DhanLAP- Loans on Mutual Funds

Ark Neo Financial Services Pvt. Ltd

Mayelana nalolu hlelo lokusebenza

Imalimboleko ngokumelene neZibambiso | Ukubolekwa Kwezimali Ezihlangene | Ukubolekwa kwamasheya

✅15 Amaminithi Inqubo
✅Awekho Amaphepha
✅EMI kanye Nenzalo Kuphela Inketho Yokukhokha
✅Kuze kube yizinyanga ezingama-24 zokubamba iqhaza
✅Ukukhishwa Okusheshayo

Uzakwethu We-NBFC: I-IFIN SECURITIES FINANCE LIMITED (ISFL)

I-DhanLAP's Loan against Securities ikusiza ukuthi uboleke imali yezindleko ngesikhathi sezimo eziphuthumayo zezimali, ukuze uxhase ngemfundo yakho, ukuya eholidini, noma ezinye izindleko ezinjengomshado womndeni. Ungakwazi ukuzitholela imali ebolekiwe ngamanani enzalo amancane amanani aqala ku- ₹25,000 kanye nezikhathi ezisukela kuzinyanga eziyisithupha neminyaka engu-2.

Ngemali ebolekiwe kuma-mutual funds, unikezela ngamayunithi akho e-Mutual Fund njengesibambiso semali mboleko. I-Mutual Funds yakho izoqhubeka nokuzuza imbuyiselo.

Izinyathelo ezilula zokuthola imalimboleko yakho ye-mutual funds
1. Ukuqinisekiswa kwe-KYC.
2. Khetha i-Mutual Funds yakho ukuze uphawule.
3. Hlola izitolimende zakho.
4. Sayina nge-imeyili Isivumelwano sakho Semalimboleko.
5. Imali ekhokhwe ku-akhawunti yakho yasebhange.

Isilinganiso Sephesenti Eliphezulu Lonyaka (APR): 10%

Imalimboleko ngokumelene nezibambiso

1. Isibonelo - Inkokhelo Yebhaluni
-Inani Eliyinhloko => ₹1,00,000
-Inani Lenzalo Lonyaka(APR) = 10%
-Isikhathi sokuhlala => Izinyanga eziyi-12
-Khokha kuphela Inzalo yezinyanga ezingu-12 = ₹833.33 x 12 = 10000. (Inani eliyinhloko lidinga ukukhokhwa ekupheleni kwesikhathi semalimboleko)
-Imali Yokucubungula = ₹1000 + GST
-Umsebenzi Wesitembu = ₹20 + GST
-Isamba Semali Yokubuyiswa Kwemalimboleko = ₹110000 (Uthishanhloko kanye Nenzalo)
-Inani Lezindleko Zemalimboleko = Inani Lenzalo + Izimali Zokucubungula + Umsebenzi Wesitembu = ₹10000 + ₹1000 + ₹20 = ₹11020 (Ngaphandle kwe-GST)

Ngemalimboleko ebhekene nezibambiso ngenkokhelo yebhaluni, umboleki ukhokha kuphela inani lenzalo engu- ₹10000 izinyanga ezingu-12, futhi abuyisele inani eliyinhloko lika- ₹1,00,000 ekupheleni kwesikhathi sezinyanga eziyi-12, ngenani eliphelele lokubuyisela imali mboleko. ka- ₹1,10,000 kanye nesamba sezindleko zemboleko engu- ₹11,020 (ngaphandle kwe-GST).


2. Isibonelo - Inkokhelo ye-EMI
-Inani Eliyinhloko => ₹1,00,000
-Inani Lenzalo Lonyaka(APR) = 10%
-Isikhathi sokuhlala => Izinyanga eziyi-12
-EMI => Uthishanhloko + Inzalo = ₹8791.59.
-Imali Yokucubungula = ₹1000 + GST
-Umsebenzi Wesitembu = ₹20 + GST
-Isamba Semali Yokubuyiswa Kwemalimboleko = ₹105499 (Uthishanhloko kanye Nenzalo)
-Inani Lezindleko Zemalimboleko = Inani Lenzalo + Izimali Zokucubungula + Umsebenzi Wesitembu = ₹5499 + ₹1000 + ₹20 = ₹6519 (Ngaphandle kwe-GST)

Ngemali mboleko ebhekene nezibambiso ezinenkokhelo ye-EMI, umboleki ubuyisela imali ebolekiwe ngezitolimende ezilinganayo zanyanga zonke ezingu-R8,791.59 izinyanga ezingu-12, ngenani eliphelele lenkokhelo yemali mboleko engu- ₹1,05,499 kanye nenani eliphelele lemali mboleko engu- ₹6,519 (ngaphandle kwe-GST), okuhlanganisa izimali zokucubungula kanye nomsebenzi wezitembu.

I-DhanLAP inikwa amandla yi-Ark Neo Financial Services Pvt Ltd iyinkundla yokubolekwa kwemali ebhekene nezibambiso. Isungulwe ithimba elineminyaka engaphezu kuka-100 yesipiliyoni sokwakha ukutshalwa kwezimali kwedijithali nezixazululo zemboleko, siyabuqonda ubunzima obuvamile abatshalizimali ababhekana nabo uma kuziwa ekusebenziseni utshalomali lwabo esimweni esiphuthumayo.

Senze yonke inqubo yaba lula futhi ingabi nazinkathazo ukuze ukwazi ukuthola imali efakwe ku-akhawunti yakho kungakapheli imizuzu eyi-15 ngokuphepha.

Iwebhusayithi: https://dhanlap.com/loan-against-mutual-funds
Inqubomgomo Yobumfihlo: https://dhanlap.com/privacy