Kasente-Instant mobile loan

Okane Financial

À propos de l'application

Kasente is a mobile lending app which you can borrow emergency loan for business and individuals of Uganda.Kasente is very easy to use! By using our app, you can increase your loan limit and get even larger loans to help you grow your business or for your emergencies.

1.Loan Product Feature:
Loan limit:UGX 30,000-UGX 1,000,000
Loan Term:minimum 91days-365 days
Loan interest :0.5%-2% daily
Loan charges:5%
APR:25%-250%
Repayment method: daily or weekly or monthly instalment flexible according to your choice.
Example: If your loan amount is UGX200,000. Payment period is 120 days, and the Service fee is 5%; the interest is 33%.the disbursed amount is UGX190,000.total cost should be UGX200,000 * (5%+33%) = UGX76,000. And the total repayment amount should be UGX266,000. if you choose to repay instalments monthly,so you should pay UGX 266,000/4=UGX66,500 monthly.if you choose to repay at one time, they you should pay UGX 266,000 after 120 days.

2.Who are qualified for the loan application?
ages between 22-55 years old
have a valid National ID
have a stable resource of income including the employed people or the people who have a business

3.what needed to apply for the loan?
A valid national ID card
A mobile money account registered in your own name with MTN or Airtel Money
you are required to fill in our KYC forms and application forms
you are required to agree to our terms and conditions and privacy policy on the app
any proof of your salary slip/bank statement which can improve your credit scores evaluated
4.How to apply for a loan with us?
download and install our app on your phone
Authorize the data permission
register with your MTN or Airtel phone number
Fill in your information on KYC form
submit your loan application and agree to the loan agreement
if approved, you will receive the amount transferred directly into your mobile money wallet.if not approved, you can check if you provide the right and sufficient information and apply for a loan again.
5.data security
To well evaluate your creditworthness,Kasente will need your full legal names, NIN, phone number, address,income information, emergency contact and data from your telephone phone including SMS, phone, GPS and other information from your device.you have the right to authorise to be collected or not.All the data will be stored and processed properly and safe,we take multiple ways like https encryption,firewall,anonymization, access control to protect the data to make the data stored safety.

Make sure that you always have the latest version on your phone to get the latest features.

Date & Privacy: Kasente takes your privacy and data very seriously. We use the same security as banks to keep your information safe!

6.Customer service and Complaints
Our business hours are from 8 a.m. to 5 p.m. from Monday to Friday (except public holidays).
If you have any questions, please reach us at [e-mail];
If you have any complaints, please email us at [e-mail].
Office location: NTINDA, KAMPALA, UGANDA

Nouveautés

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