Ubuwazi ukuthi, ngokwesilinganiso, isisebenzi sikhokha u-$100k owengeziwe ezinkokhelweni ezifihliwe kuma-akhawunti abo omhlalaphansi: 401k / 401(k), 403b / 403(b), 457, 401a, kanye ne-Thrift Saving Plans (TSP)? Abaningi bethu benza ukukhetha okungalungile kokutshala izimali noma bakhethe izimali zedethi eziqondiwe ngaphandle kokuzimisela okufanele. Siyaqonda ukuthi awunaso isikhathi. Akekho ofuna ukuchitha isikhathi kuHlelo Lomhlalaphansi, futhi lokho kuyiphutha elikhulu! 401k noma 401(k), 403b noma 403(b), 457, 401a, kanye nezinhlelo ze-TSP ziyimithombo ebaluleke kakhulu yokonga komhlalaphansi kubantu abaningi baseMelika.
Kwenze ngokwakho noma unikezele kuMeluleki MAHHALA!
Vumela u-Plootus akusize ulungele Ukuthatha Umhlalaphansi Ojabulisayo Nocebile. Sinikeza iseluleko se-Premium yokutshala imali MAHHALA. Asikhuthazi noma yimuphi umndeni wesikhwama njengoFidelity, Blackrock, Vanguard, PIMCO, TIAA, American Fund, noma abanye. Sikhetha izinketho ezinhle kakhulu zokutshala imali ezilungele wena. I
Uhlelo lokusebenza lwe-Plootus lusebenzisa i-Artificial Intelligence (AI) ukuze ikusize ufinyelele imigomo yakho yomhlalaphansi. Thuthukisa izinhlelo zakho zokuthatha umhlalaphansi ezifana no-401k / 401k noma 401(k), 403b noma 403(b), 457, 401a & Thrift Savings Plan (TSP).
Nge-Plootus nguwe ophethe futhi ungaba umeluleki wakho wezezimali. I-Plootus ihlinzeka ngomshini wokubala Womhlalaphansi kanye ne-Income calculator ukuze ikusize ukubala ukuthi udinga malini uma usuthatha umhlalaphansi. Ikhetha ukutshalwa kwezimali okungcono kakhulu mayelana nokusebenza futhi ikhokhise izimali eziphansi. Ngakho-ke, ukwenza kusheshe futhi kube lula ukwaba utshalomali lwakho ku-401k / 401(k), 403b / 403(b), 457, 401a, kanye nezinhlelo ze-TSP.
Uma ukuthola kunzima futhi kudla isikhathi ukukwenza ngokwakho, vele udlulisele kuMeluleki Wezezimali ozikhethele wona ngohlelo lokusebenza. Siyakukhathalela ukuthatha kwakho umhlalaphansi, yingakho sihlinzeka ngezinsizakalo zethu MAHHALA isikhathi esilinganiselwe!
U-Plootus uhlaziye izinkulungwane zezinhlelo ze-401k / 401(k), 403b / 403(b), 457, 401a, noma ze-Thrift Savings Plan (TSP) ezinikezwa abaqashi base-US. Okunye okuseshwayo komqashi okudumile ku-Plootus.com kanye ne-Plootus App yi-Amazon, Alphabet (Google), Meta (Facebook), General Electric (GE), Nissan, Tesla, Avangrid, New York University, Fairfield University, University of Alabama, Inyuvesi yaseMichigan phakathi kwabanye. I-Plootus iwuhlelo lokusebenza lokutshala imali lomuntu siqu lokuma endaweni eyodwa lapho ujabulela khona izinsizakalo ze-premium MAHHALA.
Isebenza kanjani?
1. Ukuze uthole izinketho ezingcono kakhulu zokutshala izimali phakathi kwalezo ezixhaswe ngumqashi wakho 401k / 401(k), 403b / 403(b), 457, 401a, nezinhlelo ze-TSP, sesha igama lomqashi wakho, futhi uzothola isabelo sokutshala imali. ukuze uthole Isu lakho Lengozi noma Lokutshalwa Kwezimali (Ukukhula Okuphezulu, Ukukhula, Okumaphakathi, Okulondolozayo noma I-Super Conservative).
2. Isinyathelo esilandelayo siwukungena ezinhlelweni zakho ezixhaswe ngumqashi wakho 401k / 401(k), 403b / 403(b), 457, 401a, kanye ne-TSP futhi wenze ukudluliswa kwemali phakathi kwesikhwama esisekelwe esabelweni sokutshala esiphakanyiswe u-Plootus.
Akekho okunikeza lesi seluleko MAHHALA!
Ukuze uthole ukuhlaziya okuphelele, xhumanisa ama-akhawunti akho ezezimali (ibhange, ikhadi lesikweletu, 401k / 401(k), 403b / 403(b), 457, 401a, nezinhlelo ze-TSP) endaweni e-SECURE (ukubethela kwe-SSL) ukuze uqonde Iholo lakho eliphelele. kanye Nezindleko, Izimpahla Nezikweletu, kanye Nengqikithi Yokufaneleka.
I-AI yethu ihlaziya imikhuba yakho yokusebenzisa imali futhi ikusize ekunqumeni ukuthi yimalini oyidingayo ukuze uthathe umhlalaphansi ngokusekelwe kwikhodi yakho ye-zip. Kuthatha ukuqagela. I-Plootus ihlaziya indlela osebenzisa ngayo imali, izinguquko zokuphila, kanye nokwehla kwamandla emali, futhi inquma ukuthi yimalini oyidingayo ukuze uthathe umhlalaphansi ngokunethezeka. Sihlaziya izigaba zezindleko ezingu-30+, sicabangele indawo nezindleko zesikhathi esizayo ezilindelwe njengokunakekelwa kwezempilo, futhi sikunikeze isithombe esingokoqobo sezidingo zakho zokuthatha umhlalaphansi.
Okuhle kakhulu ukuthi, asikuceli ukuthi ubuyekeze noma yiluphi ulwazi mathupha amanye amathuluzi azocela ukuthi ukwenze. I-AI yethu ikunikeza izimpendulo ezinokufaka okuncane futhi ikunikeza ukuguquguquka ukuze wenze ukuhlela.
Abatshalizimali kufanele bacabangele izinjongo zabo zokutshala izimali kanye nezingozi ngokucophelela ngaphambi kokutshala imali noma ukwenza noma yiziphi izinguquko ezindlekweni zabo zokutshala izimali. Akukho kulokhu kuxhumana okufanele kuthathwe njengeseluleko sentela, ukucela noma ukunikezwa, noma isincomo, ukuthenga/ukuthengisa noma yisiphi isibambiso.
Ukuhlela umhlalaphansi kwenziwe kwaba lula. Khetha utshalomali olungcono kakhulu kusuka ku-401k, 403b, 457.
Kubuyekezwe ngo-
Jun 5, 2023