Siyakwamukela ku-IDFC FIRST Bank's Mobile Banking App. Jabulela ulwazi lwasebhange lwe-inthanethi olusheshayo nolungenazihibe, olunamasevisi ahlanganisiwe ebhange nezici ezijabulisayo.
Izwa injabulo yalokhu:
* I-One-Swipe Banking: Swayipha ukuze ubuke amabhalansi e-akhawunti yakho futhi uphathe imininingwane yekhadi lesikweletu/lekhadi lasebhange, amadiphozithi, ukutshalwa kwezimali, njll.
* Izinkokhelo Ezisheshayo Nokudluliselwa: Yenza izinkokhelo ezivikelekile, ukudluliselwa kwe-UPI, nezinkokhelo zezikweletu
* I-Zero Fee Banking: Jabulela izinsizakalo ze-Akhawunti Yokulondoloza ezivame ukusetshenziswa mahhala, okuhlanganisa ukudluliselwa kwemali, ukukhishwa kabusha kwesheke, ukukhishwa kwekhadi ledebhithi, kanye nokuhoxiswa kwe-ATM
* Izindleko Zokulandela Umkhondo: Buka ukonga kwakho kanye nokuthenga kwakho kuwo wonke ama-akhawunti akho futhi uqaphe ukuhamba kwemali ngezinhlobo ezingaphezu kuka-20 zokuthengiselana ezihlukaniswe ngokuzenzakalelayo
* Shanela Ngokuzenzakalelayo Ama-akhawunti Amanje: I-BRAVO Yamanje Ama-akhawunti Anokushanela Okuzenzakalelayo kuya ku-FD ngamanani enzalo aphezulu
* Ukwakha Ingcebo: Ukubuka kwesikrini okukodwa kwephothifoliyo yakho yokutshala imali. Thola izincomo zokutshala izimali ezikhethiwe ngokusekelwe kuphrofayela yakho engcupheni
* Ukutshala Izinhloso Zokuphila: Dala futhi wenze ukutshalwa kwezimali kwezinhloso zakho zokutshala imali - umshado, imfundo, noma umhlalaphansi
* Okunikezwayo Okuqondene Nakho: Thola okunikezwayo okujabulisayo kuyo yonke indawo yokudlela, indlela yokuphila, ukuvakasha nokuningi
* Izimalimboleko ezisheshayo zomuntu siqu: Thola ukunikezwa kwemali mboleko egunyazwe kusengaphambili ngamanani enzalo akhangayo kanye nezikhathi eziguquguqukayo
Izici Nezinsiza Zohlelo Lokusebenza Oluhlakaniphile
1. Vikela Ukudluliswa Kwesikhwama Nezinkokhelo
⭐ Ukudluliselwa kwesikhwama samahhala kunoma iyiphi i-akhawunti yasebhange ngaphandle kokwengeza ozuzayo
⭐ Ukukhokha kalula kwebhili kanye nokushajwa kabusha - ukushajwa kabusha kweselula, i-DTH nezikweletu zezinsiza
⭐ ukuchofoza oku-3 izinkokhelo zebhili yedijithali
⭐ Ukudluliswa kwemali eyizero (मनी ट्रांसफर) kuma-akhawunti asebhange nge-IMPS, NEFT, noma i-RTGS
⭐Thumela imali, khokha izinsiza kanye nezikweletu zekhadi lesikweletu, ama-EMIs emalimboleko, thenga/shaja kabusha i-FASTag, usebenzisa i-UPI
⭐ Xhumanisa ama-akhawunti ebhange (बैंक) futhi ubuke amabhalansi e-akhawunti yakho yokonga (बचत खाता) nge-UPI
2. Uhlelo Lokutshalwa Kwezimali, Izimali Ezihlanganyelwe kanye nohlelo lokusebenza lwama-IPO:
Hlola izinsiza zokutshala imali ku-inthanethi:
✓ Tshala Ku-Mutual Funds ku-inthanethi nge-SIP esheshayo
✓ Tshala imali ngokulingana, isikweletu, imali enkulu kanye ne-multi-cap
✓ Yonga intela nge-ELSS mutual funds
✓ Tshala Kuma-Unit Linked Insurance Plans (ULIP) kanye ne-Online Sovereign Gold Bond
3. Uhlelo Lomshwalense:
Thenga ezempilo, ibhayisikili kanye nomshwalense wemoto ngohlelo lwethu lokusebenza
4. Izinzuzo ze-Tripstacc
☛ Indiza yangaphakathi nohlelo nesipiliyoni sokubhukha ihhotela kuhlelo lokusebenza lweselula lwe-IDFC FIRST Bank, oluxhaswe yi-Tripstacc
☛izinkokhelo ze-ZERO zosizo ekubhukheni indiza futhi uzuze amaphoyinti ebhonasi angu-20 ngakho konke u- ₹100 ochithwa ekubhukheni amahhotela
5. Ezinye Izinkonzo Zebhange:
⭐ Faka isicelo sekhadi ledebhithi nebhuku lokuhlola ngohlelo lokusebenza mahhala
⭐ Sebenzisa izihlungi ezihlakaniphile ukuze ubuke okwenziwayo
⭐ Phatha izinkokhelo zekhadi lesikweletu, landa izitatimende, futhi usebenzise imiklomelo yekhadi lesikweletu (क्रेडिट कार्ड)
⭐ Ukuthenga okusheshayo nokushajwa kabusha kwe-FASTag
⭐ Imali enguziro ekukhishweni kwe-oda le-DD & Pay kanye nokuhoxiswa kwezinkampani zangaphandle
⭐ Ayikho imali yokubuyisela ye-ECS nenkokhelo yokwenqaba kuma-ATM ngezimali eziphansi
⭐ Thola okunikezwayo komuntu siqu kuzo zonke izikweletu
⭐ Xhumana nathi ngengxoxo, ikholi yevidiyo kanye nesikhungo sezingcingo
Izinyathelo Zokulanda Uhlelo Lokusebenza Nokuvula I-akhawunti Yebhange Ledijithali (बैंक खाता):
☛ Landa uhlelo lokusebenza lwasebhange bese uchofoza i-akhawunti yokonga evulekile (सेविंग्स अकाउंट)
☛ Bhalisa imininingwane yakho futhi uthole i-ID yomsebenzisi nephasiwedi
☛ Ngena ngemvume nge-ID yomsebenzisi nephasiwedi noma inombolo yeselula kanye ne-MPIN
☛ Setha i-Face ID noma isithwebuli somunwe (i-biometric) ukuze ungene ngemvume kalula
☛ Isici sokubopha i-SIM sokubhanga okuphephile (बैंकिंग)
Izici zokubolekwa komuntu siqu:
Inani lemalimboleko: ₹20,000 kuya ku-R40 lakhs
Isikhathi Sokubolekwa Umuntu Siqu: izinyanga eziyisi-6 kuye kwezingama-60
Isilinganiso Sephesenti Lonyaka: 11% ukuya ku-28%
Isibonelo esimele abanye:
Inani lemalimboleko: ₹1,00,000
Isikhathi Semalimboleko: Izinyanga eziyi-12
Izinga lenzalo (liyancipha): 20%
Inani le-EMI: ₹9,264
Isamba Senzalo Ekhokhwayo: ₹11,168
Inkokhelo Yokucubungula (ihlanganisa i-GST): ₹3,499
Inani Lemalimboleko Ekhishiwe: ₹96,501
Inani Eliphelele Elikhokhwayo: ₹1,11,168
Izindleko eziphelele Zemalimboleko (Inzalo + Inkokhelo Yokucubungula): ₹14,667
Ukudalula:
Ngokulanda i-IDFC FIRST Bank Mobile App, uyavumelana nemigomo nemibandela yethu, kanye nenqubomgomo yobumfihlo ye-IDFC FIRST Bank. Ukuze udlule kuma-T&Cs, sicela uvakashele ku-https://www.idfcfirstbank.com/terms-and-conditions
Kubuyekezwe ngo-
Okt 28, 2024