OK저축은행

OK저축은행

Mayelana nalolu hlelo lokusebenza

kulungile
Ssssha! OK Savings Bank App izalwe kabusha! Izwa izinsiza ezikhethekile zamakhasimende kuhlelo lokusebenza olusha lwe-OK Savings Bank.

『 Ungayisebenzisa kalula futhi ngokushesha amahora angama-24 ngosuku, izinsuku ezingama-365 ngonyaka, nganoma yisiphi isikhathi, noma kuphi.
Ngena ngemvume kalula ngephasiwedi elula, iphethini, noma izigxivizo zeminwe bese usebenzisa i-OK Savings Bank! 』

Isevisi ye-APP yeselula ye-OK Savings Bank
1. Idiphozithi/idiphozithi
- Ukuvulwa kwe-akhawunti okungezona ubuso nobuso: Ungakwazi ukuvula i-akhawunti yasebhange ukuze uthole idiphozithi futhi uyikhiphe ngaphandle kokuvakashela igatsha.
- Uphenyo nge-akhawunti: Ungasesha i-akhawunti yakho nganoma yisiphi isikhathi, noma kuphi ngokusebenzisa ubuqiniso obulula.
- Ukudlulisa ngokushesha: Ungadlulisa kufika ezigidini eziyi-10 eziwinile ngokufakazela ubuqiniso okulula.
- Ukudluliswa kwe-KakaoTalk: Ungathumela imali ngqo kubangani bakho nge-KakaoTalk.
-Ukuhoxiswa kwe-ATM: Ngokufakazela ubuqiniso okulula, ungahoxa ku-ATM noma kuphi.
- Imikhiqizo enikeziwe: Ungabhalisela idiphozithi ekhipha imali eningi enqwabelene, i-akhawunti yokonga isitolimende eyenza inani elikhulu lemali ngemali yembewu, kanye nediphozithi yamahhala engakhanselwa noma nini.

2. Imalimboleko
- Imalimboleko Yesikweletu: Kusukela ekufakeni isicelo ku-inthanethi kuya emalini ethunyelwayo, ungakwenza konke ngesikhathi esisodwa.
- Imalimboleko yemoto: Uma unemoto, ungafaka isicelo sokubolekwa imali efinyelela ezigidini eziyi-100.
- Imali mboleko yendlu: Uma ungumnikazi wendlu, ungafaka isicelo sokubolekwa imali efinyelela ku-95% yenani lendlu.
- Imalimboleko Emaphakathi: Njengomkhiqizo oqinisekiswe uhulumeni, ungasebenzisa imikhawulo eminingi ngamanani enzalo amaphakathi.
- Eyengeziwe/ebolekwa kabusha: Amakhasimende akhona adinga imalimboleko eyengeziwe angafaka isicelo.

3. Buka/phatha i-akhawunti yami
- Uphenyo nge-akhawunti: Ungabuka futhi uphathe i-akhawunti yakho yediphozithi/yokonga kanye ne-akhawunti yemalimboleko.
- Ukukhishwa kwezitifiketi: Ungafaka isicelo sokukhishwa kwezitifiketi ezihlobene namadiphozithi kanye nemalimboleko.
- Ukudlulisa: Ungasebenzisa izinsiza zokudlulisa ezifana nokudlulisa ngokushesha, ukudlulisa okuzenzakalelayo, ukudlulisa okuhleliwe, nokudlulisa okubambezelekile.
- Ukukhokhwa ngokushesha: Imalimboleko ingabuyiselwa kusetshenziswa izitifiketi kanye ne-ARS.
- Inkontileka ye-elekthronikhi: Ungasayina inkontileka nesitifiketi ngaphandle kokuvakashela igatsha.

4. Izinzuzo ezikhethekile zobulungu BOKULUNGILE kuphela
- Izinzuzo zobulungu: Ngemva kokubhalisela ubulungu, ungakwazi ukubuyisela imali oyibolekile ngamaphuzu anqwabelene ngokuvumelana nesimo sokuthengiselana ngemalimboleko.
- Umdlalo OLUNGILE: Ungathola amaphuzu egeyimu ngokubamba iqhaza ku-“Roulette” kanye “Vikela Inkanyezi Yekharothi”.
- Umcimbi: Ungajabulela izinzuzo ezihlukile kumakhasimende obulungu.

5. Isevisi yokubuza amanani emakethe
- Hlola inani lemoto yami: Ungabheka inani lemoto ngokuthatha isithombe senombolo yepuleti lemoto yakho.


6. Isikhungo Samakhasimende
- Buza noma yini amahora angama-24 ngosuku ngokuxoxa nge-Okitak.
- Inombolo emele isikhungo sezingcingo: 1899-7979
- Inombolo emele imali mboleko yesikweletu: 1800-8282




■Finyelela kwesokudla
1. Amalungelo okufinyelela abalulekile
- Isitoreji: Izinhlelo zokusebenza ezisebenzayo, ukulondoloza amakhuphoni neziqinisekiso zokudlulisa, ukulondoloza izithombe
-Ifoni: Ukuxhumana kokuxhumana kanye nokuqinisekiswa kwedivayisi
- Izaziso: izexwayiso namabheji esithonjana
-Ulwazi lohlelo lokusebenza olufakiwe: Ukutholwa kohlelo lokusebenza olunonya ukuze kunqandwe izingozi zokwenziwa kwezimali ngogesi

2. Amalungelo okufinyelela ngokuzithandela
-Ikhamera: Ukudutshulwa kwekhadi le-ID kanye nokuhlolwa kwentengo yemoto
- Push: Push izaziso ezifana nokudlulisa ngokushesha
※ Ungasebenzisa insizakalo ye-OK Savings Bank ngisho noma ungazivumeli izinto ozikhethela zona, kodwa ezinye izinsiza zingase zibe nomkhawulo.

Amanothi
※ Uma isibuyekezo sihluleka, sicela ususe uhlelo lokusebenza olufakiwe lwe-OK Savings Bank bese ulufaka kabusha.
※ Ayikwazi ukusetshenziswa kuma-smartphones ashintshwe ngokungafanele (agxilile) namadivayisi wethebhulethi.
※ Ku-3G ne-LTE, izindleko zedatha zingasebenza uma umthamo wepulani lesilinganiso esiphansi weqiwe.

Ulwazi lomkhiqizo wemalimboleko
- Izinga lenzalo yemalimboleko yesikweletu: 5.9% ~ 19.9% ​​​​ngonyaka (Izinga lokubala: lisetshenziswa ngendlela ehlukile ngokuya ngesikolo somuntu siqu sesikweletu sekhasimende, njll.)
- Izinga lenzalo elidlulelwe yisikhathi lemalimboleko yesikweletu: Izinga lenzalo yenkontileka + 3% ngonyaka (kufika ku-19.9% ​​ngonyaka)
- Ukufaneleka kokubolekwa imali: Amakhasimende aneminyaka engu-20 noma ngaphezulu angafakazela imali engenayo / Amakhasimende ane-[NICE] 351 noma amaphuzu aphezulu esikweletu (kuncike ekwenqatshweni ngokwemibandela yethu yokuhlola)
- Umkhawulo wemalimboleko: ozisebenzelayo ufika ezigidini eziyi-100 won / isisebenzi sasehhovisi sifinyelela ezigidini ezingama-50
- Isikhathi sokukhokha inzalo: njalo ngenyanga ngemva kokukhokha
- Indlela yokukhokha: Kuye ngomkhiqizo, njengosuku lokuvuthwa/uthishanhloko olinganayo/inani eliyinhloko elilinganayo, njll.
- Isikhathi sokukhokha: ubuncane bezinyanga eziyi-12 ~ izinyanga ezingama-84
- Izimali Ezikhokhwayo Nezindleko Zengozi: Intela Yesitembu (Uma inani lemalimboleko lidlula i-KRW 50 million, u-50% yenani elishiwo uMthetho Wentela Yesitembu likhokhwa yikhasimende)
- Imali yokuhlenga kusenesikhathi: kufika ku-1.8%

- Izinga lenzalo ye-Online Sunshine Loan: 7% ~ 8% ngonyaka (Izinga lokubala: lingashintsha ngokwezinga lenzalo elimenyezelwa i-Financial Supervisory Service nyanga zonke, inani lenzalo yemalimboleko yonyaka liyengezwa uma isiginesha ye-elektroniki ingaqediwe ku-inthanethi)
- Bayafaneleka ukubolekwa: Izisebenzi zasehhovisi (zisebenza izinyanga ezi-3 noma ngaphezulu/imali engenayo engaphansi kwezigidi ezingama-45 ewiniwe/imali engenayo yonyaka engaphansi kuka-20/100/imali etholwayo engaphansi kwezigidi ezingu-35 eziwinile/ngonyaka) | Inganqatshwa ngokuya ngemibandela yethu yokuhlola
- Umkhawulo wemalimboleko: Ubuncane be-KRW 3,000,000 ~ umkhawulo we-KRW 20,000,000
- Isikhathi sokukhokhiswa kwenzalo: nyanga zonke ngemuva kokukhokha (kukhokhiswa ngosuku lokubolekwa imali noma ngalolo suku)
- Indlela Yokukhokha: Isitolimende esilinganayo sikathishanhloko | Isikhathi sokuhlengwa: izinyanga ezingama-36, izinyanga ezingama-60
- Izimali ezikhokhwayo nezindleko zengozi: Imali yesiqinisekiso sediphozithi ye-Small Finance Promotion Institute (2% ngonyaka yenani lesiqinisekiso, / Nokho, u-1% ngonyaka ukuze kucatshangelwe umphakathi, u-1.5% ngonyaka entsheni ehola kancane)
- Imali yokuhlenga kusenesikhathi: ayikho

* Unelungelo lokuthola incazelo eyanele yangaphambili yomkhiqizo, futhi sicela uhwebe ngemva kokuqonda incazelo.
* Sicela ufunde imanuwali yomkhiqizo wezezimali kanye nemigomo nemibandela ngaphambi kokungena emikhiqizweni yezezimali.
* Ukuboleka ngokweqile kungabangela ukwehla kwesilinganiso sakho sesikweletu noma isikolo sakho sekhredithi.
* Imikhawulo noma ububi ekwenziweni kwezezimali kungenzeka ngenxa yokwehla kwesilinganiso sesikweletu noma amaphuzu esikweletu somuntu siqu.
* Esimeni sekwephuzile, isibopho sokubuyisela uthishanhloko kanye nenzalo kungenzeka ngaphambi kokuphela kwesikhathi senkontileka.
* Kunemikhiqizo eminingana yemalimboleko yesikweletu ye-OK Savings Bank, futhi izimo zokusebenza ezifana nethagethi, umkhawulo, nezinga lenzalo zihlukile kumkhiqizo ngamunye. Sicela ubheke ikhasi eliyisiqalo ukuze uthole imininingwane.

Ingxoxo ye-Korea Federation of Savings Banks 2022-00775 (isikhathi esivumelekile 2022.06.15 ~ 2023.06.14)