I-Pennie iyi-tracker yezezimali yomuntu siqu engaxhunyiwe ku-inthanethi eguqula okuqukethwe kwezaziso zezezimali kusuka kwezinye izinhlelo zokusebenza - iBhange, iKhadi Lesikweletu, i-Wallet, i-SMS, i-Gmail, izexwayiso ze-fintech - kube ukuthengiselana okuhlelekile, okubukeziwe okulawula ngokugcwele.
Umqondo oyinhloko
Usuvele uthola ukusakazwa kwezaziso zezezimali kuzo zonke iziteshi (izaziso zokusunduza, i-SMS yokuthengiselana, ama-imeyili okuphromotha, izingcezu zesitatimende). I-Pennie ikuvumela ukuthi uthwebule umbhalo wesaziso sezezimali ofanele endaweni, ukhiphe amanani, isiqondiso, amacebo esigaba, bese uvuma ukuthi yini eba ukuthengiselana kwangempela. Akukho okushiya idivayisi yakho.
Lokho okwenziwa yi-Pennie (nokuthi yini eyenza ihluke):
Ithwebula ngokuzenzakalelayo izindleko ezivela kuzaziso (i-UPI, ibhange, amakhadi, i-Gmail, njll.) futhi igcwalise inani/amanothi kusengaphambili ukuze ukwazi ukwengeza ukuthengiselana ngokushesha.
Ukugeleza kokubuyekezwa okuhlakaniphile: ungabuyekeza izaziso eziningi ndawonye bese wengeza ezikhethiwe ngesikhathi esisodwa (kusiza ukugwema ukukhathala kokungena ngesandla).
Ukulandelela okubalulekile vs okungabalulekile ukukusiza ukuthi ubone "ukusetshenziswa kwemali okuvuzayo" futhi uthuthuke ngokuhamba kwesikhathi.
Amathuluzi emalimboleko/e-EMI anenzalo eqongelelekayo: abonisa umthelela wenzalo yansuku zonke/yanyanga zonke futhi akusiza ukuthi uhlele amasu okukhokha.
Umhleli we-EMI + amashadi okubona ngeso lengqondo izikhathi zokukhokha kanye nokonga okungenzeka ngezinkokhelo ezengeziwe.
Ukuhlelwa kwesabelomali + ukuqonda (izitayela ngokwesigaba, izifinyezo, kanye nemibiko) ukwenza amaphethini okusebenzisa imali acace.
Ukungena ku-inthanethi kuqala futhi kulungele ubumfihlo: idatha yakho ihlala efonini yakho (akukho ukungena ngemvume okuphoqelelwe), okwenzelwe isivinini nokuthembeka.
I-Premium (pennie_premium_yearly)
Thuthukisa ukuze ususe izikhangiso futhi uvule:
• Imibiko ethuthukisiwe kanye nokuhlaziywa komlando okwandisiwe
• Ukulungiswa okusheshayo kokuvunyelwa kwenqwaba kanye nokuthuthukiswa kokuhlanganisa
• Izibuyekezo zephethini zokuhlaziya zendawo ezibaluleke kakhulu (zisasebenza ku-inthanethi)
• Ukufinyelela kusenesikhathi kumamojula amasha okuqonda kudivayisi
Kungani ungaxhunyiwe ku-inthanethi kuqala kubalulekile
Ukuhamba, imodi yendiza, ukuxhumana okuphansi, ukukhathazeka kobumfihlo—I-Pennie ayilindi iseva. Ukuhlaziya, isitoreji, kanye nokuhlaziya konke kusebenza endaweni (i-SQLite + i-C# logic elungiselelwe).
Ubunikazi bedatha kanye nokuphepha
• Akukho ukuvumelanisa kwamafu noma i-API yangaphandle ebiza umbhalo wezezimali.
• Izingcezu zesaziso sezezimali zicutshungulwa ngememori, zigcinwa kuphela njengokuthengiselana okuvunyiwe.
• Ungasusa izinto ezilindile noma amafayela athunyelwe noma nini.
• Ukukhiya okukhethwayo kwedivayisi/i-biometric ukuze kuqinisekiswe kabusha ngokushesha.
Indlela Isaziso sezezimali esiba ngayo ukuthengiselana
Umbhalo wesaziso sezezimali (isb., “INR 842.50 echithwe ku-STAR MART *8921”) uyafika noma uyabelwana ngawo.
I-Pennie ikhipha inani, imali, isiqondiso (izindleko/imali engenayo), amacebo omthengisi/okhokhelwayo, ikhodi yokubhekisela ongayikhetha.
Ivela ku-Pending ngezinkambu ezihlungiwe ongazilungisa.
Uyayivuma → iba yingxenye ye-ledger yakho kanye nemibiko.
Ukwenqaba/ukuyichitha kuyayisusa; akukho okulayishiwe.
Thumela nokuhlaziya
Udinga ukuhlungwa kwangaphandle? Thumela i-CSV bese uvula ku-Excel, Amashidi, i-Python, noma ithuluzi le-BI—ngaphandle kokudalula umlando wesaziso ongahluziwe ngale kwalokho okuvumayo ngokusobala.
Imephu Yomgwaqo (eqhutshwa ngumsebenzisi)
Okuzayo: ukutholwa okuhlakaniphile okuphindaphindiwe, ukuqoqwa kwemali eminingi, ukwenziwa okujwayelekile komthengisi okucebile, amacebo angavamile—okusesedivayisini kuphela.
Ukusekelwa kanye nokucaca
Uma Isaziso Sezezimali singacacisi kahle, yabelana ngesiqeshana esihlanziwe (susa izinombolo ze-akhawunti) ngempendulo; amaphethini athuthuka endaweni—angalokothi abekwe endaweni eyodwa.
Qala manje
Faka i-Pennie, yabelana ngeziqeshana ezimbalwa zeSaziso Sezezimali Sebhange / Sekhadi Lesikweletu / i-SMS / i-Gmail, zivume, bese ubona ngokushesha ukuqonda kokusebenzisa imali okuyimfihlo, okuhlelekile.
Kubuyekezwe ngo-
Jan 27, 2026