I-KoinWorks iwuhlelo lokusebenza lwezezimali oluhle kakhulu lokuphatha izimali zakho olunolwazi olungaphezu kweminyaka engu-8, olubhaliswe futhi lugadwe yi-OJK. #SmartInvestment
Bhalisa kuphela nge-KTP yakho bese ukhetha umkhiqizo wezezimali ovumelana kangcono nezidingo zakho. Jabulela ukunethezeka nokunethezeka kokukhetha imikhiqizo ehlukahlukene yokutshala imali enembuyiselo encintisanayo nemiphumela ephezulu yokwenza amaphupho akho ezezimali afezeke ngezinzuzo ezihlukahlukene.
Isicelo se-KoinWorks sihlinzeka ngokukhethwa okubanzi kwemikhiqizo yokutshala izimali, kusukela kuxhaso lwe-P2P, kanye namadiphozithi e-BPR e-KoinWorks Bank.
🏪 KoinDeposito KoinWorks Bank BPR
Amadiphozithi anenzalo efika ku-6.75% p.a aqinisekiswe yi-LPS futhi angahoxiswa noma kunini. Ifanele ukutshalwa kwezimali okunengcuphe ephansi enenzuzo engu-#multiple uma kuqhathaniswa nenzalo yamabhange okuhweba.
🆙 Peer to Peer to Peer Lending Investment
Khulisa imbuyiselo yokutshalwa kwezimali ngokushintshashintsha kokubolekwa kontanga ukuya kontanga okungakhiqiza inzuzo efika ku-15% p.a. Yebo ungaqala ku-IDR 100 ayizinkulungwane. I-tenor ihlala iguquguquka kusukela enyangeni engu-1 ngokuya ngemalimboleko etholakalayo. Ifanele ukukhulisa i-Average Yield yephothifoliyo yakho 📈 #MultipleProfits
🙋🏻♂️ Ufuna ukwazi okwengeziwe mayelana nokuthi kungakanani ongakuthola ngokutshala imali kozakwethu be-KoinWorks? Woza, landa futhi uxhumane Nababonisi Bezezimali ukuze bakusize ukhethe izimpahla ezifanele zokutshala izimali.
*I-KoinWorks ayinikezi iseluleko sezezimali nokuhlaziya isimo sakho sezezimali. Kulindeleke ukuthi uhlale uhlaziya futhi uthole izeluleko ezidingekayo zezezimali ngaphambi kokutshala imali noma yikuphi.
Yonke Idatha Kuhlelo Olu-1 Lwezezimali
📊 Iphothifoliyo Ehlanganisiwe
Udinga kuphela isicelo esingu-1 ukuze ubone zonke izinhlobo zempahla oyitshalile e-KoinWorks. Isicelo silula kakhulu futhi silula.
🧾 Imibiko Yezezimali, Yentela kanye Nemali Engenayo
Yimiphi imibiko oyidingayo ukuze ubone ukuthi imali yakho ikhula njalo? Sinikeze yonke into kuhlelo lokusebenza lwe-KoinWorks.
💰MSME Business Capital Loans
✦Imalimboleko yebhizinisi okungeyona eyasebhange ifinyelela ku-2M, izimali ezikhokhwayo eziphansi eziqala ku-0.75% yenani lemalimboleko, inzalo ephansi yesitolimende esebenzayo eqala ukusuka ku-9% ngonyaka nge-KOINBISNIS. Ukukhokhwa kwemali mboleko kuyashesha uma ubheka ukuthi isikolo sakho sesikweletu siphilile
✦Sheshisa ukukhokhwa kwama-invoyisi eklayenti angakakhokhwa kuze kufike ku-80% ngezimali zama-invoyisi ngezikweletu ze-KOININVOICE ukuze ukuhamba kwemali kuphephe
✦Siza izikweletu zezisebenzi zinikeze amaholo ngaphambi kwesikhathi futhi ngokushesha nge-KOINGAJI
Ulwazi Lwemalimboleko:
✦ Imali ebolekiwe (Ceiling) IDR 1 million - IDR 2 billion
✦ Izinga lenzalo ngenyanga 0.75% - 1.67% (Inzalo ngonyaka 9% - 20%)
✦ Izinyanga eziyisi-6 - 24
✦ Imali yokuzalwa (kusekelwe ku-Tenor) 0.75% - 5%
✦ Imali yokuphatha IDR 150,000 - IDR 200,000
✦ Imali yomshwalense 0.10% - 1.25%
✦ Imali ekhokhwa emva kwesikhathi engu-6% yenani elisele (kuya ngenani lezinsuku)
Ukulingisa Isitolimende Semalimboleko:
✦ Inzalo yesitolimende semalimboleko yokuqala: (Inani / I-Tenor) x Uphahla
✦ (0.09 / 12) x IDR 10,000,000 = IDR 75,000
✦ Inani Lemali Ebolekiwe + Inzalo: I-Ceiling + Inzalo
✦ IDR 10,000,000 + IDR 75,000 = IDR 10,075,000
✦ Izitolimende zanyanga zonke: (Ceiling + Inzalo) / Tenor
✦ IDR 10,075,000 / 12 = IDR 839,583.33 ngenyanga
✦ Uphahla Lwamukelwe Ngemva Kokwehliswa Kwezindleko: Uphahla - (Uphahla*Umsuka) - (Izimali Zokuphatha) - (Izimali Zomshwalense)
✦ IDR 10,000,000 - IDR 75,000 - IDR 150,000 - IDR 10,000 = IDR 9,765,000 kuhlanganise nezinkokhelo
Uhlu Lokubambisana Nezitifiketi
📗 Izixazululo zezezimali nemibiko
🔰 Ibhaliswe ngu-OJK, inombolo engu-S.87/MS.72/2020, 10 Feb 2020
🔐 Isitifiketi se-ISO 27001 - amasevisi okuhlanganisa imali
Akukhona nje kuphela ukuthi Ukubambisana kuqinisekisiwe, i-KoinWorks nayo Iqinisekisiwe futhi iwine imiklomelo ehlukahlukene
I-KoinWorks ibhaliswe futhi igadwe yi-OJK njengomhlinzeki we-Financial Sector Technology Innovation
I-ISO 27001 iqinisekisiwe
Woza, landa futhi uxhumane Nomeluleki Wezezimali ongcono kakhulu!
📞Xhumana nathi:
WA: +6281703972888
Ucingo: 150588
I-imeyili: support@koinworks.com
Ikheli: Cyber Building 2, Floor 35 Unit D-E
Jl. U-HR Rasuna Said, Block X5 No 13 Kuningan, Setia Budi South Jakarta
Kubuyekezwe ngo-
Nov 6, 2024