신용업 -개인회생 예상탕감액 자가진단

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About this app

Increase your forgiveness rate with your strategy! Up to 97% of your debt can be forgiven through self-diagnosis of the estimated personal rehabilitation amount forgiven!

When applying for personal rehabilitation, you can escape from creditors' indiscriminate forced execution (auction, provisional seizure, provisional disposition, etc.) and debt collection, and you can adjust your debts by covering not only bank debts, but also secondary financial institutions such as savings banks, credit cards, loan companies, and private loans, non-financial debts, and debt guarantee debts. You can repay your debts while maintaining your professional qualifications.

However, only individual debtors who are salaried or business income earners who can regularly and continuously earn income exceeding living expenses can apply.

On the other hand, you can apply for the personal bankruptcy system only if you are unemployed or have an income below the minimum cost of living relative to the number of dependents and your debts exceed your assets.

Compared to personal rehabilitation, the eligibility conditions are more stringent, and the entire debt can be written off immediately when the court decides to grant personal bankruptcy exemption. The personal bankruptcy procedure distributes the assets of an insolvent debtor fairly to creditors and then discharges the debtor. It is a system that provides relief to debtors who cannot even use the rehabilitation procedure.


▶Disclaimer
This app does not represent the government or any government agency.
This app was created to provide quality information and assumes no responsibility.

▶Source of data
Court of Korea https://www.scourt.go.kr/

▣App access permission information
In compliance with Article 22-2 (Consent to Access Rights) of the Information and Communications Network Act, we will inform you of the access rights required to use the app service.

※ Users can grant the permissions below to use the app smoothly.
Depending on its properties, each permission is divided into mandatory permissions that must be granted and optional permissions that can be optionally granted.

[Permission to allow selection]
- Location: Use location permissions to check your location on the map. However, location information is not saved.
- Save: Save post images, save cache to improve app speed
- Camera: Use the camera function to upload post images
- Files and media: Use the file and media access function to attach files and images to posts.

※ You can use the service even if you do not agree to the optional access rights.
※ The app's access permissions are divided into required permissions and optional permissions in response to Android OS 6.0 or higher.
If you are using an OS version lower than 6.0, you cannot selectively grant permissions as needed, so we recommend checking whether the manufacturer of your terminal provides an operating system upgrade function and then updating the OS to 6.0 or higher if possible.
Additionally, even if the operating system is updated, the access permissions agreed to in existing apps do not change, so to reset access permissions, you must delete and reinstall the already installed app.

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