Fio Smartbanking CZ

3.9
9.92K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Fio Smartbanking is a smart banking application that makes your life easier. Thanks to it, you will always have your account close at hand. You can cheerfully solve unexpected situations and check your account movements anytime and anywhere, pay quickly or promptly change the limits on your payment card. You apply for a loan, you can start saving or investing. And much more.

Maximum security
The application is protected for login and transaction authorization and meets the most modern security standards.

Activation and account opening in a few clicks
• If you are our client, you simply download the application and connect it to your account.
• If you are not yet our client, you can create an account quickly and conveniently in the application. With Bank iD, it doesn't take more than a few minutes.

Why Fio Smartbanking
• It is simple, fast and secure.
• It is clear and reliable.
• You are still in control of your money.
• You can customize it to your liking.
• Offers everything you need for effective money management.

What the app offers
- Possibility to customize the start screen.
- Widget with balance on the phone's desktop.
- Payment by mobile phone or watch.
- Instant free payments in CZK and EUR.
- Pay by scanning a QR code, slip or account number.
- Pay me function - QR code generation for payment.
- Payments by contact - you just need to know the mobile number.
- Control card limits with one thumb.
- Creating new accounts and cards.
- Application for an overdraft or loan.
- Savings and investment options.
- Arranging travel insurance or loss and theft insurance.
- Mode selection (full/passive/authorization/passive&authorization).
- Authorized communication via the Fio service or a call to the infoline from the application.
Updated on
May 7, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
9.8K reviews
Hasaan Al Sheikh
February 28, 2025
I have used FIO for a long time. The app covers most of my banking needs. I face no issues managing my banking and in secured manners. User friendly simple, and all accounts are under one click. Keep it going, and best of luck. Only I would imagine that one day, it will be easy to invest using the app.
Did you find this helpful?
Fio banka
February 28, 2025
Hello, thank you very much for the lovely review. We will pass on the investment suggestion to our colleagues responsible for development. We are glad that the app is serving you well, and we hope it will continue to do so.
E D
April 12, 2024
App is great, lots of security features. Would be better if it had also messages and notifications sent in English when using it in English. Lately its having issues with connectivity, sometimes you cannot login at all. Please check it, its very frustrating when yiu need it and cannot login. Also adding automatic categorisation of spendings would be great. Other banking apps do it already.
1 person found this review helpful
Did you find this helpful?
Jaroslav Hradil
May 25, 2025
By far the worst transfer to new device experience, took longer than other 3 banks combined
Did you find this helpful?
Fio banka
May 26, 2025
Hello Jaroslav, we are sorry that it took you a longer time to transfer the app to a new device. In general, activation is relatively quick but you need to know your Internetbanking password. We plan to make the transfer easier for one of the next versions of the app.

What’s new

Zrušení minimálního zůstatku u spořicích účtů.

App support

About the developer
Fio banka, a.s.
apd@fio.cz
Na Florenci 2139/2 Praha 1 - Nové Město 110 00 Praha Czechia
+420 732 468 317