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Bu ilova haqida

India’s #1 Debt-Free App – DebtZero

DebtZero helps you clear all your loans, EMIs, BNPL, and credit card debt faster with powerful tools like AI debt coach, EMI optimizer, spend blocker, SMS-based EMI detection, income & expense tracking, investment tracking, and goal planning.
Your full 30-day free trial unlocks everything—no ads, no limits.

🔥 Top Features
1️⃣ Debt Snowball & Avalanche Calculator

Add all your loans and get a personalized repayment plan:

Credit cards

Personal loans

BNPL (Zest, Lazypay, Slice)

Bike/Car loans

Home loans

Education loans

Microfinance loans

See your Debt-Free Date, monthly plan, interest savings, and progress.

2️⃣ EMI Optimizer for India

Reduce your EMI burden instantly:

Best loan to prepay first

Interest saved calculator

Bank switching suggestions

Avoid hidden fees & penalties

Auto EMI reminder system

3️⃣ Automatic EMI Detection via SMS

No need to enter everything manually.
DebtZero reads financial SMS (with permission) to auto-detect:

Upcoming EMIs

Minimum dues

Loan disbursements

Credit card bills

Late fee alerts

You confirm before data is saved—private and secure.

Your personal money coach is available 24/7.

5️⃣ Spend Blocker – Stop Impulse Buying

Stay in control with:

24-hour cooling-off lock

Daily savings summary

“No-Spend Challenge” mode

Save more, avoid emotional buying, and stay debt-free.

6️⃣ Track Income, Expenses & Cash Flow

A complete money manager inside your debt app:

Monthly income tracking

Daily expense tracking

Auto categories

Smart budgets

Cash flow summary

Understand where your money actually goes.

7️⃣ Track Investments Easily

Manage all your assets in one place:

Mutual funds

SIPs

Stocks

FD/RD

Gold


Get a clear net worth snapshot.

8️⃣ Smart Goals & Savings Planner

Set personalised financial goals like:

Debt-free in 12 months

Save for emergency fund

Buy a bike/car

House down payment

Wedding / Travel / Education goals

DebtZero tells you how much to save monthly.

9️⃣ 30-Day FULL ACCESS Free Trial

Enjoy everything with no restrictions:

Unlimited debts

Unlimited SMS auto-detection

Unlimited AI queries

Unlimited expense tracking

All premium features

After 30 days, continue with a paid plan.

⭐ Why Indians Love DebtZero

Reduces EMI pressure

Saves interest

Stops overspending

Tracks all money in one app

Keeps finances stress-free

Helps you become debt-free faster

Secure, private, and built for India
Oxirgi yangilanish
20-dek, 2025

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Tashqi hamkorlarga hech qanday axborot ulashilmagan
Dastur ishlab chiquvchilar axborot ulashilishini qanday aytishi haqida batafsil
Hech qanday maʼlumot jamlanmagan
Dastur ishlab chiquvchilar axborot jamlanishini qanday aytishi haqida batafsil
Maʼlumotlar uzatish vaqtida shifrlanadi
Maʼlumotlarni oʻchirishni soʻrashingiz mumkin

Ilova yuzasidan yordam

Dasturchi haqida
Xigmapro Software Pvt Ltd
sales@xigmapro.com
275, Indira Gandhi Road, Konnagar Hooghly, West Bengal 712235 India
+91 89024 96474

Xigmapro Apps – boshqa ilovalar