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Uhlelo Lokusebenza Lwe-India Lwe-#1 Olungenazikweleti - I-DebtZero

I-DebtZero ikusiza ukuthi usule zonke izikweletu zakho, ama-EMI, i-BNPL, nesikweletu sekhadi lesikweletu ngokushesha ngamathuluzi anamandla afana nomqeqeshi wezikweletu we-AI, i-EMI optimizer, isivimbeli sokuchitha imali, ukutholwa kwe-EMI okusekelwe ku-SMS, ukulandelela imali engenayo nezindleko, ukulandelela ukutshalwa kwezimali, nokuhlela umgomo.
Isivivinyo sakho samahhala sezinsuku ezingu-30 sivula yonke into—akukho zikhangiso, akukho mingcele.

🔥 Izici eziphezulu
1️⃣ I-Snowball yesikweleti nesibali se-Avalanche

Engeza zonke izikweletu zakho futhi uthole uhlelo lokubuyisela lomuntu siqu:

Amakhadi esikweletu

Imalimboleko yomuntu siqu

I-BNPL (Zest, Lazypay, Slice)

Izikweletu zebhayisikili/Imoto

Imalimboleko yezindlu

Izikweletu zemfundo

Imali mboleko yeMicrofinance

Bona Idethi yakho Yokungakhokhi Isikweletu, uhlelo lwanyanga zonke, ukonga kwenzalo, kanye nenqubekelaphambili.

2️⃣ I-EMI Optimizer yase-India

Yehlisa umthwalo wakho we-EMI ngokushesha:

Imalimboleko engcono kakhulu yokukhokha kuqala

Isibali esilondoloziwe sentshisekelo

Iziphakamiso zokushintsha ibhange

Gwema izimali ezifihliwe nezijeziso

Auto EMI isikhumbuzi uhlelo

3️⃣ Ukutholwa kwe-EMI okuzenzakalelayo nge-SMS

Asikho isidingo sokufaka yonke into ngesandla.
I-DebtZero ifunda i-SMS yezezimali (ngemvume) ukuze izitholele ngokuzenzakalelayo:

Ama-EMI azayo

Imali ekhokhelwa kancane

Ukukhishwa kwemali mboleko

Izikweletu zekhadi lesikweletu

Izexwayiso zenkokhelo ephuzile

Uyaqinisekisa ngaphambi kokuthi idatha igcinwe—iyimfihlo futhi ivikelekile.

Umqeqeshi wakho wezezimali uyatholakala 24/7.

5️⃣ Sebenzisa Isivimbeli - Misa Ukuthenga Okungalindelekile

Hlala ulawula ngokuthi:

Ilokhi yokupholisa amahora angu-24

Isifinyezo sokonga nsuku zonke

Imodi ethi "No-Spend Challenge".

Yonga okwengeziwe, gwema ukuthenga ngokomzwelo, futhi uhlale ungenazikweletu.

6️⃣ Landela umkhondo wemali engenayo, izindleko nokugeleza kwemali

Umphathi wemali ophelele ngaphakathi kohlelo lwakho lokusebenza lwezikweletu:

Ukulandelela imali engenayo yanyanga zonke

Ukulandelela izindleko zansuku zonke

Izigaba ezizenzakalelayo

Izabelomali ezihlakaniphile

Isifinyezo sokugeleza kwemali

Qonda ukuthi imali yakho iya kuphi ngempela.

7️⃣ Landela Ukutshalwa Kwezimali Kalula

Phatha wonke amafa akho endaweni eyodwa:

Izimali ezihlanganyelwe

Ama-SIP

Amasheya

I-FD/RD

Igolide


Thola isifinyezo esicacile senani eliphelele.

8️⃣ Imigomo Ehlakaniphile Nohlelo Lokulondoloza

Zibekele imigomo yezezimali eqondene nawe njenge:

Ingenasikweletu ezinyangeni eziyi-12

Yonga isikhwama sezimo eziphuthumayo

Thenga ibhayisikili/imoto

Inkokhelo yendlu

Imigomo Yomshado / Ukuvakasha / Imfundo

I-DebtZero ikutshela ukuthi wonge malini nyanga zonke.

9️⃣ Izinsuku ezingu-30 UKUFINYELELA OKUGCWELE Isivivinyo samahhala

Jabulela yonke into ngaphandle kwemikhawulo:

Izikweletu ezingenamkhawulo

Ukutholwa okuzenzakalelayo kwe-SMS okungenamkhawulo

Imibuzo ye-AI engenamkhawulo

Ukulandelela izindleko okungenamkhawulo

Zonke izici ze-premium

Ngemva kwezinsuku ezingu-30, qhubeka nohlelo olukhokhelwayo.

⭐ Kungani amaNdiya ethanda i-DebtZero

Yehlisa ingcindezi ye-EMI

Ilondoloza intshisekelo

Iyeka ukusebenzisa imali ngokweqile

Ilandelela yonke imali kuhlelo lokusebenza olulodwa

Igcina ezezimali ngaphandle kwengcindezi

Ikusiza ukuthi ungabi nezikweletu ngokushesha

Ivikelekile, iyimfihlo, futhi yakhelwe i-India