FinEzzy: Mutual Funds Loan

FinEzzy

À propos de l'application

Get Instant Loans Against Mutual Funds in under 15 minutes!

Experience a safe, secure, and 100% digital process with FinEzzy. No CIBIL score required. Keep your investments intact while accessing quick cash at low-interest rates.
Coming soon: Loans against securities like shares and bonds!

**Key Features:**

📉 Competitive Interest Rates starting with as low as 7.46% p.a.

🎖 Maximised Loan-To-Value: Borrow up to 95% of your current holding value

🔄 Flexible Repayment Options: Choose EMI or Interest-only, as it works for you

🚫 No requirement of CIBIL score, bank statements, or income proof

**Why Choose FinEzzy?**

**🚀** Money directly credited to your bank account in less than 15 minutes

📲 Enjoy a complete digital journey with simple clicks

🎊 0 Processing Fee

💰 No hidden costs, No early loan closure charges

💼 Our system ensures you pledge the suitable mutual funds for your loan

🔒 Your financial data and investments are 100% secure

**Quick 4-Step Process: 🛠**

1. Agree to transfer your Mutual Fund Holdings
2. Check credit limit and pledge mutual fund units
3. Complete Paperless KYC
4. ****Voila! Receive money within 15 minutes

**Loan Terms**

Tenure ⇒ 6 months to 24 months

Loan Limit ⇒ ₹ 5,000 (Minimum) to ₹ 15,00,000 (Maximum)

**Sample Loan Calculation (Illustration)**

Principal Amount ⇒ ₹ 1,00,000

Tenure ⇒ 12 months

EMI ⇒ Principal Repayment + Interest ⇒ ₹ 8955

Processing Fee ⇒ 0

Total Loan Repayment Amount ⇒ ₹ 8955 x 12 (Principal and Interest) ⇒ ₹ 1,07,460

Total Cost of Loan ⇒ Interest Amount + Processing Fees ⇒ ₹7460 + ₹0 ⇒ ₹ 7,460

Annual Percentage Rate ⇒ 7.46%

For an interest-only loan against a mutual fund, pay ₹1000 monthly interest for 12 months. Repay the ₹1,00,000 principal at year's end, totaling ₹1,12,000 with a ₹12,000 loan cost.

**About FinEzzy**

FinEzzy is your go-to online platform for instant loans against your mutual fund portfolio. By pledging your mutual fund units, you can quickly get a loan. All AMCs are supported.

Enjoy choices like flexible EMIs and attractive interest rates starting at just 7.46% annually.

### **Frequently Asked Questions (FAQs)**

**How does FinEzzy work?**

FinEzzy is a digital platform that seamlessly connects borrowers and lenders in one place. Acting as a marketplace, it hosts various financial institutions, including banks and NBFCs, that provide credit against mutual funds to borrowers.

**What is the minimum and maximum loan amount?**

You can get a minimum loan starting at ₹5,000; the maximum loan amount is Rs.15 lakhs.

**I have a meager CIBIL score. Can I get a loan against mutual funds?**

Yes, you can get a loan against mutual funds, as the loan amount will be backed against your mutual fund units, and even a low or no CIBIL score does not matter.

**What will be the pre-closure charges?**

There are no pre-closure charges.

**Do I need to submit any income proof or bank statement to get a loan?**

No, you don't need to submit proof of income or a bank statement to get a loan against your mutual funds.

**Can I get a loan against mutual funds to buy a car, house, or for any other use?**

Loans against mutual funds can be used for unexpected financial emergencies, such as hospitalization, urgent working capital needs, or any purpose you want; we have no restrictions.

More Questions? Please mail us at [e-mail] or Chat with us on WhatsApp @ 9311266450
Physical Address: Radical Advisors India Private Limited Registered Office- 520, Somdutt Chamber-II, 9, Bhikaji Cama Place, New Delhi 110066

Lending Partner: Grow money https://growmoneycapital.com/

Website: https://finezzy.com/

Privacy Policy: https://finezzy.com/privacy-policy

Terms and Conditions: https://finezzy.com/t-cs