横浜銀行アプリ‐はまぎん365（サンロクゴ）‐

横浜銀行

About this app

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Main features
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◆Balance/deposit/withdrawal details inquiry
◆Transfer/transfer
◆One-time password
◆Purpose deposit
◆Payment of taxes and various fees (Pagee)
◆Card loan borrowing/repayment
◆Asset management function (Moneytree)
◆Color theme customization
◆Opening a savings account

In addition, "Hamagin 365" has a wide range of functions unique to it...♥
◆For YOU
A function that delivers useful information for daily life according to your interests.
◆Compare with everyone
A function that allows you to visualize simple questions such as "How much savings do people of the same generation have?" and compare them with your own assets.
◆Asset life simulation
A function that allows you to simulate your income and expenses and asset lifespan up to the age of 100, based on your income, family structure, lifestyle, etc.
◆Chat function
A function that delivers messages tailored to customers' latent needs and provides information in a chat format.

"Hamagin 365" not only solves banking transactions, but also questions about money that you usually worry about.

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Recommended for these people
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◆I want to open an account for salary transfer!
◆I want to check the latest account balance and deposit/withdrawal details 24 hours a day whenever I want!
◆If there is a change in your account balance, please let me know!
◆I want to complete bank transactions such as transfers and transfers using the app without visiting a branch!
◆I want to collect information about money from reliable sources!
It can be used for various purposes such as.

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account opening
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◆This service is for ordinary deposit applications.
*Ordinary deposits are web accounts (accounts without passbook) and accounts without seals.
◆Who can use this service: Those who meet all of the following conditions.
・Individuals who are 15 years of age or older and do not have a Yokohama Bank savings account.
・Japanese nationals who live or work near the Yokohama Bank main branch.
・Those who have a driver's license or My Number card.
*You cannot apply for transactions related to running a business or under a name with a trade name.
*Foreign nationals cannot apply.
*We cannot accept driver's licenses or My Number cards that are invalid as identification documents, such as expired or incomplete address/name change procedures.
We may refuse to open an account based on our comprehensive judgment.
If we are unable to open an account, we will contact you using the email address you entered during application.
◆You can open an account at a store near your home address or work address.
*You cannot use this service if there is no store near where you live or work.
◆After completing your application, your account will be opened the next business day at the earliest, and you will be notified of your account number via push notification on the app.
Additionally, you will receive your Yokohama Bank Card in approximately 2 to 3 weeks (in the case of a cash card, it will take approximately 1 to 2 weeks).
*Applications for the Yokohama Bank Card are subject to a screening process prescribed by our bank. If we are unable to meet your request as a result of the review, we will issue a cash card.
*Depending on the application status, it may take some time to open an account.

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Overview of card loan products (bank card loan)
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・Interest rate (including guarantee fee): 13.6% per year
*Fluctuating interest rate, subject to change from time to time.
・Available borrowing limit: 100,000 yen, 300,000 yen, 500,000 yen
・Repayment period
From the final borrowing date, the earliest is the same day, and the maximum is 6 years and 4 months.
*If borrowing amount: 500,000 yen, interest rate: 13.6%
*This product does not require full repayment within 60 days.
・Example of total cost
Loan amount: 500,000 yen, interest rate: 13.6%
Number of repayments: 76 times, total repayment amount: 755,308 yen
*This estimate is a reference value and may differ from the actual amount.
・Bank card loan transaction regulations
　https://www.boy.co.jp/shared/pdf/kojin/bcKitei-3.pdf
・Overview of other card loan products
　https://www.boy.co.jp/kojin/card-loan/index.html
・Publication matters regarding the protection of customers' personal information
　https://www.boy.co.jp/policy/index.html

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Who can use it?
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Individual customers
*To register to use the app, you will need a savings account at the Yokohama Bank that issued your cash card (including Yokohama Bank Card).

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Usage environment
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◆Smartphone device equipped with AndroidOS 9.0 or higher
◆Support for devices with AndroidOS lower than 9.0 has ended, so please update the OS.
*Operation has been confirmed only on devices released by docomo, au, and SoftBank.
*Even if you use the above environment, some models/terminals such as Rakuraku Phone may not function properly due to their settings.

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Notes
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◆Please use this app after confirming and agreeing to the Bank's prescribed regulations and the following notes.
◆Use of this app is free. However, using and downloading the app will incur separate communication charges, which will be borne by the customer (additional communication charges incurred due to version upgrades or reconfiguration due to the app not working properly) (including).
◆When using this app, set an "app authentication number (any 4-8 digit number)" to authenticate the customer. Please manage your application verification number strictly at your own risk to prevent it from being known or stolen by a third party.
◆The period during which deposit and withdrawal details can be viewed using this app is up to 10 years for web accounts (accounts without passbook) and up to 6 months for passbook accounts. However, if the number of items exceeds 1,000, only the most recent 1,000 items can be displayed.
*〈Hamagin〉 Statements prior to the date of initial registration for MyDirect or the date of addition of a service account, and statements prior to September 2019 cannot be inquired.
◆If you do not have a Hamagin My Direct (Internet Banking) contract when you register to use Hamagin 365, you will be able to inquire about statements from the 1st of the month before the inquiry date.
◆You can check the deposit/withdrawal details of your savings account and card loan account from the 1st of the month before the inquiry date.
◆Memos entered in the deposit/withdrawal details will be deleted after the inquiry period has elapsed.
◆Push notifications are not real-time, so there may be a time lag. Please be sure to check the latest deposit and withdrawal details on the account details screen of this app.
◆We recommend security measures such as installing security software and always keeping the OS and browser up to date to prevent the smartphone on which this app is installed from being infected by computer viruses or malicious programs.
◆It may not be available due to system maintenance etc.
◆Please check the Yokohama Bank website for details and how to use this app. (https://www.boy.co.jp/kojin/hamagin-apps-365/)

What's new

軽微な修正をおこないました。