Hamony - Home Expense Tracker

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Iqukethe izikhangiso

Mayelana nalolu hlelo lokusebenza

I-Hamony – I-Home Cost Tracker

Ukwenza Ukuphathwa Kwekhaya Kube Lula

Lawula izimali zasekhaya nge-Hamony, i-tracker yezindleko zasekhaya elula nesebenzayo eyenzelwe ukukusiza uqonde ukuthi imali yakho iya kuphi, uhlale uphambi kwezikweletu, futhi wakhe imikhuba engcono yokonga.

Kungakhathaliseki ukuthi uphatha ukuthenga kwansuku zonke, izinsiza, irenti, izindleko zesikole, imali engenayo yasekhaya, noma ukonga kwesikhathi eside, i-Hamony igcina konke kuhlelekile endaweni eyodwa elula.

BONA IZIMALI ZAKHO NGOKUSHESHA

Thola ideshibhodi ecacile ekhombisa imali engenayo yasekhaya lakho, izindleko, ukonga, izikweletu ezizayo, kanye nemisebenzi yezezimali yakamuva. Qonda ngokushesha ukuthi ikhaya lakho lenza kanjani ngaphandle kwamaspredishithi ayinkimbinkimbi.

LANDELA INGXENYE ENGENAYO NEZINDLEKO

Bhala imali engenayo nephumayo ngezinyathelo ezimbalwa nje. Engeza izinsuku, amanani, izigaba, izinto, namanothi ukuze yonke into ethengiswayo ibe nemininingwane oyidingayo.

Khetha imibiko yamasonto onke noma yanyanga zonke ukuze ubuke izimali zakho ngendlela esebenza kahle kakhulu emndenini wakho.

DALA IMIGOMO YOKUGCINA

Guqula izinhlelo zakho zibe imigomo efinyelelekayo. Kungakhathaliseki ukuthi wongela imali yesikole, uhambo lomndeni, ukuthuthukiswa kwekhaya, isikhwama esiphuthumayo, noma into ekhethekile, i-Hamony ikusiza:

• Dala imigomo eminingi yokonga
• Setha amanani okuhlosiwe ongawakhetha
• Bhala phansi amadiphozithi kanye nokuhoxiswa
• Qapha inqubekela phambili ngokuhamba kwesikhathi
• Namathisela umgomo obalulekile kudeshibhodi yakho yasekhaya
• Vula amabheji empumelelo njengoba ufinyelela izigaba

Ungalokothi Ukhohlwe IBHILISI ELIBALULEKILE

Dala izikhumbuzi zokuqasha, ugesi, amanzi, i-inthanethi, ukubhalisa, kanye nezinye izinkokhelo zasekhaya.

Izikhumbuzi zebhili zingasethwa ukuthi ziphindwe masonto onke, nyanga zonke, minyaka yonke, noma zingaphindi nhlobo. Thola izaziso zokusunduza kudivayisi yakho, maka ibhili njengekhokhelwe, weqe inkokhelo uma kudingeka, bese ubuyekeza umlando wokukhokha.

HLELA UMUZI WAKHO NGENDLELA YAKHO

Dala futhi uphathe izigaba nezinto ikhaya lakho elizisebenzisa kakhulu. Yenza ngezifiso imithombo yemali engenayo, izigaba zezindleko, izinto zezindleko, kanye nezindlela zokonga ukuze zifane nendlela umndeni wakho ophatha ngayo imali.

SESHA FUTHI UBUKEZE UMSEBENZI WAKHO

Gcina umlando owusizo wemali engenayo yakho, izindleko, ukonga, kanye nezikweletu ezikhokhelwe. Sesha umsebenzi wakho bese usebenzisa izihlungi ngohlobo lokuthengiselana, isigaba, umgomo wokonga, noma usuku ukuze uthole ngokushesha ulwazi oludingayo.

KWENZIWE IKHAYA LAKHO

Setha igama lomndeni wakho, izwe, kanye nemali oyithandayo. Khetha ifomethi yosuku oyithandayo, shintsha phakathi kokubika kwamasonto onke kanye nokwanyanga zonke, bese usebenzisa imodi emnyama ukuze uthole ulwazi olukhululekile nganoma yisiphi isikhathi sosuku.

YIBA NESIPILI SAMAREKHODI AKHO ABALULEKILE

Xhuma i-akhawunti yakho ukuze wenze isipele sedatha yomndeni wakho efwini ngokuphephile. Buyisela amarekhodi akho uma kudingeka futhi uqhubeke nokuphatha izimali zakho ngokuzethemba.

KUNGANI UKHETHA I-HAMONY?

• Kulula futhi kulula ukuyisebenzisa
• Yakhelwe ngqo ukuphathwa kwemali yomndeni
• Sula imali engenayo, izindleko, ukonga, kanye nokulandelela izikweletu
• Izigaba eziguquguqukayo kanye nezintandokazi zezimali
• Izikhumbuzo eziwusizo zezikweletu eziphindaphindayo
• Ukukhuthaza imigomo yokonga kanye nempumelelo
• Ukuvikela isipele sefu nokubuyisela
• Ukusekelwa kwemodi yokukhanya neyomnyama

Ukuphathwa kwekhaya okuhle kuqala ngokuqonda imali yakho. Landa i-Hamony futhi ulethe ukucaca okukhulu, ukuhleleka, kanye nokuzethemba ezimalini zomndeni wakho.

Yini entsha

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