Kredito—Pinjaman Uang Online

PT FINTEK DIGITAL INDONESIA

About this app

Loan Products
* Tenor: 91 days (minimum) to 360 days (maximum)
* Interest: 1.33% / month
* APR(maximum): 16% /year
* Example of transaction simulation:
If you choose a loan of IDR 1,000,000 with a term of 6 months, the total interest that must be paid is:
IDR 1,000,000 * 1.33% * 6 = IDR 80,000
So, for example:
----Total to be paid (at maturity) with a loan of IDR 1,000,000, term of 6 months = IDR 1,000,000 + IDR 80,000 = IDR. 1,080,000

Kredito is an online cash loan platform that is licensed and supervised by the OJK with registration number KEP-47/D.05/2021. You can borrow cash with a maximum limit of IDR 10,000,000 without collateral. Kredito also protects personal privacy data. Download Kredito, you can apply for a loan easily & safely.

How to use
Kredito serves cash loans, namely credit without collateral, easy, without collateral, online loan process, users can choose the amount of loan funds according to their needs with just the following steps:
1. Upload the Kredito online loan application from the Google Play Store
2. Complete your personal data correctly
3. Set the amount and length of loan
4. Verification process with the system via a big data algorithm
5. Funds disbursed quickly
Kredito is a leading and trusted financial technology company, which uses algorithm technology and a selection process using big data to provide better loan services for you and to support financial inclusion. Our mission is to bring security and comfort to users who need loan services from Kredito.

Product excellence
Online loans - Without collateral
Kredito is a trusted and unsecured online loan platform and has affordable interest and loan service fees. If you are looking for an online loan for urgent needs, you can apply with the following conditions:
Be at least 18 years old, have an original KTP (e-KTP/regular KTP), and have a bank account in Indonesia. Very easy loan terms, right?

Easy to use
Download the Kredito Online Loan application, complete all loan application processes with just a few steps, it doesn't need to take a long time, whenever and wherever all loan processes can be carried out easily just from your cellphone~

Funds disbursed quickly
Your loan application will be approved quickly, without any complications, the money will be immediately disbursed into your bank account.

Privacy and security
Kredito will safeguard all user information and will not share user information with third parties except with the consent of the user himself.

Payment method
You can pay your Kredito application loan bill via ATM transfer, M-Banking, and ALFA GROUP.
Kredito partner banks: BCA, Mandiri, BRI, BNI, Maybank, Permata
ALFA GROUP: Alfamart, Alfamidi, Alfa Express.

Kredito Official Customer Service:
Telephone: [phone]
Facebook Page: @kredito.id
Instagram: @kreditoid
WhatsApp: [phone]
Email: [e-mail]
Website: www.kredito.id
Operational hours: Monday-Sunday (09:00 - 18:00 WIB)
Address: Mandiri Inhealth Tower Floor 12 Jl. Prof. Dr. Satrio, Kav E-IV No.6, Mega Kuningan Kel. Brass Rubber, Kec. Setia Budi South Jakarta 12940

Ratings and reviews

they checked every phone numbers, then applied and rejected with small amount of loan. a couple hours later, another called rang, to check my other phone number. strange! what for? i did not even allow to borrow :)

the app is not dependable.. even though you are loyal customer for more than 1 year.. suddenly you cant borrow anymore. most likely due to they dont have any more funds to distribute. they will give excuse like system improvement or you have another loan in another platform. its simply doesnt make any sense, since over 1 year i can always use the app and pay in timely manner suddenly it changes. there are a lot of other apps that is more dependable, i recommend use other. it is a dissapointment

good fintech app with high limit and easy to use

What's new

DEFAULT – INDONESIAN – ID
1. Optimasi interaksi aplikasi 2. Perbaikan bug 3. Mengoptimalkan kompabilitas aplikasi produk pinjaman