charges, but now they are cheating and saying 3% will deduct as foreclosure..

Damaged Cibil: This app is a scam! Here's why: High Fees: Their processing fees are much higher than other options. Fake Promotions: They promise rewards like gift cards but never deliver. Hidden Costs: Beware of surprise fees (Rs. 500) for missed payments. Bad Service: Their customer service is clueless about your payments. Credit Score Drop: My CIBIL score plunged 31 points (788 to 757) in just 2 months! Loan Impact: This can hurt your chances of getting a loan. Look for other apps

This app is totally useless & not friendly , First of all I am a paytail customer,without prior info to the customers they have taken over paytail. Paying Emi on time also they are putting bounce charges, Totally disappointed with Piramal group. Spoke to Customer support multiple times but no use. I want to close the loan for that also they are not giving options so forcefully i have to pay for another 9 months. I strongly recommend not to go with this app.