💰 Ngaphezulu umhlinzeki wemalimboleko yomuntu siqu oshesha kakhulu wase-India kubantu abaholayo abafuna imali mboleko yesikhashana phakathi kuka-Rs.25,000 - Rs.5,00,000. 💰
Sihlinzeka ngemalimboleko yomuntu siqu engenazinkinga kuwo wonke amaphrofayili emisebenzi afana nonjiniyela bezinhlelo zokusebenza, ababaleki, abasebenzi basezitolo zezitolo, abahlengikazi nokunye ngeholo lanyanga zonke >= Rs.20,000.
💰 Amaphuzu Abalulekile:
- Izilinganiso Zenzalo (i-APR, Isilinganiso Esiphansi Kuya Esiphezulu): 16% kuya ku-32% ngonyaka
- Isilinganiso esiphezulu se-APR: 32%
- Isikhathi Sokukhokha (Okungenani kuya Kwesiphezulu): izinyanga eziyisi-6 kuye kwezingama-36
- Imali Yokucubungula: 2-4% yenani lemalimboleko
Isampula yesibalo se-APR: Ngemali mboleko ka-Rs. 100,000 ngenani lenzalo engu-20% ngonyaka isikhathi sokuhlala izinyanga eziyi-12 imali yakho yokucubungula kanye (@2% yenani lemalimboleko) izoba ama-Rs. 2000 kanye ne-EMI yanyanga zonke izoba ngu-Rs. 9263/-. Isamba senani elifakwe kuwe lizoba ngu-Rs 98,000 (imali edonswayo yokucubungula) futhi inani eliqoqwe elikhokhelwa nguwe lizoba u-Rs 1,11,161/- (=Rs 9263 x 12 EMIs), okuholela ku-APR engu-24%
- Asihlinzeki nganoma iyiphi imali ebolekiwe yosuku lokukhokha noma izikweletu ezinesikhathi sokukhokha esingaphansi kwezinsuku ezingama-90 ngokuvumelana Nenqubomgomo Ye-Google.
- Sinikeza ukudalulwa okugcwele mayelana nokusetshenziswa kwethu kwanoma iyiphi idatha yekhasimende nezimvume ezindaweni ezihlukahlukene kuhlelo lwethu lokusebenza (Isampula yohambo lomsebenzisi wohlelo lokusebenza -> https://bit.ly/2O770Or, inqubomgomo yobumfihlo -> https://upwards.in/policy )
📝 Ukudalula Okuvelele:
Ozakwethu Ababolekayo:
- I-Upwards Capital Pvt Ltd (isixhumanisi se-NBFC Partnership http://capital.upwards.in/partners)
- I-Aditya Birla Finance Limited (isixhumanisi sobambiswano se-NBFC https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx )
- I-HDB Financial Services Ltd (isixhumanisi sobambiswano se-NBFC https://www.hdbfs.com/products/digital-lenders)
- I-InCred Financial Services Limited (isixhumanisi sobambiswano se-NBFC https://www.incred.com/partnership.html)
- I-Vivriti Capital Private Limited (isixhumanisi sobambiswano se-NBFC https://www.vivriticapital.com/contactus.html)
- I-PayU Finance India Private Limited (isixhumanisi sobambiswano se-NBFC https://www.payufin.in/)
🎯 Kungani Kuphezulu - Imalimboleko Esheshayo Yomuntu Siqu?
✔️ Izimvume ezisheshayo
✔️ Awekho Amaphepha. Konke kuhlelo lokusebenza lweselula.
✔️ Kudingeka i-PAN kuphela, Isitatimende Sasebhange nesiliphu Semiholo.
✔️ Ukukhishwa kwemali mboleko okusheshayo osukwini olungu-1
✔️ Izinga lenzalo elincane
🔐 Ukuvikeleka Nokuvikelwa Kobumfihlo:
- Ukuvikela ubumfihlo bakho kanye nokuvikeleka kwedatha yakho kubaluleke kakhulu kokuthi Ukuphakama. Ubuchwepheshe bethu buthobelana namazinga okuvikela agunyaziwe namaphrothokholi aqinile ahloliwe futhi aqinisekiswa.
- Inqubomgomo yobumfihlo enemininingwane lapha https://upwards.in/policy
👍 Ukufaneleka:
- Isisebenzi esikhokhelwayo > Rs.20000/ ngenyanga
- Ubudala obungaphezu kweminyaka engama-21 nangaphansi kweminyaka engama-50
🏠 Imalimboleko Yomuntu Siqu Itholakala Emadolobheni:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- I-Bengaluru
- Chennai, Coimbatore, Tirupur
- Hyderabad, Secunderabad
- Ahmedabad
- Jaipur, Indore
- 100+ amadolobha engeziwe
🤝Izimalimboleko ezisheshayo ezikhuphukayo ezenzelwe lokhu:
- Ukwakhiwa kwekhaya nokulungiswa kabusha
- Imisebenzi yomndeni nemishado
- Ukuzithuthukisa
- Izimo eziphuthumayo zezokwelapha
- Ukuhamba
- Ukuthenga amasondo amabili
- Ukuthenga ngogesi
- Ukubuyisela imali mboleko eminingi
📲 Isebenza kanjani i-Uppers?
- Landa futhi ungene ngemvume
- Gcwalisa izidingo zakho zemalimboleko kanye nemininingwane yomsebenzi
- Layisha Amadokhumenti akho e-KYC, i-AADHAAR, i-PAN nesithombe
- Ukugunyazwa kuzokwaziswa phakathi namahora angu-1-2
- Ngemuva kwalokho, sizocubungula isivumelwano semalimboleko futhi uzothola inani lemalimboleko
✔️ Imibandela Yokuvunyelwa Kwemalimboleko:
- Isilinganiso semali engenayo nezindleko
- Izibalo zabantu (njengeminyaka yobudala)
- Okuhlangenwe nakho kochwepheshe (njengomqashi kanye nomsebenzi ophelele)
- Isikolo se-CIBIL > 625
- Inhloso yemalimboleko yakho
❌Imalimboleko yakho izonqatshwa uma:
- Uhlinzeka ngolwazi olungamanga mayelana neholo lakho
- Faka isicelo semali ongeke ukwazi ukuyikhokhela
- Umlando wenkokhelo ye-EMI edlule (Isikweletu) awukho ezingeni.
📻Izindaba kanye nendatshana efakiwe mayelana nemalimboleko Ekhuphukayo:
- Livemint: http://bit.ly/2Ndh6Mj
- Inc42: http://bit.ly/2NKgtcD
- ET Tech: http://bit.ly/2MohrGJ
- ET Rise: http://bit.ly/2CUyfpi
- Umbuthano we-VC: http://bit.ly/2OlAof4
- Deal Street Asia: http://bit.ly/2Ndvy78
Kubuyekezwe ngo-
Jul 23, 2024