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Mayelana nalolu hlelo lokusebenza
Uma kukhulunywa ngezezimali ngiyakuzonda ukungalungi, ngakho ngidale leli thuluzi eliwusizo neliwusizo kakhulu ukukusindisa ekulahlekelweni yimali oyisebenze kanzima.
Eminyakeni yamuva nje, ijika lesivuno libe yinkomba engcono kakhulu yokuwohloka komnotho okuzayo kanjalo nokuphahlazeka kwemakethe yamasheya.
Ngakolunye uhlangothi, ijika lesivuno liphinde libe yinkomba engcono kakhulu lapho umnotho uqala ukuchuma futhi.
Izinhlobo ezi-3 zamajika esivuno: ezijwayelekile, eziyisicaba futhi ezihlanekezelwe.
Uma ijika lesivuno liyisicaba, kusho ukuthi umnotho uyancipha futhi okunye ukwehla komnotho iminyaka engu-1-2 kusukela manje.
Uma ijika lesivuno lihlanekezelwa, lapho isivuno sesikhathi esifushane sikaMgcinimafa wase-US siphezulu kunamazinga esikhathi eside, kusho ukuthi izimo zomnotho ziyawohloka ngenxa yokoma kwemali eshibhile. Njengoba ukuwohloka komnotho kungathandeki kubatshalizimali, izikhungo ezinkulu zidayisa amasheya azo.
Uma ijika lesivuno selibuyele kwesejwayelekile, okusho ukuthi amabhondi kahulumeni wase-US wesikhashana aphansi kakhulu kunawesikhathi eside, kusho ukuthi sekuyisikhathi sokutshala imali yakho.
Landa lolu hlelo lokusebenza lwamahhala uma ungafuni ukulahlekelwa ithani lemali emakethe yamasheya noma uphuthelwe imakethe entsha yezinkunzi futhi.
Eminyakeni yamuva nje, ijika lesivuno libe yinkomba engcono kakhulu yokuwohloka komnotho okuzayo kanjalo nokuphahlazeka kwemakethe yamasheya.
Ngakolunye uhlangothi, ijika lesivuno liphinde libe yinkomba engcono kakhulu lapho umnotho uqala ukuchuma futhi.
Izinhlobo ezi-3 zamajika esivuno: ezijwayelekile, eziyisicaba futhi ezihlanekezelwe.
Uma ijika lesivuno liyisicaba, kusho ukuthi umnotho uyancipha futhi okunye ukwehla komnotho iminyaka engu-1-2 kusukela manje.
Uma ijika lesivuno lihlanekezelwa, lapho isivuno sesikhathi esifushane sikaMgcinimafa wase-US siphezulu kunamazinga esikhathi eside, kusho ukuthi izimo zomnotho ziyawohloka ngenxa yokoma kwemali eshibhile. Njengoba ukuwohloka komnotho kungathandeki kubatshalizimali, izikhungo ezinkulu zidayisa amasheya azo.
Uma ijika lesivuno selibuyele kwesejwayelekile, okusho ukuthi amabhondi kahulumeni wase-US wesikhashana aphansi kakhulu kunawesikhathi eside, kusho ukuthi sekuyisikhathi sokutshala imali yakho.
Landa lolu hlelo lokusebenza lwamahhala uma ungafuni ukulahlekelwa ithani lemali emakethe yamasheya noma uphuthelwe imakethe entsha yezinkunzi futhi.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
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Mayelana nonjiniyela
Mark Anthony Hamann
Markhamann@live.de
Germany
