Calculadoras Financeiras

LRG.

Iqukethe izikhangisoUkuthenga ngaphakathi nohlelo

Mayelana nalolu hlelo lokusebenza

Amathuluzi e-FatorLambda anikeza isethi yamathuluzi abalulekile ezibalo kulabo abafuna ukunemba ekuhleleni kwezezimali. Ngaphandle kwezithembiso zokuzuza okusheshayo, uhlelo lokusebenza lugxile ekuhlinzekeni ngemininingwane yobuchwepheshe ukusiza abatshalizimali kanye nabantu abafuna ukuhlela izimali zabo.

Izici Ezitholakalayo:

📈 Ukuqagela Nokutshalwa Kwezimali

Inzalo Ehlanganisiwe: Khomba ukuvela kwezimpahla zakho ngeminikelo yanyanga zonke kanye namazinga okukhiqiza angenziwa ngokwezifiso.

Imigomo Yezezimali: Thola inani eliqondile olidingayo ukutshala inyanga ngayinye ukuze ufinyelele inani eliqondiwe ngaphakathi kwesikhathi esithile.

Izindleko Zokulinda: Bala ukuthi ulahlekelwa yimali engakanani ngokubambezela ukuqala kokutshalwa kwezimali zakho.

🛡️ Ukuvikeleka Nokuhlela Kwesikhathi Esizayo

Isikhwama Esiphuthumayo: Bala inani elidingekayo ekuphepheni kwakho kwezezimali ngokusekelwe ezindlekweni zakho zanyanga zonke.

I-Retirement Simulator: Hlela ukuzimela kwakho kwezezimali ucabangela ukukhuphuka kwentengo, izimali zokuphatha, kanye namamodeli empesheni (PGBL/VGBL).

I-Goal Simulator: Hlola izimo ezinethemba, ezingathathi hlangothi, nezingenathemba zezinhlelo zakho zesikhathi esifushane, esiphakathi, neside.

🏠 Ukuphathwa Kwesikweletu Nezikweletu

I-Simulator Yezezimali: Qonda izindleko zangempela zezitolimende kanye nenani eliphelele elikhokhelwe emalinimboleko.

Ukunciphisa: Bala umthelela wangempela wezinkokhelo ezengeziwe ekunciphiseni isikhathi kanye nenzalo ezikweletini ezisebenzayo.

💎 Isu Elithuthukisiwe

Iphothifoliyo Efanele: Buka iziphakamiso zamaphesenti okwabiwa kwempahla (Imali Engenayo Engaguquki, Amasheya, ama-REIT) ngokuya ngephrofayili yakho yengozi.

I-Mark-to-Market: Qonda ukuthi ukuhlukahluka kwezilinganiso zenzalo kuthinta kanjani intengo yezibambiso zemali engenayo engaguquki ngaphambi kokuvuthwa.

QAPHELA: Lolu hlelo lokusebenza luyithuluzi lokusekela imfundo elisekelwe ekubalweni kwezibalo futhi aluhlanganisi iseluleko sokutshalwa kwezimali.