Uma uyisakhamuzi sase-Romania, uphakathi kweminyaka eyi-18 nengama-75 ubudala (ekuvuthweni kwemali mboleko) futhi udinga uxhaso lwezimali lwezinhlelo zakho, bese kuba yi-Credex IFN S.A. ikunikeza izixazululo zezezimali ezisobala, ezisheshayo nezifinyeleleka kalula:
- Ungathola kusukela ku-300 lei ukuya ku-50,000 lei (lapho i-APR ephezulu ebalwe esikhathini esiyizinyanga ezingama-59 ingu-35.32%);
- Izinga lenzalo lonyaka linqunyiwe phakathi naso sonke isikhathi sokuxhaswa ngezimali, kuqalwa ngo-9.99% ngonyaka;
- Ungakhetha isikhathi sokuxhasa ngezimali isikhathi esiphakathi kwezinsuku ezingama-61 nezinyanga ezingama-59;
- Asikuceli kusengaphambili noma iziqinisekiso.
Samukela uhla lwemali engenayo: amaholo, izimpesheni, imali engenayo ye-PFA, njll.
Ngokwesibonelo, emalini ebolekiwe engu-50,000 ebuyisiwe ezinyangeni ezingu-59, inzalo yonyaka (emisiwe) engu-30%, inani lanyanga zonke lingu-1,649.11 lei kanye nesilinganiso senzalo sonyaka esisebenzayo (APR) singu-35.32%.
Inani eliphezulu elizobuyiselwa ngu-97,297.21 lei futhi lihlanganisa:
- 50,000 lei (eyinhloko) + 290 imali yokuhlaziya ifayela le-lei;
- imali yokuphatha, enani lanyanga zonke lezinyanga eziyi-10 x 59 = 590 lei;
- 46,417.21 lei, emele inzalo yezinyanga ezingama-59 kuthishanhloko
Idatha yakho yomuntu siqu iphephe ngokuphelele.
Inqubomgomo yobumfihlo ye-Credex IFN S.A. kungaboniswana ku-https://credex-ifn.ro/politica-de-confidentialitate-app-mob/
Kubuyekezwe ngo-
Dis 18, 2025