Pegadaian Digital

PT Pegadaian (Persero)

Mayelana nalolu hlelo lokusebenza

Sawubona Bangane, i-Pegadaian Digital uhlelo lokusebenza olunikeza lula nenduduzo yokufinyelela nokwenza imikhiqizo ye-Pegadaian ngedijithali. Isicelo esisodwa esisesandleni sakho ukuhlangabezana nezidingo zakho zezezimali nokutshalwa kwezimali.

I-Pawn
Uzizwa uvilapha ukuphuma endlini? Uma ufuna ukulethwa kwezimpahla zakho noma zilethwe, vele usebenzise i-Pawn evela Ekhaya, noma ungakwazi futhi ukufeza izidingo zakho zezezimali ngokwandisa impahla yakho njengegolide, i-Electronics, Izimoto Nezitoko.
✦I-Tenor Encane = Izinsuku eziyi-120
✦Isilinganiso esiphezulu se-tenor = izinyanga ezingu-36 (singanwetshwa/sihlengwe nganoma yisiphi isikhathi)
✦Inani elincane lokuqashiswa kwemali = 1% ngezinsuku eziyi-15
✦Imali Eqashiswayo Enkulu = 1.2% ngezinsuku eziyi-15
✦Inani Eliphezulu Lerenti Yonyaka = 28.8% ngonyaka

Isibonelo :
Imali Ebolekiwe: IDR 5,000,000
Isamba Sokuqashwa Kwemali (ngezinsuku eziyi-15)
1.2% x IDR 5,000,000 = IDR 60,000 (ngezinsuku eziyi-15)
Isamba Semali Eqashiswayo Ekhokhiwe: (Isikhathi Sesikhathi/ Izinsuku eziyi-15) x Imali Yokuqasha (ngezinsuku eziyi-15)
(izinsuku eziyi-120/ 15) x 1.2% = 9.6%
IDR 5,000,000 x 9.6% = IDR 480,000
Isamba Senkokhelo Yenkokhelo:
Imali Ebolekiwe + Isamba Semali Eqashiswayo (ngokwesikhathi)
I-IDR 5,000,000 + IDR 480,000= IDR 5,480,000

Izitolimende Zebha Yegolide
Faka imali egolideni kusukela manje. Izitolimende Zebha Yegolide engu-24K, khetha eyakho isitolo esiyiqoqo.
✦Ihlelo = 0.5 - 25 amagremu
✦Inkokhelo ephansi = 15%
✦I-tenor encane = izinyanga ezi-3
✦I-tenor ephezulu = izinyanga ezingama-36
✦Imajini encane = 0.92 % ngenyanga
✦Imajini ephezulu = 0.92 % ngenyanga
✦Imajini ephezulu = 11.04% ngonyaka

Isibonelo Sokulingisa:
Isilinganiso: 10 grams
Izinhlobo Zegolide: Igalari 24
Isikhathi: Izinyanga eziyi-12
Imali Ebolekiwe (Isibonelo): IDR 9,000,000
Imali Eqashwayo ngenyanga (ifulethi):
0.92% x Imali Ebolekiwe
0.92% x IDR 9,000,000
= 82,000
Izitolimende eziyinhloko ngenyanga:
Imali Ebolekiwe / Isikhathi
= IDR 9,000,000 / 12
= 750,000
Isamba senkokhelo ngenyanga:
Izitolimende eziyinhloko + ukuqashwa kwezimali
= IDR 750,000 + IDR 82,000
= 832,000

Ukonga Igolide
Beka eceleni, ungamoshi, tshala igolide kusukela usemncane ngokusebenzisa iGold Savings, ungathenga, udayise, udlulise futhi uphrinte igolide ngaphandle kokuhlupheka. Uma ufuna ukuhlelela ikusasa noma ukufeza izidingo zakho, sebenzisa I-Gold Plan noma isici seGold Savings Pawn
I-Open Gold Savings = IDR 10,000
Imali Encane Yokuthenga Igolide = IDR 10,000
Ubuncane Buyback = 0.01 amagremu
Imali Yesevisi Yediphozithi = IDR 30,000 ngonyaka

I-Pawn Gold Savings
Ubuncane besikhathi: Izinsuku eziyi-120
Isikhathi esiphezulu: Izinyanga ezingama-36*
*Ingasetshenziswa/inwetshwe nganoma yisiphi isikhathi
Imali Encane Eqashwayo: 0.75%% ngezinsuku eziyi-15
Imali Eqashiwe Ephezulu: 0.75%% ngezinsuku eziyi-15
Ukuqashwa Okuphezulu Kwemali: 18% ngonyaka
Ukuphathwa Kwezimali: I-Rp

Isibonelo Sokulingisa Ipheshana Lokulondoloza Igolide:
Imali Ebolekiwe: IDR 5,000,000
Imali Eqashwayo (ngezinsuku eziyi-15): 0.75% x IDR 5,000,000 = IDR 37,500 (ngezinsuku eziyi-15)
Isamba Semali Eqashiswayo Ekhokhiwe: (Isikhathi Sesikhathi/ Izinsuku eziyi-15) x Imali Yokuqasha (ngezinsuku eziyi-15)
(izinsuku eziyi-120/ 15) x 0.75% = 6%
I-IDR 5,000,000 x 6% = IDR 300,000
Isamba Senkokhelo Yenkokhelo:
Imali Yemali Ebolekiwe + Isamba Senkokhelo Yokuqashisa Inkunzi (ngokuya ngokwesikhathi)
IDR 5,000,000 + IDR 300,000= IDR 5,300,000

Izici zekhadi elifunekayo kanye nekhadi lesitolimende
Izinkokhelo zokungafiki sekwephuzile ngekhadi lesikhumbuzo elifunekayo futhi asikho isidingo sokuzihlupha ngokubala izitolimende ezisele ngoba kukhona ikhadi lesitolimende elihambisana nawe.

Gold Price Inkomba
Asisekho isidingo sokukhumbula inani layizolo, uma ufuna ukwazi ukuthi intengo yegolide ikhuphuke noma yehla, bheka nje inkomba yentengo yegolide.

Ezokuphepha
Ukuze ungene ngemvume, mane unamathisele umunwe wakho noma usebenzise i-Face ID ngoba kunesici se-biometrics.

Ezinye izici:
✦Izinkokhelo Eziningi: Ungakhokha lesi sikweletu bese ugcwalisa i-e-wallet yakho lapha
✦Sesha igatsha/isitolo esiseduze ukuze ungalahleki.
✦Umlando wokwenziwe ukuze ungazikhohlwa.
✦Izihloko kanye nemfundo ukuze sibe nokuzethemba ekutshaleni imali
✦Amaphuzu e-Pawnshop

Ungakhohlwa ukuthuthukisa i-akhawunti yakho ye-premium ukuze ukwazi ukusebenzisa zonke izinkokhelo zezezimali, vele uthathe isithombe se-KTP yakho futhi unikeze ukumamatheka kwakho okuhle kakhulu uma uzishutha.

Isexwayiso!!! Ukuze uthole ukuphepha kokwenziwe, sicela ugcine idatha yakho yomuntu siqu iyimfihlo! (Inombolo yeselula, ikheli le-imeyili, ikhodi ye-OTP).

Ukuthenga okujabulisayo usebenzisa i-Pegadaian Digital, usekhaya nje, ungacambalala!
Ngesevisi/iziphakamiso/imibiko yezinkinga zobuchwepheshe, xhumana:

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