Isikweletu esivumelana nezimo okufanele sisetshenziswe ngendlela evumelana nawe. Yisebenzise njengekhadi lesikweletu, imalimboleko, noma i-overdraft.
Isibonelo esimele abanye: Kuthatha umkhawulo wesikweletu ongu-£1,200 kanye nenani lenzalo ekuthengeni noma ekuhoxisweni okungu-18.9% p.a. okuguquguqukayo, uzokhokhiswa u-18.9% omele i-APR eguquguqukayo.
Siyakwamukela esikhathini esizayo. Ikhredithi eguqukayo oyilawulayo.
Lisebenzise njengekhadi lesikweletu (*ikhadi ledijithali liyeza maduze)
Sebenzisa ikhadi lakho lesikweletu ledijithali le-Cred ukuze uthenge kalula nge-akhawunti yakho ye-Cred. Dlulisa futhi uhlanganise ibhalansi ebiza kakhulu esuka kwamanye amakhadi futhi wonge imali ngamanani asuka ku-18.9% APR.[1]
Yisebenzise njengemalimboleko yomuntu siqu
Ngokushesha thola amanani amakhulu okuthenga okukodwa noma ukuhlanganisa izikweletu futhi uzakhele olwakho uhlelo lokukhokha ngesikhathi esivumelana nawe.[2]
Yisebenzise njenge-overdraft
Ingabe ufuna enye indlela eshibhile esikhundleni se-overdraft yasebhange noma awunayo okwamanje? Xhuma i-Cred ku-akhawunti yakho yamanje futhi uhlale ujabule futhi ujabulele amanani amahle nokuthula kwengqondo i-Cred ekutholele yona.[3]
[1][2] Ukuhlanganisa izikweletu kungase kuhlanganise ukukhokhwa kwezinga eliphezulu lenzalo noma izinkokhiso - noma kokubili. Ukuhlanganisa izikweletu kungase futhi kwenyuse sonke isikhathi esidingekayo sokukhokha.
[3] Amazinga ekhredithi aphansi kunezilinganiso eziningi ze-overdraft yasebhange yasemgwaqweni ephezulu. Kodwa-ke, okunye ukubolekwa kwemali okweqile kungase kushibhile futhi kufanele ngaso sonke isikhathi uhlole amanani e-Cred uma uqhathanisa namanye amanani atholakalayo kuwe.
Kubuyekezwe ngo-
Nov 17, 2025