Sethula i-Floatr, i-WealthCare App eyakhiwe yi-ValueFloat Technologies Private Limited. I-Floatr ikunikeza amandla okuphatha izimali zakho, uphishekele imigomo yakho yokutshala izimali, futhi ekugcineni uthole inkululeko yezezimali. Njengesixazululo esibanzi, i-Floatr yenza lula Ukuphathwa Kwezimali Zakho Zomuntu Siqu, ikunikeza ubulula nokusebenza kahle ohambweni lwakho lwezezimali.
Yini oyitholayo ku-Floatr App?
1. Ukuphathwa Kwezindleko
Qala ukuphatha imali yakho kalula nge-Automated Expense Tracker ne-Budget Planner. Lolu hlelo lokusebenza lushintsha indlela ophatha ngayo imali yakho ngokunakekela imisebenzi eyisicefe. Ihlela ngokuzenzakalelayo imali engenayo kanye nezindleko ngesikhathi sangempela, ukuze ukwazi ukugcina amathebhu okusebenzisa kwakho imali nezikweletu kalula. Lokhu kukhulula isikhathi sakho sokugxila ezintweni ozithandayo ukuzenza.
Isidingo Semvume Yokufunda I-SMS:
Imvume ye-SMS iyinketho futhi iyadingeka kuphela uma ufuna ukusebenzisa izici ezinikwe amandla yi-AI. Lezi zici zisiza ukulandelela izindleko ngokuzenzakalelayo, zinikeze imininingwane ngendlela osebenzisa ngayo imali ngokuhlaziya ibhokisi lakho lokungenayo le-SMS. Ngokusebenzisa lezi zici, ungavalelisa ekulandeleleni izindleko mathupha nezikweletu, ukhulule ingqondo yakho ezintweni ezibaluleke kakhulu ekuphileni.
2. Ukuhlelwa Kwezimali Nokuphathwa Kwezinjongo
Ungazihlelela kahle wena nomndeni wakho izimali zakho. Lokhu kukuvumela ukuthi uqonde ukuthi ukuphi ngemali yakho njengamanje, uhlele zonke izinto ofuna ukuzifinyelela esikhathini esizayo, futhi uthole ukuthi uzenza kanjani zenzeke. Ukwenza izinqumo zokutshala imali kuba lula ngokuhlela umgomo onemininingwane. Ungatshala ezinhlotsheni ezahlukene zezimpahla ezifana ne-mutual funds, igolide ledijithali nesiliva, Uhlelo Lukazwelonke Lwempesheni (NPS), kanye namadiphozithi agxilile. Ukutshalwa kwezimali ngakunye kuxhumene nezinjongo zakho zezezimali, okwenza kube lula kuwe ukuthi uzilandele ngokuhamba kwesikhathi. Ungakhetha ukutshala imali njalo, isonto ngalinye noma inyanga, usebenzisa izinhlelo zokutshala izimali ezihlelekile (SIP), ukuze ufinyelele imigomo yakho.
3. Ukutshalwa Kwezimali Ezikhwameni Ezihlangene
Ngohlelo lokusebenza lwe-Floatr, ukutshala izimali ku-mutual funds kuba lula. Unenketho yokukhetha ezinkampanini eziningi zokuphathwa kwempahla (AMCs) nezindlela zokutshala imali ngokuya ngokuncamelayo. Kungakhathaliseki ukuthi ukhetha ukutshalwa kwesamba sesamba noma izinhlelo zokutshala izimali ezihlelekile (ama-SIP), i-Floatr ihlangabezana nezidingo zakho.
Ngaphezu kwalokho, ungakhetha obhasikidi be-mutual fund abakhethiwe abaklanyelwe imigomo ethile yezezimali. Lawa mabhasikidi aklanyelwe ukuhambisana nezinhloso ezehlukene ezifana nokudala ingcebo, ukuhlela umhlalaphansi, noma uxhaso lwezemfundo. Ngokukhetha obhasikidi be-mutual fund abakhethiwe nge-Floatr, uthola ukufinyelela kumaphothifoliyo ahlukahlukene, wenze uhambo lwakho lokutshala lube lula futhi uthuthukise namathuba akho okufeza izinjongo zakho.
4. Tshala Kuhlelo Lwezimpesheni Lukazwelonke (NPS)
Ukutshala imali ohlelweni lukaZwelonke lwezimpesheni (NPS) akukaze kube lula nge-Floatr. Ungakwazi ukuvula i-akhawunti yakho emizuzwini emi-2 nje kuphela futhi uqale ukutshala noma nini ukuze uhlelele umhlalaphansi wakho nezintela. Futhi, ungakwazi ukulanda kalula amarisidi akho okukhokha nezitatimende ezinemininingwane noma nini uma uzidinga.
5. Tshala Kugolide Nesiliva Elidijithali
I-Floatr inikeza ukuhlukahluka ngokukuvumela ukuthi utshale kugolide nesiliva. Ungathenga noma udayise ngamanani emakethe bukhoma ukuze ulinganisele iphothifoliyo yakho yokutshala imali ngokuya ngokuthanda kwakho. Ukwengeza, unenketho yokutshala imali ngama-SIP, okwenza kube lula ukukhulisa ingcebo yakho ngokuhamba kwesikhathi.
Kungani ukhethe i-Floatr?
• Ukubhalisa Okulula Nokulula
• Amasevisi Angenamthungo & Asheshayo
• Landelela Izimali Zomuntu
• Thuthukisa Ukuziphatha Kwezezimali
• Ukufinyelela Okuvikelekile
• Ukutshalwa kwezimali okusekelwe emigomweni
• Imivuzo Yokuziphatha Okuhle
Izengezo ze-Floatr:
Umshwalense: Zivikele wena kanye nabathandekayo bakho ngokuphila, impilo, kanye nomshuwalense ovamile.
Ukuhlelwa Kwentela Nokufakwa Kwe-IT: Faka kalula izintela zakho ngomhlahlandlela wochwepheshe, uqinisekise ukuthobelana nokukhulisa ukudonswa kwemali.
Inkokhelo Yokukhokhiswa Imali: Phatha kalula zonke izinkokhelo zakho zezikweletu ngokuqondile ezandleni zakho, wenze imisebenzi yakho yezezimali ibe lula.
Kubuyekezwe ngo-
Jan 16, 2026