Ura Saccos Loan Calculator
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info
Über diese App
DISCLAIMER
(a) This app is not owned by URA-SACCOS.
(b) It was created by a URA staff member.
(c) No internet or login is needed.
(d) It’s not connected to any system.
(e) It runs offline and has no database.
NB: By downloading this app, you agree that all data will remain your property. If you choose to share calculation data, it is at your own discretion.
2. MAIN OBJECTIVE
The main objective of This app is to help URA-SACCOS staff perform loan calculations before members access the ESS-MIKOPO system. It provides quick estimates to support informed decision-making.
3. TARGET USERS
(a) URA-SACCOS branch staff
(b) URA-SACCOS representatives
(c) URA-SACCOS members
4. KEY SCOPE
This is a loan calculator designed for internal use only. It helps estimate how much a member can borrow and the repayment plan. Results are for planning purposes and not final.
5. FEATURES
5.1 CALCULATOR INPUTS
Users can enter:
(a) Basic Salary
(b) Allowances
(c) Take-home
(d) Requested Loan Amount (optional)
(e) Repayment Period (optional)
(f) Deduction (optional)
5.2 MANDATORY FIELDS
(a) Basic Salary
(b) Allowances
(c) Take-home
5.3 OPTIONAL FIELDS (ENTER ONE OR MORE)
(a) Requested Loan Amount
(b) Repayment Period
(c) Deduction
6. CALCULATION SCENARIOS
(a) Enter only repayment period → App calculates deduction & loan
(b) Enter repayment period + deduction → App calculates loan
(c) Enter repayment period + loan → App calculates deduction
(d) Enter all fields → App checks consistency
7. VALIDATION RULES
(a) Wrong repayment period → Suggest correct one
(b) Invalid repayment duration → No result
(c) Inconsistent months & deduction → No result
(d) Inconsistent take-home & deduction → No result
(e) Inconsistent deduction & loan → No result
(f) In some cases → Suggestions shown in results
8. ON CALCULATE BUTTON
Displays:
(a) Take-Home
(b) Requested Loan Amount
(c) Total Loan + Interest
(d) Total Interest Paid
(e) Monthly Deduction
(f) Repayment Period
(g) Processing Fee (0.25%)
(h) Insurance Fee (1%)
(i) Final Disbursement Amount
(j) Option to Download Excel
(k) Loan Top-Up
9. ON AMORTIZATION BUTTON
Displays:
(a) Month Number
(b) Starting Balance
(c) Principal Payment
(d) Interest
(e) Ending Balance
(f) Option to Download Excel
10. CONTACT
IT Department – URA-SACCOS Dodoma
📞 +255 656 848 274
📧 shamili.selemani@tpf.go.tz
📱 WhatsApp: +255 675 839 840
📲 Telegram: +255 738 144 353
(a) This app is not owned by URA-SACCOS.
(b) It was created by a URA staff member.
(c) No internet or login is needed.
(d) It’s not connected to any system.
(e) It runs offline and has no database.
NB: By downloading this app, you agree that all data will remain your property. If you choose to share calculation data, it is at your own discretion.
2. MAIN OBJECTIVE
The main objective of This app is to help URA-SACCOS staff perform loan calculations before members access the ESS-MIKOPO system. It provides quick estimates to support informed decision-making.
3. TARGET USERS
(a) URA-SACCOS branch staff
(b) URA-SACCOS representatives
(c) URA-SACCOS members
4. KEY SCOPE
This is a loan calculator designed for internal use only. It helps estimate how much a member can borrow and the repayment plan. Results are for planning purposes and not final.
5. FEATURES
5.1 CALCULATOR INPUTS
Users can enter:
(a) Basic Salary
(b) Allowances
(c) Take-home
(d) Requested Loan Amount (optional)
(e) Repayment Period (optional)
(f) Deduction (optional)
5.2 MANDATORY FIELDS
(a) Basic Salary
(b) Allowances
(c) Take-home
5.3 OPTIONAL FIELDS (ENTER ONE OR MORE)
(a) Requested Loan Amount
(b) Repayment Period
(c) Deduction
6. CALCULATION SCENARIOS
(a) Enter only repayment period → App calculates deduction & loan
(b) Enter repayment period + deduction → App calculates loan
(c) Enter repayment period + loan → App calculates deduction
(d) Enter all fields → App checks consistency
7. VALIDATION RULES
(a) Wrong repayment period → Suggest correct one
(b) Invalid repayment duration → No result
(c) Inconsistent months & deduction → No result
(d) Inconsistent take-home & deduction → No result
(e) Inconsistent deduction & loan → No result
(f) In some cases → Suggestions shown in results
8. ON CALCULATE BUTTON
Displays:
(a) Take-Home
(b) Requested Loan Amount
(c) Total Loan + Interest
(d) Total Interest Paid
(e) Monthly Deduction
(f) Repayment Period
(g) Processing Fee (0.25%)
(h) Insurance Fee (1%)
(i) Final Disbursement Amount
(j) Option to Download Excel
(k) Loan Top-Up
9. ON AMORTIZATION BUTTON
Displays:
(a) Month Number
(b) Starting Balance
(c) Principal Payment
(d) Interest
(e) Ending Balance
(f) Option to Download Excel
10. CONTACT
IT Department – URA-SACCOS Dodoma
📞 +255 656 848 274
📧 shamili.selemani@tpf.go.tz
📱 WhatsApp: +255 675 839 840
📲 Telegram: +255 738 144 353
Aktualisiert am
Was die Sicherheit angeht, solltest du als Erstes verstehen, wie Entwickler deine Daten erheben und weitergeben. Die Datenschutz- und Sicherheitspraktiken können je nach deiner Verwendung, deiner Region und deinem Alter variieren. Diese Informationen wurden vom Entwickler zur Verfügung gestellt und können jederzeit von ihm geändert werden.
Keine Daten werden mit Drittunternehmen oder -organisationen geteilt
Keine Daten erhoben
Support für diese App
phone
Telefonnummer
+255656848274
Informationen zum Entwickler
SHAMILI SAIDI SELEMANI
sashashamsia@gmail.com
P.OBOX 2052 DODOMA
DODOMA 71000
DODOMA 2052
Tanzania
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