Credit.com Credit Scores

Credit.com

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About this app

GET YOUR FREE CREDIT SCORE & START BUILDING CREDIT
It’s your credit score. Access and track your credit report for free today. More than just a credit check, you can learn how to build credit with our free credit app. Take it to the next level with ExtraCredit - a multi-featured, straightforward way to get your credit where you want it. Try ExtraCredit free for 7 days.

CREDIT BUILDER
Do you know what’s helping build and what’s hurting your score? With our free credit score tracker, you can monitor what’s impacting your numbers and track improvement. The free Credit.com app allows you to easily monitor and manage your score and get personalized resources to make smarter financial decisions in order to build credit. Using the free credit check will never hurt your credit score.

TRACK YOUR FREE CREDIT SCORE
• Check your free credit score report card
• Updates are made every 14 days so you can monitor improvement
• Watch your credit score build over time - using the app will never hurt your score
• Take control: Learn how your actions are impacting your score

THE CREDIT BUILDER APP
• Want to learn more about how you can build credit for free?
• Understand what’s impacting your score and learn how to build credit with a personalized action plan
• Make financial progress: access our interactive timeline to see how different actions could affect your target score
• Receive articles, videos, and helpful tips that are tailored to your unique situation
• Know what information lenders are seeing when they run a check

PERSONALIZED RECOMMENDATIONS
• Now that you know your credit score, what are you going to do about it?
• Check which card or loan you're most likely to qualify for — before you apply.
• All our recommendations are personalized to your credit score so you can act confidently.

Access the free app to get a number of tools so you can better understand, improve and protect your score. In our credit-builder section, get personalized tips to help you build credit and take control of your financial future.

MORE THAN A CREDIT SCORE
What Else Can the Credit.com App Do? With a paid subscription to ExtraCredit®, features include:
• Guard It - Advanced monitoring, dark web scans, alerts & $1M ID theft insurance
• Reward It - Cashback rewards from select credit and loan offers
• Restore It - Exclusive savings with one of the leaders in credit repair.* *Discounted access to a credit repair leader only available in certain areas.

About Credit.com
For twenty-five years, Credit.com has empowered consumers with our credit monitoring solutions and a team dedicated to helping simplify the confusing world of credit. Credit isn’t just our name—it’s everything we are. Credit.com has been the destination of over one million members to access and understand their credit scores, find the right credit cards and the best mortgage rates, and take back control of their credit and its impact on their lives.

Ratings and reviews

I've had a great experience with the app since installing. I've had no problems with crashing. I would recommend for accuracy of information provided. I love the colorful wave when your score comes up. Recently one thing that I don't like is, after logging in it says next update available at next login. It's said that for about 2 months now. Why is that happening?

Well.....I was very happy yesterday when I signed up. I was FINALLY able to view the important scores--you know, the ones lenders use. Today, however, it doesn't work. It opened, but it keeps telling me my pw is wrong (it's not). I decided to login thru the site, instead, and it says "Error 503 Backend unavailable, connection timeout". So, it was great for a day, but I'm definitely happy this happened during my trial period. I'd be livid if I was paying $25/month to not have access to anything.

Beware!! I would go Credit Karma, or Credit Sesame instead!! VERY hard to reach anyone there because they don't offer phone support, of ANY kind. Also, if you forget to cancel your free trial, they will charge you, and NOT give you a refund, even if it's only a few hours after they charge you. I've forgotten to cancel with other, more reputable companies before, explained the situation, and always got a refund. My mistake totally, yes, but, if you MAY forget to cancel, don't do it!!

What's new

bug fixes and enhancements