การเงินง่ายๆ – รวมแอปการเงิน

Saran S

About this app

Calculate financial values ​​easily and quickly, including home payments, car payments, installment loans, retirement plans, and collection of funds through provident funds. compound interest Price comparison And find a breakeven point

(1) Installment house
• Calculate home installment payments. And if additional installments How much will the interest be saved? And how fast is the installment payment?
• There is a table showing the installment amount for interest, principal and outstanding balance.

(2) Installment
• Calculate car loan installment payments. And can convert a flat rate into an effective interest rate immediately
• Choose to enter a fixed interest rate Or can reduce the flowers
• There are tables showing details of both types of installments

(3) Loan installments
• Calculate loan installments And if additional installments How much will the interest be saved? And how fast is the installment payment?
• There is a table showing the installment amount for interest, principal and outstanding balance.

(4) Plan for retirement
• Calculate the money that must be collected each month. In order to have enough after retirement
• Can adjust interest rates And inflation in the box before retirement
Note that the interest rate after retirement Equal to inflation

(5) Collect money through provident funds
• Calculate the total amount of money at the date of retirement from employee savings (Money deducted from salary) employer contribution And the rewards received
• Use the billing plan that can adjust the numbers so that the total money on the day of retirement as needed.
• There is a table showing monthly salaries, cumulative contributions and contributions.

(6) Compound interest
• Calculate the compound interest of existing deposits. And additional deposits on a monthly basis
• Can choose compound interest as monthly, every 3 months, every 6 months or yearly
• There is a table showing interest, cumulative interest and deposits, including cumulative interest on a monthly basis.

(7) How many years of money can be used?
• Calculate money that includes interest income. How many years can be used
• Enter the amount you want to use monthly. From then it will be converted to yearly. In order to find the money that has interest included How many years can it be used?
• There is a table showing details that, if spending more money than specified How many years of money will be depleted?

(8) Money available each year
• Calculate money that includes interest income. How much can be used per year
• Enter the number of years you want to use the money. In order to find the money that has interest included How many baht can be used per year? Or how many baht per month
• There is a table showing details of the number of years that need to spend money. And the amount that can be used per month

(9) Compare prices
• Calculate the unit price of a product that Which one is cheaper? How many baht cheaper than a unit or how many%?
• Conclude that if you buy a cheaper model How many baht will be saved?

(10) Find a breakeven point
• Calculate the number of units of the product That makes sales or income equal to the cost
• Enter the total fixed cost. Variable costs per unit And the selling price per unit To find the number of units that are worthwhile And cost-effective sales
• There is a table showing details that, if sold more than the break-even point How much will profit
note
• Total fixed costs are all costs that must be paid. Regardless of whether it can be sold or not, such as shop rent, salesperson fees
• Variable costs per unit is the cost that must be paid per unit. Which will vary according to sales, such as raw material costs

Note: This app is only for preliminary financial planning and decision making.

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