Inani lemalimboleko: Kusuka ku-R1,000 kuye ku-R200,000
Amazinga enzalo: Ukusuka ku-0% kuya ku-29.95% ngonyaka
Isikhathi sokuhlala: izinsuku ezingama-62 kuye kweziyi-15
I-Kreditzy iyi-Personal Loan Platform yabasebenzisi beselula baseNdiya. I-Kreditzy igcwalisa izidingo zezezimali zamakhasimende ezingu-24x7 ngokuphelele ku-inthanethi. Inqubo yesicelo ingaqedwa cishe emizuzwini eyi-10. Inani lemalimboleko eligunyaziwe lidluliselwa ngokushesha ku-akhawunti yasebhange yomfakisicelo.
Thola imalimboleko ye-inthanethi enobulungiswa futhi ethengekayo ngendlela esheshayo nelula ku-Kreditzy - Uhlelo Lokusebenza Lwemalimboleko Yomuntu Siqu.
I-Kreditzy iyinkundla eqhuba ukuhwebelana kwemali mboleko phakathi kwababoleki kanye ne-NBFC/Amabhange. Zonke izicelo zokubolekwa kwemali zigunyazwe futhi zigunyazwe ama-NBFC/Amabhange abhaliswe ne-RBI futhi kwaziswa kusengaphambili phakathi kwesicelo semalimboleko.
Isibonelo semalimboleko yomuntu siqu:
Inani lemalimboleko: Rs. 50,000
Isikhathi sokuhlala: izinyanga eziyi-12
Izinga Lenzalo: 20% ngonyaka
Imali Yokucubungula: Rs. 1,250 (2.5%)
Inkokhelo yokugibela yekhasimende elisha: Rs. 200
I-GST Yezinkokhelo Zokucubungula Nokugibela: Rs. 261
Isamba Senzalo: Rs. 5,581
EMI: Rs. 4,632
I-APR: 23.2%
Imali ebolekiwe ngu-Rs. 50,000. Imali ekhokhiwe ngama-Rs. 48,289. Isamba semali ekhokhwayo yemalimboleko ingama-Rs. 55,581
Izici
1. Inqubo ye-inthanethi engu-100%.
2. Ukugunyazwa ngokushesha
3. Ukudluliswa kwebhange ngokushesha
Ukufaneleka
1. Umhlali waseNdiya
2. Ngaphezu kweminyaka engama-21
3. Kufanele ibe nomthombo wanyanga zonke wemali engenayo
Ungaqala kanjani:
1. Faka uhlelo lokusebenza lwe-Kreditzy olusuka e-Playstore.
2. Bhalisa bese udala i-akhawunti entsha.
3. Gcwalisa imininingwane yakho eyisisekelo, bese uhambisa isicelo.
4. Ukufaneleka kokugcina kuzoboniswa kuhlelo lokusebenza futhi i-SMS izothunyelwa ukugunyazwa kokuthunyelwe.
5. Khetha umkhiqizo wemalimboleko owubona ufanelekile.
6. Sayina nge-imeyili isivumelwano semalimboleko.
7. Ngemva kophawu lwe-E, inani lemalimboleko eligunyaziwe lizofakwa ku-akhawunti yakho kungakapheli imizuzu emi-5 futhi nesaziso se-SMS sizothunyelwa.
Ozakwethu Ababolekisayo
I-Krazybee Services Pvt. Ltd.
Inani, Isikhathi, Izimali Nezindleko
Inani lemalimboleko: ₹1,000 kuya ku-R200,000, Isikhathi sokuhlala: izinsuku ezingama-62-izinyanga eziyi-15. U-Kreditzy ukhokhisa inhlawulo yesevisi yesikhathi esisodwa ngenkathi egibela noma phakathi nokuthuthukisa engu- ₹20- ₹350 kuye ngephrofayela yobungozi kanye nebhendi yobulungu etholwa yikhasimende. Izilinganiso zenzalo zisuka ku-0% -29.95% ngesilinganiso senzalo senyanga esilingana no-0% -2.49% kuphela. Imali encane yokucubungula ikhokhiswa imali ebolekiwe isb. kumakhasimende asengozini ephansi 0% -3% kathishanhloko, kumakhasimende asengozini enkulu 2.5% -6.5%*. Izinkokhiso nezikhathi zokukhokha ziyahlukahluka kuye ngokuthi ukufanelekela ukuthola isikweletu namandla okukhokha amakhasimende.
Isijeziso sikhokhiswa kuphela uma othile ebambezela inkokhelo yakhe ehleliwe.
I-APR yemikhiqizo ehlukene ihlukene ngokwephrofayili yobungozi yamakhasimende. I-APR yemikhiqizo ehlukene yemalimboleko yomuntu siqu: amakhasimende asengozini ephansi ngu-0% -36%, amakhasimende asengozini emaphakathi ngu-18% -39%, amakhasimende asengozini enkulu ngu-24% -42% kanti amakhasimende asengozini enkulu kakhulu ngu-24% -70%.
Ngaphezu kwalokho, i-GST izosebenza kuphela ezingxenyeni zenkokhelo ngokwemithetho yaseNdiya.
Xhumana nathi:
I-imeyili Yesevisi Yamakhasimende: help@kreditzy.com
Inombolo Yesevisi Yekhasimende: 8044292500
Ikheli:
No.LVL 5, 5th Floor, Survana Place on Earth-Tech Park, Bearing No.143/A at Benniganahalli, KR Puram Bangalore Karnataka 560016 India
Kubuyekezwe ngo-
Dis 17, 2024