SAMAVESH is started with a vision to provide microfinance services in underserved areas. It may seems surprising for many of us that on one hand Microfinance sector is discussing and debating the over indebtedness of microfinance clients and ways to get rid of it. However on the other hand many, including SAMAVESH, aspiring to serve un-served and under-served. But the fact is large number of population which could be potential customer for micro finance; do not have access of credit from formal financial institution.