IndiaMoneyMart - P2P Lending

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I-IndiaMoneyMart(IMM) iyinkundla yase-India ethandwayo ye-Peer-To Peer (P2P). I-RBI Registered NBFC P2P (N-13.02306) enikezela ngembuyiselo ekhangayo kumabolekisi kanye nemalimboleko ethengekayo kobolekayo. Kuyindawo yemakethe exhumanisa ababoleka bamabhizinisi amancane abafanele ukukweletwa nabatshalizimali ngqo. Inkundla ye-fintech eqinile ye-IMM kanye nokuba khona phansi kwe-PAN India nokuhlola okucophelelayo komboleki kusiza abatshalizimali ukuthi bathole imbuyiselo ephezulu.

I-IMM ikholelwa ekutholeni okuqondile, ukuhlolwa okujulile kwezikweletu kanye nokuhlangana mathupha nababolekayo ukuze kwakhiwe iphothifoliyo yababolekisi abaqokwe ngesandla abaqavile. Umtshalizimali angakwazi ukuhlukanisa izimali zibe izikweletu eziningi ukuze anciphise ubungozi kanye nokusekelwa okunembile kokulandela ngomkhondo okuku-inthanethi nokusekelwa kwamaqoqo.

Inketho yokutshala kabusha isiza ukwakha emandleni okuhlanganisa. Ababolekisi bathola izingcingo, i-imeyili nokusekelwa okuphelele kobudlelwane.

Zuza imbuyiselo Ephakeme ekutshalweni kwezikweletu ku-P2P Platform futhi Shintsha Izimpilo | Invest Now

Kungani IMM

 Kwethenjwa ngabatshalizimali ababhalisiwe abangu-2000+
 I-RBI-ibhalisiwe, ibhizinisi elilawulwayo
 Ixhaswe ngabatshalizimali bamatende abavela embonini

Izici Ezibalulekile ze-IMM Zomboleki

 I-RBI Ebhalisiwe I-NBFC-P2P
 Ababoleki Bebhizinisi Abancane Abafanele Isikweletu
 Imalimboleko Yokusetshenziswa Kwebhizinisi Eliphumelelayo
 Ukuhlola Okuqondile Kwaphansi
 Izinketho Zokutshala kabusha Ziyatholakala
 Ukungaguquguquki kwemakethe ye-Equity
 Ubudlelwano obuqondile ne-PAN India Presence
 Iphethwe yi-ICICI Trusteeship Services Pvt. Ltd.
 Azikho izindleko zokuhoxiswa
 Ibhonasi yokudlulisela enhle
 Izinketho zokuvuselela ezizenzakalelayo zeManuwali
 Inqubo yokuvula i-akhawunti yedijithali engu-100%.
 Imali yokutshalwa kwezimali Rs. 25000 kuya ku-Rs. 50,00,000
 Kudingeka Imibhalo - Ikhadi le-PAN, Ikhadi le-Aadhar
 Imibandela Yokufaneleka: Umuntu kufanele abe yisakhamuzi saseNdiya esikhulile esine-KYC evumelekile kanye ne-akhawunti yasebhange yaseNdiya ukuze abe umtshali-zimali endaweni yesikhulumi.
Ama-NRI ane-akhawunti ye-NRO kanye ne-Indian PAN nawo ayafaneleka ukuba abatshalizimali ku-Platform.

Izici Ezibalulekile ze-IMM Zomboleki

 Isikhathi esimaphakathi sezinyanga ezingama-24, Ubuningi bezinyanga ezingama-36
 Isilinganiso Sephesenti Lonyaka (APR): 18 - 25%
 Imali Yokucubungula: 2 – 5% yenani lemalimboleko (+ GST ​​ka-18%)
 Inani Lemalimboleko: Rs. 50,000 - Rs. 5 lakh.
 Izimali zokubhalisa: Rs. 500 + GST ​​ka-18%

Isibonelo esimele isamba sezindleko zemali mboleko:

Ngo-Rs.50,000 obolekwe izinyanga eziyi-12, ngenani lenzalo engu-@20% ngonyaka encishiswayo kanye Nemali yokucubungula engu-2% umboleki azoyikhokha:
 Imali yokucubungula: Rs. 1180 (Kuhlanganisa ne-GST)
 Imali yokubhalisa: Rs. 590 (Kuhlanganisa ne-GST)
 EMI (Inkokhelo Yanyanga Zonke) =Rs. 4632*12 izinyanga
 Isamba Senzalo Ekhokhiwe = Rs.5580
 Isamba Semali okufanele ikhokhwe =Rs.57,350

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Umshwana Wokuzikhipha Emthwalweni Wengozi:

Ukutshalwa kwezimali kwe-P2P kungaphansi kwezingozi zemakethe. Izinqumo zokutshalwa kwezimali ezithathwe ngumbolekisi ngokusekelwe kulolu lwazi zitholakala ngokubona kombolekisi.