* This update adds Clerk Server setup across all transactions and enables User Management under the Merchant Module.
* Gift Card Add Value, Balance Enquiry, and Tip Adjustment for refunded transactions are now supported.
* Vault includes Audit Log, Customer List, and Process Transaction features.
Enhanced with 9-digit BIN support, default Debit card type, tax fee logic, and “In Secure Link” input for QR generation.
* Includes ACH Authorization and Level 3 (L3) enhancements.