DIGISAFE

DigiSafe CU CJSC

Mayelana nalolu hlelo lokusebenza

"I-DIGISAFE" yinhlangano yezikweletu i-fintech enikezela ngemali mboleko yabathengi ethembiswe ngegolide ngohlelo lweselula. Igolide elithembisiwe lahlolwa futhi ngaleyo mali, kwavulelwa umkhawulo wemalimboleko weklayenti, elingathatha imalimboleko ukude nganoma yisiphi isikhathi, ngokuhoxiswa okukodwa noma okuningana. Ikhasimende lingabuyisa imali ebolekiwe noma ingxenye yemalimboleko noma kunini, lilondoloze inzalo bese liyiboleka futhi uma kudingeka. Lapho isivumelwano semalimboleko sesiphelelwe yisikhathi, iklayenti lingabuyisa imalimboleko entsha kude, nganoma yisiphi isikhathi lisebenzisa isibambiso esifanayo.

Unobucwebe begolide kepha awudingi imali mboleko manje? Ngemuva kwalokho gcina ubucwebe bakho nathi, endaweni ephephile, mahhala futhi uthole umkhawulo wemalimboleko kuselula yakho. Thatha imali mboleko ngokusebenzisa uhlelo lweselula kuphela uma udinga imali, uma kungenjalo, buyisela ubucwebe bakho begolide emuva noma nini lapho ufisa.

Ufuna ukuhamba, kepha ucabanga ukuthi ungagcina kuphi ubucwebe bakho begolide? Vikela ubucwebe bakho begolide nathi mahhala futhi uhambe ngaphandle kokukhathazeka. Thatha imali mboleko esheshayo lapho uzodinga imali phesheya.

Buyisa imalimboleko, noma ingxenye yemalimboleko, gcina inzalo bese uphinde uthathe imalimboleko, ukude kaningi ngendlela othanda ngayo. Umkhiqizo wethu usebenza njengemigqa yesikweletu ejikelezayo. Ungayibuyisa imalimboleko noma nini lapho ungadingi imali futhi ungayibuyisa imalimboleko noma nini lapho udinga imali futhi. Uzokhokha inzalo kuphela ngezinsuku osebenzise ngazo imali mboleko.

Iklayenti lingathatha imalimboleko ngesicelo seselula ngokukhetha enye yalezi ziteshi ezilandelayo

1. Amakhadi Esikweletu
2. I-ATM
3. Izikhwama zemali
4. Amakhadi Anemikhono

- Isikhathi esincane sokukhokhwa kwemali mboleko encane sisethelwe onyakeni ongu-1 (izinsuku ezingama-365) futhi isikhathi esiphezulu sokubuyiselwa kwemali mboleko sibekelwe iminyaka emi-2 (izinsuku ezingama-730), kepha amaklayenti anenkululeko yokukhokha ngokugcwele kwemali mboleko, ngaphandle kwenhlawulo, uma efisa . Amakhasimende azokhokha inzalo kuphela izinsuku lapho esebenzisa khona isikweletu.

- Isilinganiso samaphesenti aphezulu sonyaka (i-APR) asikwazi ukuba ngaphezu kuka-31.93%. Kubandakanya isilinganiso senzalo, noma iyiphi imali yenyanga, isevisi nezinye izimali ezifakiwe. (I-APR yamanje ingama-26.75%)

- Izindleko eziphelele zemalimboleko zifaka inzalo + yanyanga zonke noma imali yesevisi (uma ikhona) + izindleko zesikhathi esisodwa zokuthola imalimboleko (uma okweletwayo esebenzisa izinketho ezikhokhelwayo zokuthola imalimboleko)

Isibonelo, izindleko eziphelele ze-100.000 Armenian Dram Loan zesikhathi sezinyanga eziyi-12 zizoba yi-124.000 Armenian Dram.

Isibonelo sokubala
Inani lemalimboleko - i-100,000 Armenian Dram
Ukuvuthwa kwemali mboleko - izinyanga eziyi-12
Izinga lenzalo yaminyaka yonke yemalimboleko - 24%
Imali yesevisi yemalimboleko - 0%
Imali ekhokhelwa imali mboleko - 0%
Ukubuyiselwa kwemali mboleko - Bullet
Usuku lokukhokhwa kwemali mboleko - 05 Okthoba 2021.
Isilinganiso samaphesenti waminyaka yonke semalimboleko - 26,75%
Izindleko Zemali mboleko: 124.000 Dram yase-Armenia

Yini entsha

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