zero is a simple expense tracker that works completely offline. Your financial data stays on your device, always private, always secure, always yours.
ЁЯОп WHY zero?
Most finance apps want your data. zero wants nothing.
тЬЕ No account required - start tracking in seconds
тЬЕ No internet needed - works offline, always
тЬЕ No ads - ever
тЬЕ No data collection - your finances stay private
тЬЕ No subscriptions - completely free
ЁЯТ░ TRACK EXPENSES EFFORTLESSLY
Add expenses in seconds with a clean, minimal interface designed for daily use.
ЁЯУЭ Quick expense entry with amount, title, and category
ЁЯОи Custom categories with icons and colors
ЁЯУЕ Date picker for past expenses
ЁЯТм Add notes and descriptions
тЪб Default categories to get started instantly
ЁЯдЭ MANAGE MONEY YOU OWE & ARE OWED
Keep track of debts and loans with friends, family, or anyone.
ЁЯТ╕ Track money you lent (who owes you)
ЁЯТ│ Track money you borrowed (who you owe)
ЁЯСд Organize by person with custom icons
ЁЯУК See total balances at a glance
ЁЯФФ Never forget who owes what
ЁЯУИ BEAUTIFUL REPORTS & INSIGHTS
Understand your spending with clear, visual reports.
ЁЯУЖ Monthly expense breakdown
ЁЯез Category-wise spending charts
ЁЯЧУя╕П Daily spending heatmap
ЁЯУЙ Year-over-year comparison
ЁЯФН Filter by date range
тЬи DESIGNED FOR YOU
ЁЯМЩ Dark mode & light mode
ЁЯТ▒ Multiple currency support (тВ╣, $, тВм, ┬г, and more)
ЁЯУд Export your data anytime
ЁЯУе Import data when switching devices
тЪб Fast, lightweight, battery-friendly
ЁЯФТ PRIVACY FIRST
Zero is built on a simple principle: your money, your business.
ЁЯПа All data stored locally on your device
тШБя╕П No servers, no cloud, no sync
ЁЯЪл No analytics or tracking
ЁЯЫбя╕П No third-party SDKs collecting your data
ЁЯТп Open about what we do (and don't do)
ЁЯСе PERFECT FOR
ЁЯУ▒ Daily expense tracking
ЁЯТ╡ Monthly budget awareness
ЁЯНХ Splitting bills with friends
ЁЯдЭ Tracking loans and debts
ЁЯУК Understanding spending habits
ЁЯФР Anyone who values privacy
Zero is free, ad-free, and always will be.
Download now and take control of your finances, privately.
Have feedback or suggestions? We'd love to hear from you.
Made with тЭдя╕П for people who care about privacy.
рмЧрмд рмЕрмкрмбрнЗрмЯрм░ рм╕рморнЯ
рмЕрмкрнНрм░рнЗрм▓ 6, 2026