Isikweletu esiguquguqukayo okufanele sisetshenziswe ngendlela ekufanele. Sisebenzise njengekhadi lesikweletu, imali mboleko, noma i-overdraft.
Isibonelo esimele: Uma ucabanga ukuthi umkhawulo wesikweletu ongu-£1,200 kanye nesilinganiso senzalo ekuthengeni noma ekuhoxisweni okungu-24.9% ngonyaka, uzokhokhiswa i-24.9% APR representative variable.
Siyakwamukela esikhathini esizayo. Isikweletu esiguquguqukayo osilawulayo.
Sisebenzise njengekhadi lesikweletu (*ikhadi ledijithali liyeza maduze)
Sebenzisa ikhadi lakho lesikweletu ledijithali le-Cred ukwenza ukuthenga ngaphandle kokuphazamiseka nge-akhawunti yakho ye-Cred. Dlulisa futhi uhlanganise ibhalansi ebiza kakhulu kwamanye amakhadi bese wonga imali ngamanani asukela ku-24.9% APR.[1]
Sisebenzise njengemali mboleko yomuntu siqu
Dlulisa ngokushesha amanani amakhulu ekuthengeni okukodwa noma ukuhlanganisa izikweletu bese wakhe uhlelo lwakho lokukhokha esikhathini esikufanele.[2]
Sisebenzise njenge-overdraft
Ufuna enye indlela eshibhile kune-overdraft yakho yasebhange noma awunayo okwamanje? Xhuma i-Cred ku-akhawunti yakho yamanje bese uhlala phansi ujabulele amazinga amahle nokuthula kwengqondo okukumboziwe yi-Cred's.[3]
[1][2] Ukuhlanganisa izikweletu kungafaka phakathi ukukhokhwa kwezinga lenzalo noma izindleko eziphezulu - noma kokubili. Ukuhlanganisa izikweletu kungandisa nesikhathi esidingekayo sokukhokha.
[3] Amazinga e-Cred aphansi kunezinga le-overdraft yasebhange elisezitaladini eziningi. Kodwa-ke, amanye ama-overdraft angase ashibhile futhi kufanele uhlale uhlola amazinga e-Cred uma uqhathanisa namanye amazinga atholakalayo kuwe.
Kubuyekezwe ngo-
Jan 26, 2026