I-Artos Money Manager uhlelo lokusebenza olusheshayo nolulula lwerekhodi lezezimali lansuku zonke kanye nokuphathwa kwemali. Qopha imali engenayo kanye nezindleko zakho ngemizuzwana, setha isabelomali sanyanga zonke, bese ubona ukuthi imali yakho iya kuphi. Akukho ukubhaliswa kwe-akhawunti okudingekayo: idatha yakho yezezimali igcinwa ibethelwe efonini yakho, futhi uhlelo lokusebenza lungasetshenziswa ungaxhunyiwe ku-inthanethi.
BHALA NGEMIDWEBANA
• Imali engenayo kanye nezindleko ezinezigaba ezilungele ukusetshenziswa, amanothi, kanye nezithombe zamarisidi
• Isibali ngqo kukholomu yenani
• Izigaba ezisetshenziswa njalo zivela phezulu; Engeza, qamba kabusha, hlanganisa, noma susa izigaba ngendlela othanda ngayo.
• Izikhumbuzi zansuku zonke ezihlakaniphile: aziveli ezinsukwini osuziqophile kakade.
AMAWALETHI, UKUDLULISELA, NEZIKWELETU
• Hlukanisa imali, ama-akhawunti asebhange, kanye nama-e-wallet, ngalinye linebhalansi yalo.
• Qopha ukudluliselwa phakathi kwama-wallet ngaphandle kokuwabala njengemali engenayo noma izindleko.
• Landelela izikweletu kanye nemali etholwayo: ubani oboleke imali engakanani, ubani ombolekayo, kanye nenkokhelo ngayinye.
ISABELO SEZIMALI SANGENYANGA ESILANDELA USUKU LOKUKHOKHA
• Isabelomali ngesigaba: bona imali yakho esele kanye nesibonelelo sokusebenzisa imali ngosuku.
• Izaziso uma isabelomali sakho siphansi noma singaphezulu.
• Ukuqala kwenyanga kungasethwa kube usuku lokukhokhelwa (1-28).
• Ukuthengiselana okuphindaphindiwe komholo, irenti, izitolimende, kanye nezikweletu ezijwayelekile.
IMIBIKO YEZEZIMALI NOKUTHUNYELWA KWE-EXCEL
• Imibiko yansuku zonke, yanyanga zonke, yonyaka, noma usuku oluthandayo.
• Amagrafu okuchitha imali ngenyanga. Isigaba, ukuze izinto zakho ezichithayo kakhulu zibonakale ngokushesha
• Ukuthunyelwa kwe-Excel kwamahhala, okungenamkhawulo: uhlu lokuthengiselana kanye nesifinyezo ngesigaba ngasinye, kungavulwa ku-Excel noma ku-Google Sheets
ISIPELE ESIZIHLANGULAYO, SIPHEPHILE LAPHO KUSHINTSHWA AMAFONI
• Xhuma i-Google Drayivu yakho kanye, bese isipele sisebenza ngokuzenzakalelayo nsuku zonke lapho kwenziwa izinguquko
• Thumela ifayela lesipele ukuze lithuthele efonini entsha, bese ulingenisa lapho
• Ukubuyisela kuyahlolwa futhi kusebenza kahle, ngakho amafayela onakele noma izinqubo eziphazamisekile azisusi idatha yakho
UBUMFIHLO
• Akukho akhawunti futhi akukho ukungena ngemvume okudingekayo
• Idatha yezezimali igcinwa ibethelwe kudivayisi futhi ayithunyelwa kumaseva ethu
• I-PIN lock, ingavuleka ngeminwe
• Susa yonke idatha nganoma yisiphi isikhathi kuzilungiselelo
KUMANYE UMUNTU
Ifanele amarekhodi ezezimali zomuntu siqu, ukuphathwa kwezezimali zasekhaya, incwadi yemali yansuku zonke, imali yephakethe yabafundi, noma imali yenyanga yabantu abahlala emakhaya. Usanda kuqala ukufunda ukwenza isabelomali? Mane uqophe izindleko zansuku zonke; imibiko kanye nezabelomali kuzobonisa amaphethini akho okusebenzisa imali. Khetha imali yakho; itholakala ngesi-Indonesian nangesiNgisi.
MAHHALA, AKUKHO KUBHALISA
Zonke izici zimahhala ngezikhangiso. Ufuna ukungabi nezikhangiso? Susa zonke izikhangiso ngenkokhelo yesikhathi esisodwa, akukho ukubhalisa okudingekayo.
Bhala phansi imali engenayo kanye nezindleko zakho, isabelomali sanyanga zonke, kanye nama-akhawunti akhokhelwe. Akuxhunyiwe ku-inthanethi, kuphephile.
Kubuyekezwe ngo-
Okt 31, 2026