Talk to Hisab. Tap the mic in the coach and have a real conversation about your money — in your own Arabic dialect, English, Hindi or Urdu. Ask which debt to deal with first, where your money goes, or what to say to your bank, and hear the answer from your own numbers. It can write the bank letter in formal Arabic and English and read it to you.
Also: the coach reads your ledger and statements on demand, draws charts, plans goals and cash flow, and remembers what you tell it.