MoneyClub: Online chit funds
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Mayelana nalolu hlelo lokusebenza
I-Money Club iyinkundla yeselula ephephile nevikelekile yokujoyina futhi Utshale Imali Kontanga Ku-Peer Online Chit Fund, Ikomidi noma i-Beesi.
Ungakwazi ukujoyina i-Money Club nabanye abantu abanomqondo ofanayo abavela kulo lonke elase-India abaqinisekiswa yiqembu le-Money Club. Qala ukulondoloza noma ukuboleka imali ku-chit fund ngedijithali. I-Money Club ayiyona nje inkundla enhle yokonga nokuboleka kodwa futhi ikunikeza ithuba elihle lokutshala imali lokuzuza izinzuzo ezingaphezu kwamadiphozithi amisiwe asebhange noma amadiphozithi avelayo.
Ikusiza kanjani i-The Money Club?
Inazo zonke izinzuzo ze-Offline Chit Fund, i-Committe noma i-Beesi kanye nalokhu okulandelayo:
1. Iphethwe ngokuphelele kumakhalekhukhwini wakho.
2. Ngokungafani nezinye izikhwama ze-chit, asithathi amadiphozithi kumalungu. Ukudluliswa kwesikhwama kwenziwa kusuka kwelinye ilungu kuya kwelinye ngokuqondile.
3. Konke ukuthengiselana kwenziwa nge-inthanethi ukusuka ebhange kuye kwelinye.
4. Izimali ozitshalile zingazuza ngaphezu kwe-Fixed Deposits kanye ne-Mutual Funds.
5. Ukufinyelela kalula kwezimali ezimeni eziphuthumayo.
6. Ungenza abangani abahle lapha njengoba ukwazi ukuxhumana ngokukhululekile namalungu eqembu lakho.
Amaphuzu avelele e-Money Club:
1. Awekho amadokhumenti adingekayo ukuze ujoyine i-Money Club.
2. Imali yokuqinisekisa kuphela ekhokhiswayo uma usujoyine ikilabhu yomshayeli (ikilabhu yesilingo yamalungu amasha).
3. Joyina abantu abanomqondo ofanayo abavela kulo lonke elase-India abanolwazi lokutshala imali ku-Chit Fund, noma i-Beesi noma i-Committe (ungaxhunyiwe ku-inthanethi).
4. Umkhawulo wamalungu eqembu: ubuncane obungu-6 kanye namalungu aphezulu ayi-15 eklabhu.
5. Ubuncane bomnikelo ngelungu ngalinye: ₹ 200 ngosuku ekilabhu yokuhlola.
6. Inani lokuqala elihlanganisiwe: ₹ 1,200 (cishe.)
7. Ibhidi elincane: 1% yenani lephuli
8. Konke ukuthenga kwenziwa ku-inthanethi (nge-UPI, Paytm, Google Pay, IMPS, njll.)
9. Ayikho imali efakwa kuhlelo lokusebenza lwe-Money Club. Amalungu adlulisela izimali ngokuqondile komunye nomunye futhi abuyekeze umsebenzi wawo ohlelweni lokusebenza lwe-Money Club kanye ne-ID yokwenziwe.
10. Imvamisa yeklabhu yemali: nsuku zonke, izinsuku ezi-3, masonto onke, kabili nanyanga zonke.
11. Uhlelo lokusebenza lilandelela konke okwenziwe futhi lazisa zonke izinkokhelo namarisidi ezifanele nge-SMS, i-imeyili kanye nezaziso zohlelo lokusebenza.
12. I-Money Club yakha isibopho sesikweletu esihlanganyelwe eqenjini ngokutshela wonke umuntu ngokuthi ubani okhokhayo nini futhi ubani obambezela ukukhokha kwakhe.
13. Ngokungafani nezinye i-Chit Funds, ASIKHOKHISI ikhomishini engu-5%. Isakhiwo sethu sekhomishana siqala ngo-4% futhi sisiza ngisho nabasebenzisi ukuthi behlise ikhomishini yabo ibe phansi njengo-0.5% ngokwakha umlando omuhle wokwenziwe endaweni.
Ungaqala kanjani?
Uma ufunda lokhu cishe cishe usuvele utshala imali nge-Chit Fund yakho engaxhunyiwe ku-inthanethi, i-Committe noma i-Beesi futhi ufuna ukuya kwidijithali.
Ukuze Wonge, Uboleke noma Utshale Nge-The Money Club (Peer-to-Peer Online Chit Fund), udinga ukulandela lezi zinyathelo ezilula:
1. Landa uhlelo lokusebenza bese ubhalisa wena
2. Buka Ividiyo Yesingeniso noma ungeqa ividiyo uma usuwuqonda kakade umqondo we-Money Club.
3. Faka isicelo kanye nemininingwane yakho bese uhambisa ifomu
4. Lindela ucingo lokuqinisekisa oluvela kithi phakathi namahora angama-24
5. Menywa Eklabhini Yokuhlola (yesivivinyo) esebenza nsuku zonke ngomnikelo ongu- ₹200 ngosuku. Uma kukhona izinombolo eziyisi-6 zamalungu ekilabhini yesilingo, iklabhu izosebenza izinsuku eziyisi-6.
6. Amalungu adlula ekuqinisekisweni kweZinga loku-1 ngemva kokuvalwa kweKlabhu Yokuhlola (yesivivinyo).
7. Ngemva kokuphothulwa kwe-Pilot (trial) Club, amalungu aqinisekiswa ngempumelelo, afika ku-Real Club.
8. Iklabhu yokuqala ye-Real iqukethe ubuningi. Amalungu angu-10 aqinisekisiwe aqala ngokunikela ngo-R800 kanye njalo ezinsukwini ezi-3.
9. Njengoba abasebenzisi bakha umlando wokwenziwe endawenikazi bathola ithuba lokudlulela enanini eliphezulu nenani elingeziwe lamakilabhu.
Happy Money Clubbing!
PS: Njengamanje senza imali e-India kuphela. :-)
Sishayele ku- +91-7289822020 noma +91-120-4322140 ukuze wazi kabanzi.
Ungakwazi ukujoyina i-Money Club nabanye abantu abanomqondo ofanayo abavela kulo lonke elase-India abaqinisekiswa yiqembu le-Money Club. Qala ukulondoloza noma ukuboleka imali ku-chit fund ngedijithali. I-Money Club ayiyona nje inkundla enhle yokonga nokuboleka kodwa futhi ikunikeza ithuba elihle lokutshala imali lokuzuza izinzuzo ezingaphezu kwamadiphozithi amisiwe asebhange noma amadiphozithi avelayo.
Ikusiza kanjani i-The Money Club?
Inazo zonke izinzuzo ze-Offline Chit Fund, i-Committe noma i-Beesi kanye nalokhu okulandelayo:
1. Iphethwe ngokuphelele kumakhalekhukhwini wakho.
2. Ngokungafani nezinye izikhwama ze-chit, asithathi amadiphozithi kumalungu. Ukudluliswa kwesikhwama kwenziwa kusuka kwelinye ilungu kuya kwelinye ngokuqondile.
3. Konke ukuthengiselana kwenziwa nge-inthanethi ukusuka ebhange kuye kwelinye.
4. Izimali ozitshalile zingazuza ngaphezu kwe-Fixed Deposits kanye ne-Mutual Funds.
5. Ukufinyelela kalula kwezimali ezimeni eziphuthumayo.
6. Ungenza abangani abahle lapha njengoba ukwazi ukuxhumana ngokukhululekile namalungu eqembu lakho.
Amaphuzu avelele e-Money Club:
1. Awekho amadokhumenti adingekayo ukuze ujoyine i-Money Club.
2. Imali yokuqinisekisa kuphela ekhokhiswayo uma usujoyine ikilabhu yomshayeli (ikilabhu yesilingo yamalungu amasha).
3. Joyina abantu abanomqondo ofanayo abavela kulo lonke elase-India abanolwazi lokutshala imali ku-Chit Fund, noma i-Beesi noma i-Committe (ungaxhunyiwe ku-inthanethi).
4. Umkhawulo wamalungu eqembu: ubuncane obungu-6 kanye namalungu aphezulu ayi-15 eklabhu.
5. Ubuncane bomnikelo ngelungu ngalinye: ₹ 200 ngosuku ekilabhu yokuhlola.
6. Inani lokuqala elihlanganisiwe: ₹ 1,200 (cishe.)
7. Ibhidi elincane: 1% yenani lephuli
8. Konke ukuthenga kwenziwa ku-inthanethi (nge-UPI, Paytm, Google Pay, IMPS, njll.)
9. Ayikho imali efakwa kuhlelo lokusebenza lwe-Money Club. Amalungu adlulisela izimali ngokuqondile komunye nomunye futhi abuyekeze umsebenzi wawo ohlelweni lokusebenza lwe-Money Club kanye ne-ID yokwenziwe.
10. Imvamisa yeklabhu yemali: nsuku zonke, izinsuku ezi-3, masonto onke, kabili nanyanga zonke.
11. Uhlelo lokusebenza lilandelela konke okwenziwe futhi lazisa zonke izinkokhelo namarisidi ezifanele nge-SMS, i-imeyili kanye nezaziso zohlelo lokusebenza.
12. I-Money Club yakha isibopho sesikweletu esihlanganyelwe eqenjini ngokutshela wonke umuntu ngokuthi ubani okhokhayo nini futhi ubani obambezela ukukhokha kwakhe.
13. Ngokungafani nezinye i-Chit Funds, ASIKHOKHISI ikhomishini engu-5%. Isakhiwo sethu sekhomishana siqala ngo-4% futhi sisiza ngisho nabasebenzisi ukuthi behlise ikhomishini yabo ibe phansi njengo-0.5% ngokwakha umlando omuhle wokwenziwe endaweni.
Ungaqala kanjani?
Uma ufunda lokhu cishe cishe usuvele utshala imali nge-Chit Fund yakho engaxhunyiwe ku-inthanethi, i-Committe noma i-Beesi futhi ufuna ukuya kwidijithali.
Ukuze Wonge, Uboleke noma Utshale Nge-The Money Club (Peer-to-Peer Online Chit Fund), udinga ukulandela lezi zinyathelo ezilula:
1. Landa uhlelo lokusebenza bese ubhalisa wena
2. Buka Ividiyo Yesingeniso noma ungeqa ividiyo uma usuwuqonda kakade umqondo we-Money Club.
3. Faka isicelo kanye nemininingwane yakho bese uhambisa ifomu
4. Lindela ucingo lokuqinisekisa oluvela kithi phakathi namahora angama-24
5. Menywa Eklabhini Yokuhlola (yesivivinyo) esebenza nsuku zonke ngomnikelo ongu- ₹200 ngosuku. Uma kukhona izinombolo eziyisi-6 zamalungu ekilabhini yesilingo, iklabhu izosebenza izinsuku eziyisi-6.
6. Amalungu adlula ekuqinisekisweni kweZinga loku-1 ngemva kokuvalwa kweKlabhu Yokuhlola (yesivivinyo).
7. Ngemva kokuphothulwa kwe-Pilot (trial) Club, amalungu aqinisekiswa ngempumelelo, afika ku-Real Club.
8. Iklabhu yokuqala ye-Real iqukethe ubuningi. Amalungu angu-10 aqinisekisiwe aqala ngokunikela ngo-R800 kanye njalo ezinsukwini ezi-3.
9. Njengoba abasebenzisi bakha umlando wokwenziwe endawenikazi bathola ithuba lokudlulela enanini eliphezulu nenani elingeziwe lamakilabhu.
Happy Money Clubbing!
PS: Njengamanje senza imali e-India kuphela. :-)
Sishayele ku- +91-7289822020 noma +91-120-4322140 ukuze wazi kabanzi.
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