(LOKHU UMDLALO WEKHADI OMKHULU FUTHI OHLUKE ITHUBA LOKUKHETHA)
Ithuba yilokho impilo ekunika yona, futhi ukukhetha ukuthi uphatha kanjani ngokufanele.
Empeleni, ungumuntu ojwayelekile, onendlu, imoto, kanye nemali engu-$10,000 ku-akhawunti yakho.
INDLELA YETHUBA ILESI:
Kumjikelezo ngamunye ogcwele kubadlali, kuba noshintsho esimweni somphakathi sezwe, lokhu ngokuvamile kuthinta wonke umdlali ngamunye.
Esikhathini ngasinye, umdlali onjengawe udweba ikhadi, kungaba ikhadi elihle, elibi, noma elingathathi hlangothi.
INDLELA YOKUKHETHA INGABE:
Uma kuyithuba lakho, ungase ube nezinketho zokuphatha:
1) Ukuthatha izinhlobo ezahlukene zemalimboleko ebhange
2) Ukuvula amabhizinisi amasha angakunika imali engenayo eqhubekayo
3) Ukudlala ngezikhala kukhasino (akukho ukugembula phakathi kwabadlali)
4) Ukuba yingxenye yemakethe yokuhweba ngamasheya
Noma iyiphi inhlanganisela yezinketho ezine.
Uma ugula, unokukhetha ukukhokha imali yokunakekelwa kwezokwelapha engu-$1,000 ijika ngalinye noma uzelaphe uma ukwazi.
Uma unezikweletu, ungazikhethela ukukhokha, noma ubhadle ejele, ngeke uphume ejele ngaphambi kokuba uzikhokhe zonke.
Ungase futhi ubhadle ejele uma kwenzeka unenkinga yemalimboleko, noma indlu eqashiwe ongakwazi ukuyikhokhela, kodwa noma nini ibhange lithola inkokhelo, noma irenti yalelo jika selikhokhelwe, uyaphuma ejele, ngaphandle uma unezikweletu.
Emalini ebolekiwe yomuntu siqu, ukwehluleka ukukhokha imali ebolekiwe ngokugcwele ekupheleni kwesikhathi semali mboleko enqunywe yikhawunta yemalimboleko kuyoholela ekubeni uhambise izinkokhelo zaphakade ebhange ngaso sonke isikhathi, futhi kuze kube phakade, uze uyikhokhe yonke imali oyibolekile ungakwazi, ngalokho, futhi njengoba unemalimboleko kuwe, ngeke ukwazi ukuthola enye imalimboleko ngaphambi kokuqeda leyo ekhona.
Ngemali mboleko yemoto neyendlu, ukwehluleka ukukhokha imali ebolekiwe ngokugcwele ekupheleni kwesikhathi sokubolekwa kwemali esinqunywe yikhawunta yemalimboleko kuzoholela ekushaqweni kwemoto noma indlu yibhange, ngaphandle uma imoto yakho yashiswa noma yebiwa, noma indlu eshisiwe, lokho kuzoholela ekutheni uhambise izinkokhelo zaphakade ebhange ngaso sonke isikhathi, futhi kuze kube phakade, uze ukhokhe yonke imali oyibolekile uma ungakwazi, ngalokho futhi njengoba unesikweletu kuwe, ngeke ukwazi ukuthola enye imalimboleko ngaphambi kokuqeda ekhona.
// Ungakhokha izikweletu ngokuchofoza isithonjana sezikweletu
// Ungakhokha imali ebolekiwe ngokuchofoza isithonjana semalimboleko
// Ungakhokha imali yokuqasha ngokuchofoza isithonjana sendlu eqashiwe
// Ungafuna imali yakho emakethe yamasheya ngokuchofoza isitoko
isithonjana semakethe
Ukuba sejele kubi ngokwedlulele, njengoba kukuncisha okuningi; njengoba esejele:
1) Amabhizinisi akho amanje ayayeka ukusebenza, ayavalwa
2) Awukwazi ukweba izimoto noma imali kwabanye abadlali
3) Awukwazi ukuya ekhasino
4) Awukwazi ukutshala imali noma wengeze imali emakethe yamasheya
5) Awukwazi ukuya ebhange uyoboleka imali
6) Awuvunyelwe ukubamba iqhaza kumadili wezezimali
Amacala amabili ugcina ufile:
1) Uma ugula kodwa awukwazi ukukhokha imali yokunakekelwa kwezempilo ijika ngalinye, noma
uyakwazi ukukhokhela ukwelashwa okuphelele
2) Ukuhlala ejele izikhathi ezine
Owinile ekugcineni yilowo osindayo, noma lowo onempahla eyengeziwe kanye nesimo sempilo esingcono uma kwenzeka amakhadi okudweba
(okwamanje amakhadi angama-64) ayaphela.
Owinile uthola izinhlamvu zemali ezingu-10 kanye namaphuzu ngeleveli angu-50, ngaphezu kwenani eliklonyelisiwe lemali ngokwezindawo (zakhe), izikweletu, kanye nesimo sezempilo.
Ungakwazi ukuguqula imali oyiqoqile kuphrofayela yakho ibe izinhlamvu zemali ngokuchofoza imali eqoqwe eduze kwesithonjana semali, ngenani: (izinhlamvu zemali eziyi-10) / ($250,000).
Umuntu ngamunye ohluliwe uthola amaphuzu angu-20 kuphela.
Kumenyu enkulu, ungathola amagugu angu-3 ngesikhangiso ngasinye osibukayo.
Izinhlamvu zemali namagugu kungase kusetshenziselwe ukuvula izithombe zephrofayela ezintsha esitolo.
Lapho uqhubeka kakhulu kugeyimu, kulapho izinzuzo ziba khona ezibuyekezweni ezizayo
JABULA!
Kubuyekezwe ngo-
Okt 12, 2024