Miniloan-Online Loan in Ghana

CREDITO.PK

About this app

Big news! Miniloan is newly upgraded with an extended repayment period, twice as long as before, lower interest rates, and more surprises for new and existing customers. Come and experience it!

Miniloan is a convenient and reliable financial platform for mobile users.
Loan application process is secure and safe. If customers pay back their loans on time, they can take next loans without any other documentations.

Product Description:
Amount : GH₵ 200- GH₵ 5,000
Loan Term: 3, 6, 9 and 12 months
Daily loan interest rate: 0.01%
Annual loan interest rate (APR): 24%
Management/Platform Fee: 0.01%
Interest rate (APR, min to max) for this loan app: 17% to 29% per year

example:
If you choose a cash loan of 10,000,000 GH₵ for 1 year with 0.01% interest
Profit sharing: 24% = GH₵ 2,400,000
Term: 12 months / 12 times pay
Platform Fee: 12% = GH₵ 1,200,000
Total loan principal + interest = GH₵12,400,000
Total Payment Amount: GH₵13,600,000
Total monthly installments : GH₵ 1,133,333
• Borrowers have the flexibility to prepay at any time, which may reduce the above fees

Why our online credits are reliable and good:
• No collateral and no paper work – get cash online within 1 day. No need to go to the office or branch
• Apply in just 5 minutes. Easy and fast
• Loan disbursal in 1 day. Need money today? Apply and get approved


How to apply for a loan?
Just use our mobile app and complete simple application:
1. Install Miniloan App
2. Register through your Phone Number
3. Identity through the app.
4. Get money sent to your account.

Who is allowed to apply Miniloan credits
1. Age between 20 to 60
2. Ghana Citizenship

contact us:
Address: MP5W+XVM, Taifa, Accra
Customer Support Email: [e-mail]

Ratings and reviews

Honestly speaking , i don't think this is a real loan App. the app.has been created just for fun or maybe they want access to your phone's contact list for.their own interest. It's been more than 3 months and my application is still under review, what kind of review is that.....no one should waste his or her time anf data to download this App. They just want to have access to.your data trust me they wont give you any loan........i wish i could give them a negative Star......

Very fast and easy to fill but very bad when it's comes to reviewing and disbursement of your loan, I have given every details about me to the company including my facial picture and still have not received the money. Please kindly delete my picture and other information of me if you are not going to give out the money to avoid other issues.

Am really disappointed in this app looking at the comments section that trigger me to get a loan from here but unfortunately my loan has been under review for almost two weeks now. I've sent an email demanding for my account details to be deleted from your system before those scammer guys begin to send me threatening messages demanding for payment.