Finance Buddy: Budgets, Goals

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Iqukethe izikhangisoUkuthenga ngaphakathi nohlelo

Mayelana nalolu hlelo lokusebenza

I-Finance Buddy yenza kube lula ukulandelela, imigomo yakho, ukuthengiselana, izikweletu, iphothifoliyo nokuningi. Idatha yakho ivumelaniswa kuwo wonke amadivayisi, inekhono lokusebenza ngaphandle komthungo ungaxhunyiwe ku-inthanethi. Uhlelo lokusebenza ludizayinelwe ukuthi lube luncane kodwa lusakunikeza izici eziningi ozidingayo ukuze ube umpetha wezezimali.

Izici Ezivelele

Izabelomali
Izikweletu
Ama-akhawunti
Imali engenayo
Imigomo
Iphothifoliyo
Isifinyezo
Izibali
Ibhulogi
Izikweletu
Isifinyezo


Izabelomali
Yenza kalula izabelomali ongazibona ngeso lengqondo usebenzisa amashadi. Ungakwazi ukuhlukanisa into ngayinye yesabelomali ukuze ubone kangcono ukuthi imali yakho iya ezindlekweni noma ekongeni nasekutshaleni. Lokhu kuhle futhi ekwenzeni uhlu lokuthenga olungahlola njengoba uthenga. Ungabelana ngamabhajethi nabanye abasebenzisi.

Izikweletu
Uhlelo lokusebenza likuvumela ukuthi ulandelele izikweletu zakho ezihlukaniswe kanye, uhlobo lwesitolimende kanye nezikweletu ezikhokhwayo. Engeza izinkokhelo esikweletini futhi ibhalansi izobalelwa wena ngokuzenzakalelayo. Ungakwazi futhi ukwengeza inzalo ngokuchofoza inkinobho uma ubonise inzalo yezikweletu zesitolimende. Futhi ngemva kokusikhokha ekugcineni, hlola isikweletu njengoba sikhokhiwe.

Ama-akhawunti
Ukwazi ukuthi imali yakho isetshenziswa kanjani kubalulekile ekutholeni isibambo emalini yakho. Landela ngomkhondo zonke izinkokhelo ze-akhawunti ngayinye onayo kuhlanganise ne-piggy bank. Ungakwazi futhi ukudala i-akhawunti ngezinhlobo zemali ezahlukene. Ungabona ngeso lengqondo izindleko zakho ngeshadi elilandelela izigaba ezihlukene ezingama-24 ukuze ubone ukuthi ubuyisebenzisa kanjani imali yakho.

Imali engenayo
Landelela iholo lakho ngaphansi kwezigaba ezijwayelekile neziphuma kanye. Dala ibhajethi yemali engenayo elindelekile. Njengoba wengeza into yebhajethi, ibhalansi esele izobalwa ngokuzenzakalelayo. Futhi lapho uhlola izinto, inani elisetshenziswe kuleso sabelomali nalo liyabalwa. Ungakwazi futhi ukubona ishadi likaphayi, elibonisa izinto ezithatha u-5% noma ngaphezulu wesabelomali. Kukhona neshadi, elisekelwe ekuboniseni kwakho ngokwezigaba, ukuthi isabelomali singakanani esiye ezindlekweni, ekutshalweni kwezimali noma ekongeni. Ungabelana ngamabhajethi emali engenayo nabanye abasebenzisi.

Imigomo
Ukuba nemigomo yezezimali kubalulekile uma ufuna ukuzuza ukuzimela kwakho kwezezimali. Ungakwazi ukulandelela imigomo yakho izigaba ezingu-8 futhi usebenzise izinhlobo zemali ezahlukene kumgomo ngamunye. Ungabelana ngamagoli nabanye abasebenzisi.

Isifinyezo
Lesi sigaba sohlelo lokusebenza sifingqa zonke ibhajethi zakho, izindleko, ukonga, imigomo nama-akhawunti endaweni eyodwa usebenzisa amashadi afundeka kalula.

Iphothifoliyo
- Landelela imali yakho. Isebenzisa ulwazi olusuka kuma-akhawunti akho
- I-Crypto: Landelela zonke izimpahla zakho ze-crypto ukuze ubone imbuyiselo ekutshaleni kwakho. Uzobona intengo yamanje, imbuyiselo ku-investimenti, inani lamanje kanye nezinhlamvu zemali zenombolo|amathokheni onawo ngohlamvu lwemali ngalunye|ithokheni oyiphethe. Ungachofoza kuhlamvu lwemali ngalunye ukuze ubone konke okwenzayo ngalolo hlamvu lwemali okuhlanganisa, ukuthenga, ukuthengisa nokudluliswa. Lesi silandeleli sephothifoliyo sicabangela izinkokhelo ze-akhawunti, futhi ungakwazi ukwengeza izindleko ngokuzikhethela ngokohlobo lwemali yakho yasendaweni kanye nemali yokushintshanisa. Ungakwazi futhi ukubona ishadi likaphayi noma ishadi lokukhula lempahla yakho nezinye izici eziningi.

Izibali
Bala kalula futhi ngokushesha usebenzisa kwakwakhe, loan kanye nokwazisa.

Izikweletu
Landelela zonke izikweletu zakho. Maka ibhili ngalinye njengelikhokhelwe futhi uhlelo lokusebenza luzobonisa idethi elandelayo yokukhokha. Ungabona futhi ukuthi yimalini oyisebenzisile kulowo mthethosivivinywa isikhathi esithile.

Ibhulogi
Thola izindatshana zezimali ukuze wandise ulwazi lwakho lwezezimali khona kanye kuhlelo lokusebenza.

Izaziso Nezaziso
- Thola izaziso lapho abanye babelana nawe
- Thola isaziso somthethosivivinywa, isikweletu, umnqamulajuqu wezinhloso kanye nezinsuku zokukhokha

Yabelana
Ungabelana ngamabhajethi, isabelomali semali engenayo kanye nemigomo nabanye abasebenzisi bohlelo lokusebenza. QAPHELA: Lokhu kuvumela labo basebenzisi ukuthi bahlele, basuse, futhi bengeze izinto kokuqukethwe okwabiwe.

Okuthandwayo
- Khetha phakathi kwemibala emi-5 ehlukene yokuphimisela. Okuluhlaza ngokuzenzakalelayo
- Khetha phakathi kwemodi yokukhanya noma emnyama. Ifanisa izilungiselelo zesistimu ngokuzenzakalelayo
- Khiya uhlelo lokusebenza usebenzisa i-biometrics. Vala ngokuzenzakalelayo
- Khetha uhlobo lwemali oluthandayo ngokukhetha izwe. $USD ngokuzenzakalela. Ukukhetha uhlobo lwemali kusebenza kulo lonke uhlelo lokusebenza kodwa ungakhetha ezinye izinhlobo zemali kokuthi Ama-akhawunti, Imigomo, Iphothifoliyo kanye Nezinkokhelo.
- Vula noma uvale imisindo yohlelo lokusebenza (okuzenzakalelayo)

Yini entsha

- Save repeat status for repeating transactions
- Delete repeating transaction
- Visual aid for showing which transactions repeat
- Export PDF summary of amortized loans